Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Gurkhas FinanceXNEP:GUFL -0.52%42 ROE % is 20.39% as of Apr. 2026, which is 40680% above its 10-year median of 0.05. GuruFocus rates XNEP:GUFL with a GF Score™ of 42/100. The stock has 2 warning signs investors should review. Among 1,524 Banks companies, Gurkhas Finance ranks worse than 72.11% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Gurkhas Finance's annualized net income for the quarter that ended in Apr. 2026 was NPR271.3 Mil. Gurkhas Finance's average Total Stockholders Equity over the quarter that ended in Apr. 2026 was NPR1,330.3 Mil. Therefore, Gurkhas Finance's annualized ROE % for the quarter that ended in Apr. 2026 was 20.39%.
The historical rank and industry rank for Gurkhas Finance's ROE % or its related term are showing as below:
XNEP:GUFL'
s ROE % Range Over the Past 10 Years
Min: -23.97 Med: 0.05 Max: 51.92
Current: 7.13
During the past 13 years, Gurkhas Finance's highest ROE % was 51.92%. The lowest was -23.97%. And the median was 0.05%.
XNEP:GUFL's ROE % is ranked worse than 72.11% of 1524
companies
in the Banks industry
Industry Median: 10.33
vs XNEP:GUFL: 7.13
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Gurkhas Finance ROE % Related Terms
Gurkhas Finance ROE % Historical Data
* Premium members only.
The historical data trend for Gurkhas Finance's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Gurkhas Finance's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gurkhas Finance ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Gurkhas Finance's ROE % distribution charts can be found below:
* The bar in red indicates where Gurkhas Finance's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Gurkhas Finance (XNEP:GUFL) has a ROE % of 20.39% as of Apr. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Gurkhas Finance and its competitors. This is 40680% above median its historical median of 0.05. According to the industry distribution chart, Gurkhas Finance ranks #1099 out of 1524 companies in the Banks industry, placing it in the top 72.1%.
Is Gurkhas Finance's ROE % too high?
Gurkhas Finance's current ROE % of 20.39% is 40680% above median its 10-year median of 0.05. The Banks industry median ROE % is 10.33. Gurkhas Finance's value of 20.39% is 97.4% above this industry median. Based on the distribution chart, Gurkhas Finance ranks #1099 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Gurkhas Finance has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Gurkhas Finance's ROE % compare to competitors?
According to the Banks industry distribution chart, Gurkhas Finance ranks #1099 out of 1524 companies for ROE %. This places Gurkhas Finance in the lower half of its industry. The industry median ROE % is 10.33. Gurkhas Finance's value of 20.39% is 97.4% above this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 10.33, Gurkhas Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.33, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gurkhas Finance's current ROE % of 20.39% is 97.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Gurkhas Finance and its competitors. For the Banks industry, the median ROE % is 10.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurkhas Finance's current ROE % is 20.39%, which is 40680% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurkhas Finance stock overvalued right now?
Gurkhas Finance (XNEP:GUFL) has a current ROE % of 20.39%. The current ROE % is 20.39%, which is 40680% above median its 10-year median of 0.05 and 97.4% above the Banks industry median of 10.33. Gurkhas Finance's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Gurkhas Finance (XNEP:GUFL), the current ROE % is 20.39% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gurkhas Finance Ltd is a Nepal based company engaged in the provision of banking services. The revenue is bifurcated into three sectors Customer banking, Treasury, and Others. Customer banking includes loans and deposit, service charges related to loans and deposit and related charges, and income. The Treasury segment generates revenue by making an investment in government securities, corporate bonds, mutual fund units, shares, etc. The company provides E-banking, Debit card, remittance, and mobile banking. It operates in different geographical segments based on its province: Province 1, Province 2, Bagmati, Gandaki, Lumbini, Karnali, and Far West.
42GF Score
Get the complete analysis for XNEP:GUFL
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:GUFL has been successfully added to your 
