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Union Nacional De EmpresasXPTY:UNEM 92 Equity-to-Asset is 0.77 as of Mar. 2026, which is 8% above its 10-year median of 0.71. GuruFocus rates XPTY:UNEM with a GF Score™ of 92/100 and a GF Value™ of $22.92 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 558 Conglomerates companies, Union Nacional De Empresas ranks better than 85.84% on this metric.
Union Nacional De Empresas (XPTY:UNEM) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Union Nacional De Empresas Equity-to-Asset Related Terms
Union Nacional De Empresas Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Union Nacional De Empresas's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Nacional De Empresas Equity-to-Asset vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Union Nacional De Empresas's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Union Nacional De Empresas's Equity-to-Asset falls into.
Union Nacional De Empresas Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Union Nacional De Empresas's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Nacional De Empresas (XPTY:UNEM) has a Equity-to-Asset of 0.77 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Union Nacional De Empresas and its competitors. This is near median its historical median of 0.71. Over the past decade, Union Nacional De Empresas' Equity-to-Asset has ranged from 0.57 to 0.77. According to the industry distribution chart, Union Nacional De Empresas ranks #79 out of 558 companies in the Conglomerates industry, placing it in the top 14.2%.
Is Union Nacional De Empresas' Equity-to-Asset too high?
Union Nacional De Empresas' current Equity-to-Asset of 0.77 is near median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 0.77. The Conglomerates industry median Equity-to-Asset is 0.45. Union Nacional De Empresas' value of 0.77 is 71.1% above this industry median. Based on the distribution chart, Union Nacional De Empresas ranks #79 out of 558 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Union Nacional De Empresas has a GF Score™ of 92/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Nacional De Empresas' Equity-to-Asset compare to MMM and HON?
According to the Conglomerates industry distribution chart, Union Nacional De Empresas ranks #79 out of 558 companies for Equity-to-Asset. This places Union Nacional De Empresas in the top 14% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.45. Union Nacional De Empresas' value of 0.77 is 71.1% above this benchmark. Historically, Union Nacional De Empresas' own Equity-to-Asset has ranged from 0.57 to 0.77 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 0.45, Union Nacional De Empresas has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Conglomerates company?
The median Equity-to-Asset among Conglomerates companies is 0.45, based on 558 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Nacional De Empresas's current Equity-to-Asset of 0.77 is 71.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Union Nacional De Empresas and its competitors. For the Conglomerates industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Nacional De Empresas's current Equity-to-Asset is 0.77, which is near median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Nacional De Empresas stock overvalued right now?
Based on GuruFocus' analysis, Union Nacional De Empresas (XPTY:UNEM) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.92, compared to a current price of $26.99 — trading 17.8% above its estimated fair value. The current Equity-to-Asset is 0.77, which is near median its 10-year median of 0.71 and 71.1% above the Conglomerates industry median of 0.45. Union Nacional De Empresas' overall GF Score™ is 92/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Union Nacional De Empresas (XPTY:UNEM), the current Equity-to-Asset is 0.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Nacional De Empresas (XPTY:UNEM) Overvalued in 2026?
Based on GuruFocus' analysis, Union Nacional De Empresas stock appears to be overvalued.
The current stock price of $26.99 is trading 17.8% above its estimated GF Value™ of $22.92.
GuruFocus considers Union Nacional De Empresas to be Modestly Overvalued.
Key valuation signals for XPTY:UNEM:
Equity-to-Asset: 0.77 (near median its 10-year median of 0.71)
GF Value™: $22.92 vs. price of $26.99 (17.8% above fair value)
Industry Position: 71.1% above the Conglomerates median (#79 of 558)
No single metric tells the full story. See the XPTY:UNEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Nacional De Empresas SA is a public company engaged in the construction and housing, hospitality, financial services, equipment rental and sales, shopping centers and industrial areas.
92GF Score
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