Gurkhas Finance (XNEP:GUFL) Cyclically Adjusted PS Ratio: 9.79 (As of Sep. 05, 2026) — 11% Below Median

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XNEP:GUFL Gurkhas Finance Ltd XNEP:GUFL
42 GF Score
Price NPR506.00
! 1 Warning Sign
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What is Gurkhas Finance Cyclically Adjusted PS Ratio?

Gurkhas Finance XNEP:GUFL 42 Cyclically Adjusted PS Ratio is 9.79 as of Sep. 05, 2026, which is 11% below its 10-year median of 10.99. GuruFocus rates XNEP:GUFL with a GF Score™ of 42/100. The stock has 1 warning sign investors should review. Among 1,301 Banks companies, Gurkhas Finance ranks worse than 96% on this metric.

As of today (2026-09-05), Gurkhas Finance's current share price is NPR506.00. Gurkhas Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 was NPR51.68. Gurkhas Finance's Cyclically Adjusted PS Ratio for today is 9.79.

The historical rank and industry rank for Gurkhas Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

XNEP:GUFL' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.95   Med: 10.99   Max: 19.67
Current: 9.56

During the past years, Gurkhas Finance's highest Cyclically Adjusted PS Ratio was 19.67. The lowest was 2.95. And the median was 10.99.

XNEP:GUFL's Cyclically Adjusted PS Ratio is ranked worse than
96% of 1301 companies
in the Banks industry
Industry Median: 3.43 vs XNEP:GUFL: 9.56

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Gurkhas Finance's adjusted revenue per share data for the three months ended in Apr. 2026 was NPR15.134. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR51.68 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Gurkhas Finance  (XNEP:GUFL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Gurkhas Finance Cyclically Adjusted PS Ratio Related Terms


Gurkhas Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Gurkhas Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gurkhas Finance Cyclically Adjusted PS Ratio Chart

Gurkhas Finance Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 17.91 11.51

Gurkhas Finance Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.93 11.51 9.55 11.48 10.03

Gurkhas Finance Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Gurkhas Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gurkhas Finance Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Gurkhas Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Gurkhas Finance's Cyclically Adjusted PS Ratio falls into.


XNEP:GUFL
42GF Score
Gurkhas Finance Ltd XNEP:GUFL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Gurkhas Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Gurkhas Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=506.00/51.68
=9.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gurkhas Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Gurkhas Finance's adjusted Revenue per Share data for the three months ended in Apr. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=15.134/333.0200*333.0200
=15.134

Current CPI (Apr. 2026) = 333.0200.

Gurkhas Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201604 4.101 239.261 5.708
201607 15.019 240.628 20.786
201610 7.212 241.729 9.936
201704 0.000 244.524 0.000
201707 12.991 244.786 17.674
201710 3.771 246.663 5.091
201801 16.103 247.867 21.635
201804 4.450 250.546 5.915
201807 10.129 252.006 13.385
201810 3.421 252.885 4.505
201901 10.684 251.712 14.135
201904 5.669 255.548 7.388
201907 16.567 256.571 21.503
201910 11.394 257.346 14.744
202001 24.274 257.971 31.336
202004 10.524 256.389 13.669
202007 7.177 259.101 9.225
202010 9.576 260.388 12.247
202101 24.525 261.582 31.223
202104 6.149 267.054 7.668
202107 12.095 273.003 14.754
202110 13.821 276.589 16.641
202201 16.905 281.148 20.024
202204 17.417 289.109 20.062
202207 -9.069 296.276 -10.194
202210 10.275 298.012 11.482
202301 22.804 299.170 25.384
202304 10.248 303.363 11.250
202307 13.143 305.691 14.318
202310 15.742 307.671 17.039
202401 11.863 308.417 12.809
202404 7.585 313.548 8.056
202407 6.379 314.540 6.754
202410 12.795 315.664 13.499
202501 8.529 317.671 8.941
202504 7.312 320.795 7.591
202507 7.863 323.048 8.106
202510 10.043 0.000
202601 4.017 325.252 4.113
202604 15.134 333.020 15.134

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 9.79 mean?
Gurkhas Finance (XNEP:GUFL) has a Cyclically Adjusted PS Ratio of 9.79 as of Sep. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gurkhas Finance and its competitors. This is 11% below median its historical median of 10.99. Over the past decade, Gurkhas Finance's Cyclically Adjusted PS Ratio has ranged from 2.95 to 19.67. According to the industry distribution chart, Gurkhas Finance ranks #1249 out of 1301 companies in the Banks industry, placing it in the top 96%.
Is Gurkhas Finance's Cyclically Adjusted PS Ratio too high?
Gurkhas Finance's current Cyclically Adjusted PS Ratio of 9.79 is 11% below median its 10-year median of 10.99. Over the past 10 years, this metric has ranged from a low of 2.95 to a high of 19.67. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Gurkhas Finance's value of 9.79 is 185.4% above this industry median. Based on the distribution chart, Gurkhas Finance ranks #1249 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Gurkhas Finance has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Gurkhas Finance's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Gurkhas Finance ranks #1249 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Gurkhas Finance in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Gurkhas Finance's value of 9.79 is 185.4% above this benchmark. Historically, Gurkhas Finance's own Cyclically Adjusted PS Ratio has ranged from 2.95 to 19.67 over the past decade. While the company's 10-year median is 10.99 vs. the industry median of 3.43, Gurkhas Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gurkhas Finance's current Cyclically Adjusted PS Ratio of 9.79 is 185.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gurkhas Finance and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurkhas Finance's current Cyclically Adjusted PS Ratio is 9.79, which is 11% below median its own 10-year median of 10.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurkhas Finance stock overvalued right now?
Gurkhas Finance (XNEP:GUFL) has a current Cyclically Adjusted PS Ratio of 9.79. The current Cyclically Adjusted PS Ratio is 9.79, which is 11% below median its 10-year median of 10.99 and 185.4% above the Banks industry median of 3.43. Gurkhas Finance's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Gurkhas Finance (XNEP:GUFL), the current Cyclically Adjusted PS Ratio is 9.79 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gurkhas Finance Business Description

Address Charkhal Road, Dillibazzar, Kathmandu, NPL
Gurkhas Finance Ltd is a Nepal based company engaged in the provision of banking services. The revenue is bifurcated into three sectors Customer banking, Treasury, and Others. Customer banking includes loans and deposit, service charges related to loans and deposit and related charges, and income. The Treasury segment generates revenue by making an investment in government securities, corporate bonds, mutual fund units, shares, etc. The company provides E-banking, Debit card, remittance, and mobile banking. It operates in different geographical segments based on its province: Province 1, Province 2, Bagmati, Gandaki, Lumbini, Karnali, and Far West.
42GF Score

Get the complete analysis for XNEP:GUFL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR506.00
Price