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Gurkhas FinanceXNEP:GUFL -2.30%44 Cyclically Adjusted PB Ratio is 2.60 as of Sep. 16, 2026, which is 8% below its 10-year median of 2.84. GuruFocus rates XNEP:GUFL with a GF Score™ of 44/100. The stock has 1 warning sign investors should review. Among 1,273 Banks companies, Gurkhas Finance ranks worse than 88.14% on this metric.
The historical rank and industry rank for Gurkhas Finance's Cyclically Adjusted PB Ratio or its related term are showing as below:
XNEP:GUFL'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.73 Med: 2.84 Max: 4.87
Current: 2.53
During the past years, Gurkhas Finance's highest Cyclically Adjusted PB Ratio was 4.87. The lowest was 0.73. And the median was 2.84.
XNEP:GUFL's Cyclically Adjusted PB Ratio is ranked worse than 88.14% of 1273
companies
in the Banks industry
Industry Median: 1.29
vs XNEP:GUFL: 2.53
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Gurkhas Finance's adjusted book value per share data for the three months ended in Apr. 2026 was NPR157.984. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR195.52 for the trailing ten years ended in Apr. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Gurkhas Finance (XNEP:GUFL) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Gurkhas Finance Cyclically Adjusted PB Ratio Related Terms
Gurkhas Finance Cyclically Adjusted PB Ratio Historical Data
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The historical data trend for Gurkhas Finance's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gurkhas Finance Cyclically Adjusted PB Ratio Chart
Gurkhas Finance Cyclically Adjusted PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Gurkhas Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gurkhas Finance Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Gurkhas Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Gurkhas Finance's Cyclically Adjusted PB Ratio falls into.
Gurkhas Finance Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
Gurkhas Finance's Cyclically Adjusted PB Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 2.60 mean?
Gurkhas Finance (XNEP:GUFL) has a Cyclically Adjusted PB Ratio of 2.60 as of Sep. 16, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Gurkhas Finance and its competitors. This is near median its historical median of 2.84. Over the past decade, Gurkhas Finance's Cyclically Adjusted PB Ratio has ranged from 0.73 to 4.87. According to the industry distribution chart, Gurkhas Finance ranks #1122 out of 1273 companies in the Banks industry, placing it in the top 88.1%.
Is Gurkhas Finance's Cyclically Adjusted PB Ratio too high?
Gurkhas Finance's current Cyclically Adjusted PB Ratio of 2.60 is near median its 10-year median of 2.84. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 4.87. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Gurkhas Finance's value of 2.60 is 101.6% above this industry median. Based on the distribution chart, Gurkhas Finance ranks #1122 out of 1273 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Gurkhas Finance has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Gurkhas Finance's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Gurkhas Finance ranks #1122 out of 1273 companies for Cyclically Adjusted PB Ratio. This places Gurkhas Finance in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Gurkhas Finance's value of 2.60 is 101.6% above this benchmark. Historically, Gurkhas Finance's own Cyclically Adjusted PB Ratio has ranged from 0.73 to 4.87 over the past decade. While the company's 10-year median is 2.84 vs. the industry median of 1.29, Gurkhas Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,273 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gurkhas Finance's current Cyclically Adjusted PB Ratio of 2.60 is 101.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Gurkhas Finance and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurkhas Finance's current Cyclically Adjusted PB Ratio is 2.60, which is near median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurkhas Finance stock overvalued right now?
Gurkhas Finance (XNEP:GUFL) has a current Cyclically Adjusted PB Ratio of 2.60. The current Cyclically Adjusted PB Ratio is 2.60, which is near median its 10-year median of 2.84 and 101.6% above the Banks industry median of 1.29. Gurkhas Finance's overall GF Score™ is 44/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Gurkhas Finance (XNEP:GUFL), the current Cyclically Adjusted PB Ratio is 2.60 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gurkhas Finance Ltd is a Nepal based company engaged in the provision of banking services. The revenue is bifurcated into three sectors Customer banking, Treasury, and Others. Customer banking includes loans and deposit, service charges related to loans and deposit and related charges, and income. The Treasury segment generates revenue by making an investment in government securities, corporate bonds, mutual fund units, shares, etc. The company provides E-banking, Debit card, remittance, and mobile banking. It operates in different geographical segments based on its province: Province 1, Province 2, Bagmati, Gandaki, Lumbini, Karnali, and Far West.
44GF Score
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