Union Nacional De Empresas (XPTY:UNEM) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPTY:UNEM Union Nacional De Empresas SA XPTY:UNEM
93 GF Score
Price $27.00
GF Value $23.05
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Union Nacional De Empresas Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XPTY:UNEM
93GF Score
Union Nacional De Empresas SA XPTY:UNEM
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Union Nacional De Empresas (XPTY:UNEM) Overvalued in 2026?

Based on GuruFocus' analysis, Union Nacional De Empresas stock appears to be overvalued. The current stock price of $27.00 is trading 17.1% above its estimated GF Value™ of $23.05. GuruFocus considers Union Nacional De Empresas to be Modestly Overvalued.

Key valuation signals for XPTY:UNEM:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $23.05 vs. price of $27.00 (17.1% above fair value)
  • GF Score™: 93/100 with 10 warning signs

No single metric tells the full story. See the XPTY:UNEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Nacional De Empresas Business Description

Other Exchanges UNEMB:Panama
Address Spain Corner Road and Calle 50, No. 50, Building Sucasa, Apartado, PAN, 8001
Union Nacional De Empresas SA is a public company engaged in the construction and housing, hospitality, financial services, equipment rental and sales, shopping centers and industrial areas.
93GF Score

Get the complete analysis for XPTY:UNEM

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.00
Price
$23.05
GF Value