Union Nacional De Empresas (XPTY:UNEM) Cyclically Adjusted PB Ratio: 0.41 (As of Aug. 08, 2026) — Near Median

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XPTY:UNEM Union Nacional De Empresas SA XPTY:UNEM
95 GF Score
Price $26.99
GF Value $22.98
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Union Nacional De Empresas Cyclically Adjusted PB Ratio?

Union Nacional De Empresas XPTY:UNEM 95 Cyclically Adjusted PB Ratio is 0.41 as of Aug. 08, 2026, which is 9% below its 10-year median of 0.45. GuruFocus rates XPTY:UNEM with a GF Score™ of 95/100 and a GF Value™ of $22.98 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 463 Conglomerates companies, Union Nacional De Empresas ranks better than 79.7% on this metric.

As of today (2026-08-08), Union Nacional De Empresas's current share price is $26.99. Union Nacional De Empresas's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $65.64. Union Nacional De Empresas's Cyclically Adjusted PB Ratio for today is 0.41.

The historical rank and industry rank for Union Nacional De Empresas's Cyclically Adjusted PB Ratio or its related term are showing as below:

XPTY:UNEM' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.37   Med: 0.45   Max: 0.72
Current: 0.41

During the past years, Union Nacional De Empresas's highest Cyclically Adjusted PB Ratio was 0.72. The lowest was 0.37. And the median was 0.45.

XPTY:UNEM's Cyclically Adjusted PB Ratio is ranked better than
79.7% of 463 companies
in the Conglomerates industry
Industry Median: 1.02 vs XPTY:UNEM: 0.41

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Union Nacional De Empresas's adjusted book value per share data for the three months ended in Mar. 2026 was $77.779. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $65.64 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Union Nacional De Empresas  (XPTY:UNEM) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Union Nacional De Empresas Cyclically Adjusted PB Ratio Related Terms


Union Nacional De Empresas Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Union Nacional De Empresas's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Nacional De Empresas Cyclically Adjusted PB Ratio Chart

Union Nacional De Empresas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.67 0.57 0.45 0.41

Union Nacional De Empresas Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.44 0.43 0.41 0.41

XPTY:UNEM vs MMM, HON: Cyclically Adjusted PB Ratio Comparison

For the Conglomerates subindustry, Union Nacional De Empresas's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Nacional De Empresas Cyclically Adjusted PB Ratio vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Union Nacional De Empresas's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Union Nacional De Empresas's Cyclically Adjusted PB Ratio falls into.


XPTY:UNEM
95GF Score
Union Nacional De Empresas SA XPTY:UNEM
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Nacional De Empresas Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Union Nacional De Empresas's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=26.99/65.64
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Nacional De Empresas's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Union Nacional De Empresas's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=77.779/330.2130*330.2130
=77.779

Current CPI (Mar. 2026) = 330.2130.

Union Nacional De Empresas Quarterly Data

Book Value per Share CPI Adj_Book
201606 38.932 241.018 53.340
201609 39.868 241.428 54.529
201612 48.398 241.432 66.195
201703 41.579 243.801 56.316
201706 41.909 244.955 56.496
201709 42.771 246.819 57.222
201712 50.471 246.524 67.605
201803 43.571 249.554 57.654
201806 43.805 251.989 57.403
201809 44.766 252.439 58.558
201812 54.642 251.233 71.820
201903 55.636 254.202 72.272
201906 55.287 256.143 71.275
201909 56.390 256.759 72.522
201912 56.807 256.974 72.997
202003 55.165 258.115 70.574
202006 53.424 257.797 68.431
202009 53.260 260.280 67.570
202012 52.936 260.474 67.109
202103 53.690 264.877 66.933
202106 54.686 271.696 66.464
202109 54.873 274.310 66.056
202112 55.916 278.802 66.227
202203 61.921 287.504 71.119
202206 56.709 296.311 63.197
202209 56.721 296.808 63.105
202212 57.114 296.797 63.544
202303 57.102 301.836 62.470
202306 57.822 305.109 62.580
202309 58.937 307.789 63.231
202312 60.235 306.746 64.843
202403 61.702 312.332 65.234
202406 62.250 314.175 65.428
202409 63.272 315.301 66.264
202412 66.321 315.605 69.391
202503 67.447 319.799 69.643
202506 67.356 322.561 68.954
202509 69.702 324.800 70.864
202512 72.316 324.054 73.690
202603 77.779 330.213 77.779

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.41 mean?
Union Nacional De Empresas (XPTY:UNEM) has a Cyclically Adjusted PB Ratio of 0.41 as of Aug. 08, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Union Nacional De Empresas and its competitors. This is near median its historical median of 0.45. Over the past decade, Union Nacional De Empresas' Cyclically Adjusted PB Ratio has ranged from 0.37 to 0.72. According to the industry distribution chart, Union Nacional De Empresas ranks #94 out of 463 companies in the Conglomerates industry, placing it in the top 20.3%.
Is Union Nacional De Empresas' Cyclically Adjusted PB Ratio too high?
Union Nacional De Empresas' current Cyclically Adjusted PB Ratio of 0.41 is near median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.72. The Conglomerates industry median Cyclically Adjusted PB Ratio is 1.02. Union Nacional De Empresas' value of 0.41 is 59.8% below this industry median. Based on the distribution chart, Union Nacional De Empresas ranks #94 out of 463 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Union Nacional De Empresas has a GF Score™ of 95/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Nacional De Empresas' Cyclically Adjusted PB Ratio compare to MMM and HON?
According to the Conglomerates industry distribution chart, Union Nacional De Empresas ranks #94 out of 463 companies for Cyclically Adjusted PB Ratio. This places Union Nacional De Empresas in the top 20% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.02. Union Nacional De Empresas' value of 0.41 is 59.8% below this benchmark. Historically, Union Nacional De Empresas' own Cyclically Adjusted PB Ratio has ranged from 0.37 to 0.72 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 1.02, Union Nacional De Empresas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Conglomerates company?
The median Cyclically Adjusted PB Ratio among Conglomerates companies is 1.02, based on 463 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Nacional De Empresas's current Cyclically Adjusted PB Ratio of 0.41 is 59.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Union Nacional De Empresas and its competitors. For the Conglomerates industry, the median Cyclically Adjusted PB Ratio is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Nacional De Empresas's current Cyclically Adjusted PB Ratio is 0.41, which is near median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Nacional De Empresas stock overvalued right now?
Based on GuruFocus' analysis, Union Nacional De Empresas (XPTY:UNEM) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.98, compared to a current price of $26.99 — trading 17.4% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.41, which is near median its 10-year median of 0.45 and 59.8% below the Conglomerates industry median of 1.02. Union Nacional De Empresas' overall GF Score™ is 95/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Union Nacional De Empresas (XPTY:UNEM), the current Cyclically Adjusted PB Ratio is 0.41 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Nacional De Empresas (XPTY:UNEM) Overvalued in 2026?

Based on GuruFocus' analysis, Union Nacional De Empresas stock appears to be overvalued. The current stock price of $26.99 is trading 17.4% above its estimated GF Value™ of $22.98. GuruFocus considers Union Nacional De Empresas to be Modestly Overvalued.

Key valuation signals for XPTY:UNEM:

  • Cyclically Adjusted PB Ratio: 0.41 (near median its 10-year median of 0.45)
  • GF Value™: $22.98 vs. price of $26.99 (17.4% above fair value)
  • GF Score™: 95/100 with 10 warning signs
  • Industry Position: 59.8% below the Conglomerates median (#94 of 463)

No single metric tells the full story. See the XPTY:UNEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Nacional De Empresas Business Description

Other Exchanges UNEMB:Panama
Address Spain Corner Road and Calle 50, No. 50, Building Sucasa, Apartado, PAN, 8001
Union Nacional De Empresas SA is a public company engaged in the construction and housing, hospitality, financial services, equipment rental and sales, shopping centers and industrial areas.
95GF Score

Get the complete analysis for XPTY:UNEM

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.99
Price
$22.98
GF Value