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Gurkhas FinanceXNEP:GUFL -1.04%42 Return-on-Tangible-Equity is 20.44% as of Apr. 2026, which is 40780% above its 10-year median of 0.05. GuruFocus rates XNEP:GUFL with a GF Score™ of 42/100. The stock has 2 warning signs investors should review. Among 1,521 Banks companies, Gurkhas Finance ranks worse than 74.36% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Gurkhas Finance's annualized net income for the quarter that ended in Apr. 2026 was NPR271.3 Mil. Gurkhas Finance's average shareholder tangible equity for the quarter that ended in Apr. 2026 was NPR1,327.3 Mil. Therefore, Gurkhas Finance's annualized Return-on-Tangible-Equity for the quarter that ended in Apr. 2026 was 20.44%.
The historical rank and industry rank for Gurkhas Finance's Return-on-Tangible-Equity or its related term are showing as below:
XNEP:GUFL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -23.99 Med: 0.05 Max: 51.92
Current: 7.15
During the past 13 years, Gurkhas Finance's highest Return-on-Tangible-Equity was 51.92%. The lowest was -23.99%. And the median was 0.05%.
XNEP:GUFL's Return-on-Tangible-Equity is ranked worse than 74.36% of 1521
companies
in the Banks industry
Industry Median: 11.41
vs XNEP:GUFL: 7.15
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Gurkhas Finance Return-on-Tangible-Equity Related Terms
Gurkhas Finance Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Gurkhas Finance's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Gurkhas Finance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gurkhas Finance Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Gurkhas Finance's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Gurkhas Finance's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 20.44% mean?
Gurkhas Finance (XNEP:GUFL) has a Return-on-Tangible-Equity of 20.44% as of Apr. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Gurkhas Finance and its competitors. This is 40780% above median its historical median of 0.05. According to the industry distribution chart, Gurkhas Finance ranks #1131 out of 1521 companies in the Banks industry, placing it in the top 74.4%.
Is Gurkhas Finance's Return-on-Tangible-Equity too high?
Gurkhas Finance's current Return-on-Tangible-Equity of 20.44% is 40780% above median its 10-year median of 0.05. The Banks industry median Return-on-Tangible-Equity is 11.41. Gurkhas Finance's value of 20.44% is 79.1% above this industry median. Based on the distribution chart, Gurkhas Finance ranks #1131 out of 1521 companies in the Banks industry, which is below the industry midpoint. Overall, Gurkhas Finance has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Gurkhas Finance's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Gurkhas Finance ranks #1131 out of 1521 companies for Return-on-Tangible-Equity. This places Gurkhas Finance in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.41. Gurkhas Finance's value of 20.44% is 79.1% above this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 11.41, Gurkhas Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.41, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gurkhas Finance's current Return-on-Tangible-Equity of 20.44% is 79.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Gurkhas Finance and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurkhas Finance's current Return-on-Tangible-Equity is 20.44%, which is 40780% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurkhas Finance stock overvalued right now?
Gurkhas Finance (XNEP:GUFL) has a current Return-on-Tangible-Equity of 20.44%. The current Return-on-Tangible-Equity is 20.44%, which is 40780% above median its 10-year median of 0.05 and 79.1% above the Banks industry median of 11.41. Gurkhas Finance's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Gurkhas Finance (XNEP:GUFL), the current Return-on-Tangible-Equity is 20.44% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gurkhas Finance Ltd is a Nepal based company engaged in the provision of banking services. The revenue is bifurcated into three sectors Customer banking, Treasury, and Others. Customer banking includes loans and deposit, service charges related to loans and deposit and related charges, and income. The Treasury segment generates revenue by making an investment in government securities, corporate bonds, mutual fund units, shares, etc. The company provides E-banking, Debit card, remittance, and mobile banking. It operates in different geographical segments based on its province: Province 1, Province 2, Bagmati, Gandaki, Lumbini, Karnali, and Far West.
42GF Score
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