Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Days Payable: 11.39 (As of Mar. 2026) — 31% Below Median

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XSGO:CUPRUM Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
71 GF Score
Price CLP102.83
GF Value CLP66.83
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Administradora de Fondos de Pensiones Cuprum Days Payable?

Administradora de Fondos de Pensiones Cuprum XSGO:CUPRUM 71 Days Payable is 11.39 as of Mar. 2026, which is 31% below its 10-year median of 16.53. GuruFocus rates XSGO:CUPRUM with a GF Score™ of 71/100 and a GF Value™ of CLP66.83 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 484 Asset Management companies, Administradora de Fondos de Pensiones Cuprum ranks worse than 89.46% on this metric.

Administradora de Fondos de Pensiones Cuprum's average Accounts Payable for the three months ended in Mar. 2026 was CLP1,369 Mil. Administradora de Fondos de Pensiones Cuprum's Cost of Goods Sold for the three months ended in Mar. 2026 was CLP10,972 Mil. Hence, Administradora de Fondos de Pensiones Cuprum's Days Payable for the three months ended in Mar. 2026 was 11.39.

The historical rank and industry rank for Administradora de Fondos de Pensiones Cuprum's Days Payable or its related term are showing as below:

XSGO:CUPRUM' s Days Payable Range Over the Past 10 Years
Min: 12.28   Med: 16.53   Max: 20.43
Current: 12.28

During the past 13 years, Administradora de Fondos de Pensiones Cuprum's highest Days Payable was 20.43. The lowest was 12.28. And the median was 16.53.

XSGO:CUPRUM's Days Payable is ranked worse than
89.46% of 484 companies
in the Asset Management industry
Industry Median: 70.53 vs XSGO:CUPRUM: 12.28

Administradora de Fondos de Pensiones Cuprum's Days Payable declined from Mar. 2025 (16.44) to Mar. 2026 (11.39). It may suggest that Administradora de Fondos de Pensiones Cuprum accelerated paying its suppliers.


Administradora de Fondos de Pensiones Cuprum Days Payable Related Terms


Administradora de Fondos de Pensiones Cuprum Days Payable Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Cuprum's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Cuprum Days Payable Chart

Administradora de Fondos de Pensiones Cuprum Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.43 17.53 17.84 17.81 13.60

Administradora de Fondos de Pensiones Cuprum Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.44 13.17 12.08 11.60 11.39

XSGO:CUPRUM vs BLK, BX, KKR: Days Payable Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Cuprum's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Cuprum Days Payable vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Cuprum's Days Payable distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Cuprum's Days Payable falls into.


XSGO:CUPRUM
71GF Score
Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones Cuprum Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Administradora de Fondos de Pensiones Cuprum's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (2029.65 + 1256.927) / 2 ) / 44097.581*365
=1643.2885 / 44097.581*365
=13.60

Administradora de Fondos de Pensiones Cuprum's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (1256.927 + 1482.012) / 2 ) / 10972.295*365 / 4
=1369.4695 / 10972.295*365 / 4
=11.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 11.39 mean?
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) has a Days Payable of 11.39 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. This is 31% below median its historical median of 16.53. Over the past decade, Administradora de Fondos de Pensiones Cuprum's Days Payable has ranged from 12.28 to 20.43. According to the industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #433 out of 484 companies in the Asset Management industry, placing it in the top 89.5%.
Is Administradora de Fondos de Pensiones Cuprum's Days Payable too high?
Administradora de Fondos de Pensiones Cuprum's current Days Payable of 11.39 is 31% below median its 10-year median of 16.53. Over the past 10 years, this metric has ranged from a low of 12.28 to a high of 20.43. The Asset Management industry median Days Payable is 70.53. Administradora de Fondos de Pensiones Cuprum's value of 11.39 is 83.9% below this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #433 out of 484 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Administradora de Fondos de Pensiones Cuprum has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Cuprum's Days Payable compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #433 out of 484 companies for Days Payable. This places Administradora de Fondos de Pensiones Cuprum in the lower half of its industry. The industry median Days Payable is 70.53. Administradora de Fondos de Pensiones Cuprum's value of 11.39 is 83.9% below this benchmark. Historically, Administradora de Fondos de Pensiones Cuprum's own Days Payable has ranged from 12.28 to 20.43 over the past decade. While the company's 10-year median is 16.53 vs. the industry median of 70.53, Administradora de Fondos de Pensiones Cuprum has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Asset Management company?
The median Days Payable among Asset Management companies is 70.53, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Cuprum's current Days Payable of 11.39 is 83.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. For the Asset Management industry, the median Days Payable is 70.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Cuprum's current Days Payable is 11.39, which is 31% below median its own 10-year median of 16.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Cuprum stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP66.83, compared to a current price of CLP102.83 — trading 53.9% above its estimated fair value. The current Days Payable is 11.39, which is 31% below median its 10-year median of 16.53 and 83.9% below the Asset Management industry median of 70.53. Administradora de Fondos de Pensiones Cuprum's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM), the current Days Payable is 11.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum stock appears to be overvalued. The current stock price of CLP102.83 is trading 53.9% above its estimated GF Value™ of CLP66.83. GuruFocus considers Administradora de Fondos de Pensiones Cuprum to be Significantly Overvalued.

Key valuation signals for XSGO:CUPRUM:

  • Days Payable: 11.39 (31% below median its 10-year median of 16.53)
  • GF Value™: CLP66.83 vs. price of CLP102.83 (53.9% above fair value)
  • GF Score™: 71/100 with 1 warning sign
  • Industry Position: 83.9% below the Asset Management median (#433 of 484)

No single metric tells the full story. See the XSGO:CUPRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Cuprum Business Description

Address Bandera 236, 6th Floor, Santiagp, CHL
Administradora de Fondos de Pensiones Cuprum SA is a Chile-based investment management company. It provides retirement advisory services and administers mandatory and voluntary pension savings accounts and severance payment savings funds for its clients. The company has five type of investment funds that have a different level of risk and expected a return.
71GF Score

Get the complete analysis for XSGO:CUPRUM

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP102.83
Price
CLP66.83
GF Value