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Gurkhas FinanceXNEP:GUFL -0.52%42 Net Margin % is 51.66% as of Apr. 2026, which is 32188% above its 10-year median of 0.16. GuruFocus rates XNEP:GUFL with a GF Score™ of 42/100. The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Gurkhas Finance ranks better than 53.8% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Gurkhas Finance's Net Income for the
three
months ended in Apr. 2026 was NPR67.8 Mil. Gurkhas Finance's Revenue for the
three
months ended in Apr. 2026 was NPR131.3 Mil. Therefore, Gurkhas Finance's net margin for the quarter that ended in Apr. 2026 was 51.66%.
The historical rank and industry rank for Gurkhas Finance's Net Margin % or its related term are showing as below:
XNEP:GUFL'
s Net Margin % Range Over the Past 10 Years
Min: -153.5 Med: 0.16 Max: 196.25
Current: 28.28
XNEP:GUFL's Net Margin % is ranked better than 53.8% of 1526
companies
in the Banks industry
Industry Median: 27.06
vs XNEP:GUFL: 28.28
Gurkhas Finance (XNEP:GUFL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Gurkhas Finance Net Margin % Related Terms
Gurkhas Finance Net Margin % Historical Data
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The historical data trend for Gurkhas Finance's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gurkhas Finance Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Gurkhas Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gurkhas Finance Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Gurkhas Finance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Gurkhas Finance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gurkhas Finance (XNEP:GUFL) has a Net Margin % of 51.66% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Gurkhas Finance and its competitors. This is 32188% above median its historical median of 0.16. According to the industry distribution chart, Gurkhas Finance ranks #705 out of 1526 companies in the Banks industry, placing it in the top 46.2%.
Is Gurkhas Finance's Net Margin % too high?
Gurkhas Finance's current Net Margin % of 51.66% is 32188% above median its 10-year median of 0.16. The Banks industry median Net Margin % is 27.06. Gurkhas Finance's value of 51.66% is 90.9% above this industry median. Based on the distribution chart, Gurkhas Finance ranks #705 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Gurkhas Finance has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Gurkhas Finance's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Gurkhas Finance ranks #705 out of 1526 companies for Net Margin %. This puts Gurkhas Finance in the upper half of its industry. The industry median Net Margin % is 27.06. Gurkhas Finance's value of 51.66% is 90.9% above this benchmark. While the company's 10-year median is 0.16 vs. the industry median of 27.06, Gurkhas Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gurkhas Finance's current Net Margin % of 51.66% is 90.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Gurkhas Finance and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurkhas Finance's current Net Margin % is 51.66%, which is 32188% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurkhas Finance stock overvalued right now?
Gurkhas Finance (XNEP:GUFL) has a current Net Margin % of 51.66%. The current Net Margin % is 51.66%, which is 32188% above median its 10-year median of 0.16 and 90.9% above the Banks industry median of 27.06. Gurkhas Finance's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Gurkhas Finance (XNEP:GUFL), the current Net Margin % is 51.66% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gurkhas Finance Ltd is a Nepal based company engaged in the provision of banking services. The revenue is bifurcated into three sectors Customer banking, Treasury, and Others. Customer banking includes loans and deposit, service charges related to loans and deposit and related charges, and income. The Treasury segment generates revenue by making an investment in government securities, corporate bonds, mutual fund units, shares, etc. The company provides E-banking, Debit card, remittance, and mobile banking. It operates in different geographical segments based on its province: Province 1, Province 2, Bagmati, Gandaki, Lumbini, Karnali, and Far West.
42GF Score
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