Gurkhas Finance (XNEP:GUFL) E10: NPR15.25 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:GUFL Gurkhas Finance Ltd XNEP:GUFL
42 GF Score
Price NPR572.00
! 2 Warning Signs
View Full Analysis

What is Gurkhas Finance E10?

Gurkhas Finance XNEP:GUFL -0.52% 42 E10 is NPR15.25 as of Apr. 2026. GuruFocus rates XNEP:GUFL with a GF Score™ of 42/100. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Gurkhas Finance's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR7.819. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR15.25 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Gurkhas Finance's average E10 Growth Rate was 1.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-01), Gurkhas Finance's current stock price is NPR572.00. Gurkhas Finance's E10 for the quarter that ended in Apr. 2026 was NPR15.25. Gurkhas Finance's Shiller PE Ratio of today is 37.51.

During the past 13 years, the highest Shiller PE Ratio of Gurkhas Finance was 55.15. The lowest was 7.85. And the median was 37.40.


Gurkhas Finance  (XNEP:GUFL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Gurkhas Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=572.00/15.25
=37.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Gurkhas Finance was 55.15. The lowest was 7.85. And the median was 37.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Gurkhas Finance E10 Related Terms


Gurkhas Finance E10 Historical Data

* Premium members only.

The historical data trend for Gurkhas Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gurkhas Finance E10 Chart

Gurkhas Finance Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 16.55 17.08 14.29

Gurkhas Finance Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.10 14.29 13.23 14.27 15.25

Gurkhas Finance E10 Competitor Comparison

For the Banks - Regional subindustry, Gurkhas Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gurkhas Finance Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Gurkhas Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Gurkhas Finance's Shiller PE Ratio falls into.


XNEP:GUFL
42GF Score
Gurkhas Finance Ltd XNEP:GUFL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gurkhas Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gurkhas Finance's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=7.819/333.0200*333.0200
=7.819

Current CPI (Apr. 2026) = 333.0200.

Gurkhas Finance Quarterly Data

per share eps CPI Adj_EPS
201604 76.226 239.261 106.097
201607 20.706 240.628 28.656
201610 10.986 241.729 15.135
201704 0.000 244.524 0.000
201707 5.152 244.786 7.009
201710 -6.261 246.663 -8.453
201801 10.144 247.867 13.629
201804 -3.001 250.546 -3.989
201807 -0.709 252.006 -0.937
201810 11.550 252.885 15.210
201901 5.593 251.712 7.400
201904 0.299 255.548 0.390
201907 -7.057 256.571 -9.160
201910 2.353 257.346 3.045
202001 4.701 257.971 6.069
202004 1.546 256.389 2.008
202007 -17.760 259.101 -22.827
202010 7.591 260.388 9.708
202101 12.035 261.582 15.322
202104 11.912 267.054 14.854
202107 -19.535 273.003 -23.830
202110 1.909 276.589 2.298
202201 0.321 281.148 0.380
202204 8.707 289.109 10.029
202207 -51.261 296.276 -57.618
202210 15.350 298.012 17.153
202301 3.899 299.170 4.340
202304 2.811 303.363 3.086
202307 -10.820 305.691 -11.787
202310 7.107 307.671 7.693
202401 6.903 308.417 7.454
202404 -7.688 313.548 -8.165
202407 -1.440 314.540 -1.525
202410 2.797 315.664 2.951
202501 -3.097 317.671 -3.247
202504 -9.806 320.795 -10.180
202507 -4.446 323.048 -4.583
202510 -4.890 0.000
202601 11.998 325.252 12.285
202604 7.819 333.020 7.819

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR15.25 mean?
Gurkhas Finance (XNEP:GUFL) has a E10 of NPR15.25 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Gurkhas Finance and its competitors.
Is Gurkhas Finance's E10 too high?
Gurkhas Finance's current E10 is NPR15.25. Overall, Gurkhas Finance has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Gurkhas Finance's E10 compare to competitors?
Gurkhas Finance's E10 of NPR15.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Gurkhas Finance and its competitors. Gurkhas Finance's current E10 is NPR15.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurkhas Finance stock overvalued right now?
Gurkhas Finance (XNEP:GUFL) has a current E10 of NPR15.25. The current E10 is NPR15.25. Gurkhas Finance's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Gurkhas Finance (XNEP:GUFL), the current E10 is NPR15.25 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gurkhas Finance Business Description

Address Charkhal Road, Dillibazzar, Kathmandu, NPL
Gurkhas Finance Ltd is a Nepal based company engaged in the provision of banking services. The revenue is bifurcated into three sectors Customer banking, Treasury, and Others. Customer banking includes loans and deposit, service charges related to loans and deposit and related charges, and income. The Treasury segment generates revenue by making an investment in government securities, corporate bonds, mutual fund units, shares, etc. The company provides E-banking, Debit card, remittance, and mobile banking. It operates in different geographical segments based on its province: Province 1, Province 2, Bagmati, Gandaki, Lumbini, Karnali, and Far West.
42GF Score

Get the complete analysis for XNEP:GUFL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR572.00
Price