Union Nacional De Empresas (XPTY:UNEM) Graham Number: $53.29 (As of Mar. 2026) — 9249% Above Median

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XPTY:UNEM Union Nacional De Empresas SA XPTY:UNEM
95 GF Score
Price $26.99
GF Value $23.02
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Union Nacional De Empresas Graham Number?

Union Nacional De Empresas XPTY:UNEM 95 Graham Number is $53.29 as of Mar. 2026, which is 9249% above its 10-year median of 0.57. GuruFocus rates XPTY:UNEM with a GF Score™ of 95/100 and a GF Value™ of $23.02 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 374 Conglomerates companies, Union Nacional De Empresas ranks better than 77.01% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-07-27), the stock price of Union Nacional De Empresas is $26.99. Union Nacional De Empresas's graham number for the quarter that ended in Mar. 2026 was $53.29. Therefore, Union Nacional De Empresas's Price to Graham Number ratio for today is 0.51.

The historical rank and industry rank for Union Nacional De Empresas's Graham Number or its related term are showing as below:

XPTY:UNEM' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.34   Med: 0.57   Max: 1.13
Current: 0.51

During the past 13 years, the highest Price to Graham Number ratio of Union Nacional De Empresas was 1.13. The lowest was 0.34. And the median was 0.57.

XPTY:UNEM's Price-to-Graham-Number is ranked better than
77.01% of 374 companies
in the Conglomerates industry
Industry Median: 0.935 vs XPTY:UNEM: 0.51

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Union Nacional De Empresas  (XPTY:UNEM) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Union Nacional De Empresas's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Mar. 2026 )
=26.99/53.29
=0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Union Nacional De Empresas Graham Number Related Terms


Union Nacional De Empresas Graham Number Historical Data

* Premium members only.

The historical data trend for Union Nacional De Empresas's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Nacional De Empresas Graham Number Chart

Union Nacional De Empresas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 55.35 49.01 63.10 66.80 55.52

Union Nacional De Empresas Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.53 50.87 54.67 55.37 53.29

XPTY:UNEM vs MMM, HON: Graham Number Comparison

For the Conglomerates subindustry, Union Nacional De Empresas's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Nacional De Empresas Price-to-Graham-Number vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Union Nacional De Empresas's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Union Nacional De Empresas's Price-to-Graham-Number falls into.


XPTY:UNEM
95GF Score
Union Nacional De Empresas SA XPTY:UNEM
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Nacional De Empresas Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Union Nacional De Empresas's Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*72.298*1.895)
=55.52

Union Nacional De Empresas's Graham Number for the quarter that ended in Mar. 2026 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*77.759*1.623)
=53.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of $53.29 mean?
Union Nacional De Empresas (XPTY:UNEM) has a Graham Number of $53.29 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Union Nacional De Empresas and its competitors. This is 9249% above median its historical median of 0.57. Over the past decade, Union Nacional De Empresas' Graham Number has ranged from 0.34 to 1.13. According to the industry distribution chart, Union Nacional De Empresas ranks #86 out of 374 companies in the Conglomerates industry, placing it in the top 23%.
Is Union Nacional De Empresas' Graham Number too high?
Union Nacional De Empresas' current Graham Number of $53.29 is 9249% above median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 1.13. The Conglomerates industry median Graham Number is 0.94. Union Nacional De Empresas' value of $53.29 is 5599.5% above this industry median. Based on the distribution chart, Union Nacional De Empresas ranks #86 out of 374 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Union Nacional De Empresas has a GF Score™ of 95/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Nacional De Empresas' Graham Number compare to MMM and HON?
According to the Conglomerates industry distribution chart, Union Nacional De Empresas ranks #86 out of 374 companies for Graham Number. This places Union Nacional De Empresas in the top 23% of its industry — outperforming the majority of peers. The industry median Graham Number is 0.94. Union Nacional De Empresas' value of $53.29 is 5599.5% above this benchmark. Historically, Union Nacional De Empresas' own Graham Number has ranged from 0.34 to 1.13 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 0.94, Union Nacional De Empresas has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Conglomerates company?
The median Graham Number among Conglomerates companies is 0.94, based on 374 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Nacional De Empresas's current Graham Number of $53.29 is 5599.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Union Nacional De Empresas and its competitors. For the Conglomerates industry, the median Graham Number is 0.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Nacional De Empresas's current Graham Number is $53.29, which is 9249% above median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Nacional De Empresas stock overvalued right now?
Based on GuruFocus' analysis, Union Nacional De Empresas (XPTY:UNEM) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.02, compared to a current price of $26.99 — trading 17.2% above its estimated fair value. The current Graham Number is $53.29, which is 9249% above median its 10-year median of 0.57 and 5599.5% above the Conglomerates industry median of 0.94. Union Nacional De Empresas' overall GF Score™ is 95/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Union Nacional De Empresas (XPTY:UNEM), the current Graham Number is $53.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Nacional De Empresas (XPTY:UNEM) Overvalued in 2026?

Based on GuruFocus' analysis, Union Nacional De Empresas stock appears to be overvalued. The current stock price of $26.99 is trading 17.2% above its estimated GF Value™ of $23.02. GuruFocus considers Union Nacional De Empresas to be Modestly Overvalued.

Key valuation signals for XPTY:UNEM:

  • Graham Number: $53.29 (9249% above median its 10-year median of 0.57)
  • GF Value™: $23.02 vs. price of $26.99 (17.2% above fair value)
  • GF Score™: 95/100 with 10 warning signs
  • Industry Position: 5599.5% above the Conglomerates median (#86 of 374)

No single metric tells the full story. See the XPTY:UNEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Nacional De Empresas Business Description

Other Exchanges UNEMB:Panama
Address Spain Corner Road and Calle 50, No. 50, Building Sucasa, Apartado, PAN, 8001
Union Nacional De Empresas SA is a public company engaged in the construction and housing, hospitality, financial services, equipment rental and sales, shopping centers and industrial areas.
95GF Score

Get the complete analysis for XPTY:UNEM

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.99
Price
$23.02
GF Value