Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Effective Interest Rate on Debt %: 4.33% (As of Jun. 2026)

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XSGO:CUPRUM Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
75 GF Score
Price CLP102.83
GF Value CLP76.23
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Administradora de Fondos de Pensiones Cuprum Effective Interest Rate on Debt %?

Administradora de Fondos de Pensiones Cuprum XSGO:CUPRUM 75 Effective Interest Rate on Debt % is 4.33% as of Jun. 2026. GuruFocus rates XSGO:CUPRUM with a GF Score™ of 75/100 and a GF Value™ of CLP76.23 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Administradora de Fondos de Pensiones Cuprum's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was CLP170 Mil. Administradora de Fondos de Pensiones Cuprum's average total debt for the quarter that ended in Jun. 2026 was CLP3,931 Mil. Therefore, Administradora de Fondos de Pensiones Cuprum's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.33%.


Administradora de Fondos de Pensiones Cuprum  (XSGO:CUPRUM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Administradora de Fondos de Pensiones Cuprum Effective Interest Rate on Debt % Related Terms


Administradora de Fondos de Pensiones Cuprum Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Cuprum's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Cuprum Effective Interest Rate on Debt % Chart

Administradora de Fondos de Pensiones Cuprum Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.94 6.20 2.99 0.00 3.36

Administradora de Fondos de Pensiones Cuprum Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.36 3.42 3.78 4.88 4.33

XSGO:CUPRUM vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Cuprum's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Cuprum Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Cuprum's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Cuprum's Effective Interest Rate on Debt % falls into.


XSGO:CUPRUM
75GF Score
Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Administradora de Fondos de Pensiones Cuprum Effective Interest Rate on Debt % Calculation

Administradora de Fondos de Pensiones Cuprum's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -130.097/( (4255.361+3483.127)/ 2 )
=-1  *  -130.097/3869.244
=3.36 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1988.958 + 2266.403
=4255.361

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=944.789 + 2538.338
=3483.127

Administradora de Fondos de Pensiones Cuprum's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -170.2/( (4109.016+3752.706)/ 2 )
=-1  *  -170.2/3930.861
=4.33 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=532.529 + 3576.487
=4109.016

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1214.368 + 2538.338
=3752.706

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.33% mean?
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) has a Effective Interest Rate on Debt % of 4.33% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors.
Is Administradora de Fondos de Pensiones Cuprum's Effective Interest Rate on Debt % too high?
Administradora de Fondos de Pensiones Cuprum's current Effective Interest Rate on Debt % is 4.33%. Overall, Administradora de Fondos de Pensiones Cuprum has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Cuprum's Effective Interest Rate on Debt % compare to BLK and BX?
Administradora de Fondos de Pensiones Cuprum's Effective Interest Rate on Debt % of 4.33% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. Administradora de Fondos de Pensiones Cuprum's current Effective Interest Rate on Debt % is 4.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Cuprum stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP76.23, compared to a current price of CLP102.83 — trading 34.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.33%. Administradora de Fondos de Pensiones Cuprum's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM), the current Effective Interest Rate on Debt % is 4.33% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum stock appears to be overvalued. The current stock price of CLP102.83 is trading 34.9% above its estimated GF Value™ of CLP76.23. GuruFocus considers Administradora de Fondos de Pensiones Cuprum to be Significantly Overvalued.

Key valuation signals for XSGO:CUPRUM:

  • Effective Interest Rate on Debt %: 4.33%
  • GF Value™: CLP76.23 vs. price of CLP102.83 (34.9% above fair value)
  • GF Score™: 75/100 with 1 warning sign

No single metric tells the full story. See the XSGO:CUPRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Cuprum Business Description

Address Bandera 236, 6th Floor, Santiagp, CHL
Administradora de Fondos de Pensiones Cuprum SA is a Chile-based investment management company. It provides retirement advisory services and administers mandatory and voluntary pension savings accounts and severance payment savings funds for its clients. The company has five type of investment funds that have a different level of risk and expected a return.
75GF Score

Get the complete analysis for XSGO:CUPRUM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP102.83
Price
CLP76.23
GF Value