Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Cyclically Adjusted PB Ratio: 1.45 (As of Aug. 24, 2026) — 61% Above Median

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XSGO:CUPRUM Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
75 GF Score
Price CLP102.83
GF Value CLP76.23
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Administradora de Fondos de Pensiones Cuprum Cyclically Adjusted PB Ratio?

Administradora de Fondos de Pensiones Cuprum XSGO:CUPRUM 75 Cyclically Adjusted PB Ratio is 1.45 as of Aug. 24, 2026, which is 61% above its 10-year median of 0.90. GuruFocus rates XSGO:CUPRUM with a GF Scoreâ„¢ of 75/100 and a GF Valueâ„¢ of CLP76.23 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 983 Asset Management companies, Administradora de Fondos de Pensiones Cuprum ranks worse than 77.11% on this metric.

As of today (2026-08-24), Administradora de Fondos de Pensiones Cuprum's current share price is CLP102.83. Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was CLP71.03. Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio for today is 1.45.

The historical rank and industry rank for Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio or its related term are showing as below:

XSGO:CUPRUM' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.02   Med: 0.9   Max: 2.76
Current: 1.45

During the past years, Administradora de Fondos de Pensiones Cuprum's highest Cyclically Adjusted PB Ratio was 2.76. The lowest was 0.02. And the median was 0.90.

XSGO:CUPRUM's Cyclically Adjusted PB Ratio is ranked worse than
77.11% of 983 companies
in the Asset Management industry
Industry Median: 0.85 vs XSGO:CUPRUM: 1.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Administradora de Fondos de Pensiones Cuprum's adjusted book value per share data for the three months ended in Jun. 2026 was CLP53.135. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CLP71.03 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Administradora de Fondos de Pensiones Cuprum  (XSGO:CUPRUM) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Administradora de Fondos de Pensiones Cuprum Cyclically Adjusted PB Ratio Related Terms


Administradora de Fondos de Pensiones Cuprum Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Cuprum Cyclically Adjusted PB Ratio Chart

Administradora de Fondos de Pensiones Cuprum Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.03 0.72 2.43

Administradora de Fondos de Pensiones Cuprum Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 1.24 2.43 1.92 1.45

XSGO:CUPRUM vs BLK, BX, KKR: Cyclically Adjusted PB Ratio Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Cuprum Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio falls into.


XSGO:CUPRUM
75GF Score
Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Administradora de Fondos de Pensiones Cuprum Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=102.83/71.03
=1.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Administradora de Fondos de Pensiones Cuprum's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=53.135/162.5100*162.5100
=53.135

Current CPI (Jun. 2026) = 162.5100.

Administradora de Fondos de Pensiones Cuprum Quarterly Data

Book Value per Share CPI Adj_Book
201609 61.159 104.521 95.091
201612 59.521 104.532 92.534
201703 61.245 105.752 94.116
201706 59.709 105.730 91.774
201709 60.621 106.035 92.908
201712 58.379 106.907 88.742
201803 59.346 107.670 89.573
201806 57.538 108.421 86.242
201809 58.627 109.369 87.113
201812 56.839 109.653 84.238
201903 58.359 110.339 85.953
201906 56.504 111.352 82.463
201909 58.041 111.821 84.351
201912 56.137 112.943 80.774
202003 55.231 114.468 78.411
202006 57.686 114.283 82.029
202009 58.240 115.275 82.105
202012 52.813 116.299 73.798
202103 53.866 117.770 74.330
202106 51.931 118.630 71.139
202109 52.821 121.431 70.690
202112 51.690 124.634 67.399
202203 52.026 128.850 65.617
202206 52.219 133.448 63.591
202209 53.163 138.101 62.560
202212 47.459 140.574 54.865
202303 48.601 143.145 55.176
202306 49.122 143.538 55.615
202309 50.105 145.172 56.089
202312 48.822 146.109 54.302
202403 50.994 148.551 55.786
202406 49.531 149.592 53.808
202409 51.925 151.212 55.805
202412 49.139 152.774 52.270
202503 50.818 155.783 53.012
202506 50.670 155.754 52.868
202509 53.307 157.870 54.874
202512 51.073 158.040 52.518
202603 52.650 160.190 53.413
202606 53.135 162.510 53.135

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.45 mean?
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) has a Cyclically Adjusted PB Ratio of 1.45 as of Aug. 24, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. This is 61% above median its historical median of 0.90. Over the past decade, Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio has ranged from 0.02 to 2.76. According to the industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #758 out of 983 companies in the Asset Management industry, placing it in the top 77.1%.
Is Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio too high?
Administradora de Fondos de Pensiones Cuprum's current Cyclically Adjusted PB Ratio of 1.45 is 61% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 2.76. The Asset Management industry median Cyclically Adjusted PB Ratio is 0.85. Administradora de Fondos de Pensiones Cuprum's value of 1.45 is 70.6% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #758 out of 983 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Administradora de Fondos de Pensiones Cuprum has a GF Scoreâ„¢ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Cuprum's Cyclically Adjusted PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #758 out of 983 companies for Cyclically Adjusted PB Ratio. This places Administradora de Fondos de Pensiones Cuprum in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.85. Administradora de Fondos de Pensiones Cuprum's value of 1.45 is 70.6% above this benchmark. Historically, Administradora de Fondos de Pensiones Cuprum's own Cyclically Adjusted PB Ratio has ranged from 0.02 to 2.76 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 0.85, Administradora de Fondos de Pensiones Cuprum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Asset Management company?
The median Cyclically Adjusted PB Ratio among Asset Management companies is 0.85, based on 983 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Cuprum's current Cyclically Adjusted PB Ratio of 1.45 is 70.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. For the Asset Management industry, the median Cyclically Adjusted PB Ratio is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Cuprum's current Cyclically Adjusted PB Ratio is 1.45, which is 61% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Cuprum stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP76.23, compared to a current price of CLP102.83 — trading 34.9% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.45, which is 61% above median its 10-year median of 0.90 and 70.6% above the Asset Management industry median of 0.85. Administradora de Fondos de Pensiones Cuprum's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM), the current Cyclically Adjusted PB Ratio is 1.45 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum stock appears to be overvalued. The current stock price of CLP102.83 is trading 34.9% above its estimated GF Value™ of CLP76.23. GuruFocus considers Administradora de Fondos de Pensiones Cuprum to be Significantly Overvalued.

Key valuation signals for XSGO:CUPRUM:

  • Cyclically Adjusted PB Ratio: 1.45 (61% above median its 10-year median of 0.90)
  • GF Value™: CLP76.23 vs. price of CLP102.83 (34.9% above fair value)
  • GF Score™: 75/100 with 1 warning sign
  • Industry Position: 70.6% above the Asset Management median (#758 of 983)

No single metric tells the full story. See the XSGO:CUPRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Cuprum Business Description

Address Bandera 236, 6th Floor, Santiagp, CHL
Administradora de Fondos de Pensiones Cuprum SA is a Chile-based investment management company. It provides retirement advisory services and administers mandatory and voluntary pension savings accounts and severance payment savings funds for its clients. The company has five type of investment funds that have a different level of risk and expected a return.
75GF Score

Get the complete analysis for XSGO:CUPRUM

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP102.83
Price
CLP76.23
GF Value