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Gurkhas FinanceXNEP:GUFL 44 Return-on-Tangible-Asset is 2.52% as of Apr. 2026, which is 25100% above its 10-year median of 0.01. GuruFocus rates XNEP:GUFL with a GF Score™ of 44/100. The stock has 1 warning sign investors should review. Among 1,517 Banks companies, Gurkhas Finance ranks worse than 60.65% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Gurkhas Finance's annualizedNet Income for the quarter that ended in Apr. 2026 was NPR271.3 Mil. Gurkhas Finance's average total tangible assets for the quarter that ended in Apr. 2026 was NPR10,773.5 Mil. Therefore, Gurkhas Finance's annualized Return-on-Tangible-Asset for the quarter that ended in Apr. 2026 was 2.52%.
The historical rank and industry rank for Gurkhas Finance's Return-on-Tangible-Asset or its related term are showing as below:
XNEP:GUFL'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -3.51 Med: 0.01 Max: 10.13
Current: 0.85
During the past 13 years, Gurkhas Finance's highest Return-on-Tangible-Asset was 10.13%. The lowest was -3.51%. And the median was 0.01%.
XNEP:GUFL's Return-on-Tangible-Asset is ranked worse than 60.65% of 1517
companies
in the Banks industry
Industry Median: 1.03
vs XNEP:GUFL: 0.85
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Gurkhas Finance Return-on-Tangible-Asset Related Terms
Gurkhas Finance Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Gurkhas Finance's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Gurkhas Finance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gurkhas Finance Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Gurkhas Finance's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Gurkhas Finance's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.52% mean?
Gurkhas Finance (XNEP:GUFL) has a Return-on-Tangible-Asset of 2.52% as of Apr. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Gurkhas Finance and its competitors. This is 25100% above median its historical median of 0.01. According to the industry distribution chart, Gurkhas Finance ranks #920 out of 1517 companies in the Banks industry, placing it in the top 60.6%.
Is Gurkhas Finance's Return-on-Tangible-Asset too high?
Gurkhas Finance's current Return-on-Tangible-Asset of 2.52% is 25100% above median its 10-year median of 0.01. The Banks industry median Return-on-Tangible-Asset is 1.03. Gurkhas Finance's value of 2.52% is 144.7% above this industry median. Based on the distribution chart, Gurkhas Finance ranks #920 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Gurkhas Finance has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Gurkhas Finance's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Gurkhas Finance ranks #920 out of 1517 companies for Return-on-Tangible-Asset. This places Gurkhas Finance in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.03. Gurkhas Finance's value of 2.52% is 144.7% above this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 1.03, Gurkhas Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.03, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gurkhas Finance's current Return-on-Tangible-Asset of 2.52% is 144.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Gurkhas Finance and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurkhas Finance's current Return-on-Tangible-Asset is 2.52%, which is 25100% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurkhas Finance stock overvalued right now?
Gurkhas Finance (XNEP:GUFL) has a current Return-on-Tangible-Asset of 2.52%. The current Return-on-Tangible-Asset is 2.52%, which is 25100% above median its 10-year median of 0.01 and 144.7% above the Banks industry median of 1.03. Gurkhas Finance's overall GF Score™ is 44/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Gurkhas Finance (XNEP:GUFL), the current Return-on-Tangible-Asset is 2.52% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gurkhas Finance Ltd is a Nepal based company engaged in the provision of banking services. The revenue is bifurcated into three sectors Customer banking, Treasury, and Others. Customer banking includes loans and deposit, service charges related to loans and deposit and related charges, and income. The Treasury segment generates revenue by making an investment in government securities, corporate bonds, mutual fund units, shares, etc. The company provides E-banking, Debit card, remittance, and mobile banking. It operates in different geographical segments based on its province: Province 1, Province 2, Bagmati, Gandaki, Lumbini, Karnali, and Far West.
44GF Score
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