Union Nacional De Empresas (XPTY:UNEM) Cyclically Adjusted PB Ratio: 0.40 (As of Sep. 06, 2026) — 11% Below Median

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XPTY:UNEM Union Nacional De Empresas SA XPTY:UNEM
100 GF Score
Price $26.99
GF Value $24.46
Valuation Fairly Valued
! 8 Warning Signs
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What is Union Nacional De Empresas Cyclically Adjusted PB Ratio?

Union Nacional De Empresas XPTY:UNEM 100 Cyclically Adjusted PB Ratio is 0.40 as of Sep. 06, 2026, which is 11% below its 10-year median of 0.45. GuruFocus rates XPTY:UNEM with a GF Score™ of 100/100 and a GF Value™ of $24.46 (Fairly Valued). The stock has 8 warning signs investors should review. Among 423 Conglomerates companies, Union Nacional De Empresas ranks better than 79.2% on this metric.

As of today (2026-09-06), Union Nacional De Empresas's current share price is $26.99. Union Nacional De Empresas's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $66.98. Union Nacional De Empresas's Cyclically Adjusted PB Ratio for today is 0.40.

The historical rank and industry rank for Union Nacional De Empresas's Cyclically Adjusted PB Ratio or its related term are showing as below:

XPTY:UNEM' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.37   Med: 0.45   Max: 0.72
Current: 0.4

During the past years, Union Nacional De Empresas's highest Cyclically Adjusted PB Ratio was 0.72. The lowest was 0.37. And the median was 0.45.

XPTY:UNEM's Cyclically Adjusted PB Ratio is ranked better than
79.2% of 423 companies
in the Conglomerates industry
Industry Median: 1.03 vs XPTY:UNEM: 0.40

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Union Nacional De Empresas's adjusted book value per share data for the three months ended in Jun. 2026 was $76.693. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $66.98 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Union Nacional De Empresas  (XPTY:UNEM) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Union Nacional De Empresas Cyclically Adjusted PB Ratio Related Terms


Union Nacional De Empresas Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Union Nacional De Empresas's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Nacional De Empresas Cyclically Adjusted PB Ratio Chart

Union Nacional De Empresas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.67 0.57 0.45 0.41

Union Nacional De Empresas Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.43 0.41 0.41 0.40

XPTY:UNEM vs MMM, HON: Cyclically Adjusted PB Ratio Comparison

For the Conglomerates subindustry, Union Nacional De Empresas's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Nacional De Empresas Cyclically Adjusted PB Ratio vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Union Nacional De Empresas's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Union Nacional De Empresas's Cyclically Adjusted PB Ratio falls into.


XPTY:UNEM
100GF Score
Union Nacional De Empresas SA XPTY:UNEM
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Nacional De Empresas Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Union Nacional De Empresas's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=26.99/66.98
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Nacional De Empresas's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Union Nacional De Empresas's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=76.693/333.9520*333.9520
=76.693

Current CPI (Jun. 2026) = 333.9520.

Union Nacional De Empresas Quarterly Data

Book Value per Share CPI Adj_Book
201609 39.864 241.428 55.141
201612 48.393 241.432 66.938
201703 41.576 243.801 56.950
201706 41.905 244.955 57.130
201709 42.767 246.819 57.865
201712 50.467 246.524 68.365
201803 43.567 249.554 58.301
201806 43.801 251.989 58.048
201809 44.762 252.439 59.216
201812 54.637 251.233 72.626
201903 55.631 254.202 73.084
201906 55.282 256.143 72.075
201909 56.385 256.759 73.337
201912 56.802 256.974 73.817
202003 55.159 258.115 71.365
202006 53.419 257.797 69.199
202009 53.255 260.280 68.329
202012 52.931 260.474 67.862
202103 53.685 264.877 67.685
202106 54.681 271.696 67.211
202109 54.868 274.310 66.798
202112 55.911 278.802 66.971
202203 61.915 287.504 71.918
202206 56.704 296.311 63.907
202209 56.716 296.808 63.814
202212 57.108 296.797 64.257
202303 57.097 301.836 63.172
202306 57.817 305.109 63.283
202309 58.932 307.789 63.941
202312 60.229 306.746 65.571
202403 61.697 312.332 65.968
202406 62.245 314.175 66.163
202409 63.266 315.301 67.008
202412 66.315 315.605 70.170
202503 67.441 319.799 70.426
202506 67.350 322.561 69.728
202509 69.696 324.800 71.660
202512 72.310 324.054 74.519
202603 77.772 330.213 78.653
202606 76.693 333.952 76.693

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.40 mean?
Union Nacional De Empresas (XPTY:UNEM) has a Cyclically Adjusted PB Ratio of 0.40 as of Sep. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Union Nacional De Empresas and its competitors. This is 11% below median its historical median of 0.45. Over the past decade, Union Nacional De Empresas' Cyclically Adjusted PB Ratio has ranged from 0.37 to 0.72. According to the industry distribution chart, Union Nacional De Empresas ranks #88 out of 423 companies in the Conglomerates industry, placing it in the top 20.8%.
Is Union Nacional De Empresas' Cyclically Adjusted PB Ratio too high?
Union Nacional De Empresas' current Cyclically Adjusted PB Ratio of 0.40 is 11% below median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.72. The Conglomerates industry median Cyclically Adjusted PB Ratio is 1.03. Union Nacional De Empresas' value of 0.40 is 61.2% below this industry median. Based on the distribution chart, Union Nacional De Empresas ranks #88 out of 423 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Union Nacional De Empresas has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Nacional De Empresas' Cyclically Adjusted PB Ratio compare to MMM and HON?
According to the Conglomerates industry distribution chart, Union Nacional De Empresas ranks #88 out of 423 companies for Cyclically Adjusted PB Ratio. This places Union Nacional De Empresas in the top 21% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.03. Union Nacional De Empresas' value of 0.40 is 61.2% below this benchmark. Historically, Union Nacional De Empresas' own Cyclically Adjusted PB Ratio has ranged from 0.37 to 0.72 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 1.03, Union Nacional De Empresas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Conglomerates company?
The median Cyclically Adjusted PB Ratio among Conglomerates companies is 1.03, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Nacional De Empresas's current Cyclically Adjusted PB Ratio of 0.40 is 61.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Union Nacional De Empresas and its competitors. For the Conglomerates industry, the median Cyclically Adjusted PB Ratio is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Nacional De Empresas's current Cyclically Adjusted PB Ratio is 0.40, which is 11% below median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Nacional De Empresas stock overvalued right now?
Based on GuruFocus' analysis, Union Nacional De Empresas (XPTY:UNEM) is currently considered Fairly Valued. The stock's GF Value™ is $24.46, compared to a current price of $26.99 — trading 10.3% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.40, which is 11% below median its 10-year median of 0.45 and 61.2% below the Conglomerates industry median of 1.03. Union Nacional De Empresas' overall GF Score™ is 100/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Union Nacional De Empresas (XPTY:UNEM), the current Cyclically Adjusted PB Ratio is 0.40 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Nacional De Empresas (XPTY:UNEM) Overvalued in 2026?

Based on GuruFocus' analysis, Union Nacional De Empresas stock appears to be overvalued. The current stock price of $26.99 is trading 10.3% above its estimated GF Value™ of $24.46. GuruFocus considers Union Nacional De Empresas to be Fairly Valued.

Key valuation signals for XPTY:UNEM:

  • Cyclically Adjusted PB Ratio: 0.40 (11% below median its 10-year median of 0.45)
  • GF Value™: $24.46 vs. price of $26.99 (10.3% above fair value)
  • GF Score™: 100/100 with 8 warning signs
  • Industry Position: 61.2% below the Conglomerates median (#88 of 423)

No single metric tells the full story. See the XPTY:UNEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Nacional De Empresas Business Description

Other Exchanges UNEMB:Panama
Address Spain Corner Road and Calle 50, No. 50, Building Sucasa, Apartado, PAN, 8001
Union Nacional De Empresas SA is a public company engaged in the construction and housing, hospitality, financial services, equipment rental and sales, shopping centers and industrial areas.
100GF Score

Get the complete analysis for XPTY:UNEM

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.99
Price
$24.46
GF Value