Union Nacional De EmpresasXPTY:UNEM 96 Return-on-Tangible-Equity is 0.46% as of Mar. 2026, which is 90% below its 10-year median of 4.78. GuruFocus rates XPTY:UNEM with a GF Score™ of 96/100 and a GF Value™ of $23.08 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 551 Conglomerates companies, Union Nacional De Empresas ranks worse than 70.78% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Union Nacional De Empresas's annualized net income for the quarter that ended in Mar. 2026 was $1.90 Mil. Union Nacional De Empresas's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $408.05 Mil. Therefore, Union Nacional De Empresas's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 0.46%.
The historical rank and industry rank for Union Nacional De Empresas's Return-on-Tangible-Equity or its related term are showing as below:
XPTY:UNEM'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.15 Med: 4.78 Max: 12.89
Current: 2.23
During the past 13 years, Union Nacional De Empresas's highest Return-on-Tangible-Equity was 12.89%. The lowest was 1.15%. And the median was 4.78%.
XPTY:UNEM's Return-on-Tangible-Equity is ranked worse than 70.78% of 551
companies
in the Conglomerates industry
Industry Median: 7.44
vs XPTY:UNEM: 2.23
Union Nacional De Empresas (XPTY:UNEM) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Union Nacional De Empresas Return-on-Tangible-Equity Related Terms
Union Nacional De Empresas Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Nacional De Empresas Return-on-Tangible-Equity Chart
XPTY:UNEM vs HON, MMM: Return-on-Tangible-Equity Comparison
For the Conglomerates subindustry, Union Nacional De Empresas's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Nacional De Empresas Return-on-Tangible-Equity vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Union Nacional De Empresas's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Union Nacional De Empresas's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.46% mean?
Union Nacional De Empresas (XPTY:UNEM) has a Return-on-Tangible-Equity of 0.46% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Union Nacional De Empresas and its competitors. This is 90% below median its historical median of 4.78. Over the past decade, Union Nacional De Empresas' Return-on-Tangible-Equity has ranged from 1.15 to 12.89. According to the industry distribution chart, Union Nacional De Empresas ranks #390 out of 551 companies in the Conglomerates industry, placing it in the top 70.8%.
Is Union Nacional De Empresas' Return-on-Tangible-Equity too high?
Union Nacional De Empresas' current Return-on-Tangible-Equity of 0.46% is 90% below median its 10-year median of 4.78. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 12.89. The Conglomerates industry median Return-on-Tangible-Equity is 7.44. Union Nacional De Empresas' value of 0.46% is 93.8% below this industry median. Based on the distribution chart, Union Nacional De Empresas ranks #390 out of 551 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Union Nacional De Empresas has a GF Score™ of 96/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Nacional De Empresas' Return-on-Tangible-Equity compare to HON and MMM?
According to the Conglomerates industry distribution chart, Union Nacional De Empresas ranks #390 out of 551 companies for Return-on-Tangible-Equity. This places Union Nacional De Empresas in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.44. Union Nacional De Empresas' value of 0.46% is 93.8% below this benchmark. Historically, Union Nacional De Empresas' own Return-on-Tangible-Equity has ranged from 1.15 to 12.89 over the past decade. While the company's 10-year median is 4.78 vs. the industry median of 7.44, Union Nacional De Empresas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Conglomerates company?
The median Return-on-Tangible-Equity among Conglomerates companies is 7.44, based on 551 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Nacional De Empresas's current Return-on-Tangible-Equity of 0.46% is 93.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Union Nacional De Empresas and its competitors. For the Conglomerates industry, the median Return-on-Tangible-Equity is 7.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Nacional De Empresas's current Return-on-Tangible-Equity is 0.46%, which is 90% below median its own 10-year median of 4.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Nacional De Empresas stock overvalued right now?
Based on GuruFocus' analysis, Union Nacional De Empresas (XPTY:UNEM) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.08, compared to a current price of $27.00 — trading 17% above its estimated fair value. The current Return-on-Tangible-Equity is 0.46%, which is 90% below median its 10-year median of 4.78 and 93.8% below the Conglomerates industry median of 7.44. Union Nacional De Empresas' overall GF Score™ is 96/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Union Nacional De Empresas (XPTY:UNEM), the current Return-on-Tangible-Equity is 0.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Nacional De Empresas (XPTY:UNEM) Overvalued in 2026?
Based on GuruFocus' analysis, Union Nacional De Empresas stock appears to be overvalued.
The current stock price of $27.00 is trading 17% above its estimated GF Value™ of $23.08.
GuruFocus considers Union Nacional De Empresas to be Modestly Overvalued.
Key valuation signals for XPTY:UNEM:
Return-on-Tangible-Equity: 0.46% (90% below median its 10-year median of 4.78)
GF Value™: $23.08 vs. price of $27.00 (17% above fair value)
Industry Position: 93.8% below the Conglomerates median (#390 of 551)
No single metric tells the full story. See the XPTY:UNEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Nacional De Empresas SA is a public company engaged in the construction and housing, hospitality, financial services, equipment rental and sales, shopping centers and industrial areas.
96GF Score
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