Union Nacional De Empresas (XPTY:UNEM) Days Payable: 52.79 (As of Mar. 2026) — 130% Above Median


XPTY:UNEM Union Nacional De Empresas SA XPTY:UNEM
96 GF Score
Price $27.00
GF Value $23.11
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Union Nacional De Empresas Days Payable?

Union Nacional De Empresas XPTY:UNEM 96 Days Payable is 52.79 as of Mar. 2026, which is 130% above its 10-year median of 22.95. GuruFocus rates XPTY:UNEM with a GF Score™ of 96/100 and a GF Value™ of $23.11 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 505 Conglomerates companies, Union Nacional De Empresas ranks worse than 66.93% on this metric.

Union Nacional De Empresas's average Accounts Payable for the three months ended in Mar. 2026 was $6.53 Mil. Union Nacional De Empresas's Cost of Goods Sold for the three months ended in Mar. 2026 was $11.28 Mil. Hence, Union Nacional De Empresas's Days Payable for the three months ended in Mar. 2026 was 52.79.

The historical rank and industry rank for Union Nacional De Empresas's Days Payable or its related term are showing as below:

XPTY:UNEM' s Days Payable Range Over the Past 10 Years
Min: 16.65   Med: 22.95   Max: 41.79
Current: 41.79

During the past 13 years, Union Nacional De Empresas's highest Days Payable was 41.79. The lowest was 16.65. And the median was 22.95.

XPTY:UNEM's Days Payable is ranked worse than
66.93% of 505 companies
in the Conglomerates industry
Industry Median: 55.71 vs XPTY:UNEM: 41.79

Union Nacional De Empresas's Days Payable increased from Mar. 2025 (36.30) to Mar. 2026 (52.79). It may suggest that Union Nacional De Empresas delayed paying its suppliers.


Union Nacional De Empresas Days Payable Historical Data

* Premium members only.

The historical data trend for Union Nacional De Empresas's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Nacional De Empresas Days Payable Chart

Union Nacional De Empresas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.65 22.28 23.56 32.37 38.94

Union Nacional De Empresas Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.30 58.64 35.91 32.90 52.79

XPTY:UNEM vs HON, MMM: Days Payable Comparison

For the Conglomerates subindustry, Union Nacional De Empresas's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Nacional De Empresas Days Payable vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Union Nacional De Empresas's Days Payable distribution charts can be found below:

* The bar in red indicates where Union Nacional De Empresas's Days Payable falls into.


XPTY:UNEM
96GF Score
Union Nacional De Empresas SA XPTY:UNEM
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Nacional De Empresas Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Union Nacional De Empresas's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (6.777 + 6.759) / 2 ) / 63.443*365
=6.768 / 63.443*365
=38.94

Union Nacional De Empresas's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (6.759 + 6.296) / 2 ) / 11.284*365 / 4
=6.5275 / 11.284*365 / 4
=52.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 52.79 mean?
Union Nacional De Empresas (XPTY:UNEM) has a Days Payable of 52.79 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Union Nacional De Empresas and its competitors. This is 130% above median its historical median of 22.95. Over the past decade, Union Nacional De Empresas' Days Payable has ranged from 16.65 to 41.79. According to the industry distribution chart, Union Nacional De Empresas ranks #338 out of 505 companies in the Conglomerates industry, placing it in the top 66.9%.
Is Union Nacional De Empresas' Days Payable too high?
Union Nacional De Empresas' current Days Payable of 52.79 is 130% above median its 10-year median of 22.95. Over the past 10 years, this metric has ranged from a low of 16.65 to a high of 41.79. The Conglomerates industry median Days Payable is 55.71. Union Nacional De Empresas' value of 52.79 is 5.2% below this industry median. Based on the distribution chart, Union Nacional De Empresas ranks #338 out of 505 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Union Nacional De Empresas has a GF Score™ of 96/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Nacional De Empresas' Days Payable compare to HON and MMM?
According to the Conglomerates industry distribution chart, Union Nacional De Empresas ranks #338 out of 505 companies for Days Payable. This places Union Nacional De Empresas in the lower half of its industry. The industry median Days Payable is 55.71. Union Nacional De Empresas' value of 52.79 is 5.2% below this benchmark. Historically, Union Nacional De Empresas' own Days Payable has ranged from 16.65 to 41.79 over the past decade. While the company's 10-year median is 22.95 vs. the industry median of 55.71, Union Nacional De Empresas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Conglomerates company?
The median Days Payable among Conglomerates companies is 55.71, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Nacional De Empresas's current Days Payable of 52.79 is 5.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Union Nacional De Empresas and its competitors. For the Conglomerates industry, the median Days Payable is 55.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Nacional De Empresas's current Days Payable is 52.79, which is 130% above median its own 10-year median of 22.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Nacional De Empresas stock overvalued right now?
Based on GuruFocus' analysis, Union Nacional De Empresas (XPTY:UNEM) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.11, compared to a current price of $27.00 — trading 16.8% above its estimated fair value. The current Days Payable is 52.79, which is 130% above median its 10-year median of 22.95 and 5.2% below the Conglomerates industry median of 55.71. Union Nacional De Empresas' overall GF Score™ is 96/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Union Nacional De Empresas (XPTY:UNEM), the current Days Payable is 52.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Nacional De Empresas (XPTY:UNEM) Overvalued in 2026?

Based on GuruFocus' analysis, Union Nacional De Empresas stock appears to be overvalued. The current stock price of $27.00 is trading 16.8% above its estimated GF Value™ of $23.11. GuruFocus considers Union Nacional De Empresas to be Modestly Overvalued.

Key valuation signals for XPTY:UNEM:

  • Days Payable: 52.79 (130% above median its 10-year median of 22.95)
  • GF Value™: $23.11 vs. price of $27.00 (16.8% above fair value)
  • GF Score™: 96/100 with 9 warning signs
  • Industry Position: 5.2% below the Conglomerates median (#338 of 505)

No single metric tells the full story. See the XPTY:UNEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Nacional De Empresas Business Description

Other Exchanges UNEMB:Panama
Address Spain Corner Road and Calle 50, No. 50, Building Sucasa, Apartado, PAN, 8001
Union Nacional De Empresas SA is a public company engaged in the construction and housing, hospitality, financial services, equipment rental and sales, shopping centers and industrial areas.
96GF Score

Get the complete analysis for XPTY:UNEM

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.00
Price
$23.11
GF Value