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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Administradora de Fondos de Pensiones Cuprum's 3-Year RORE % for the quarter that ended in Mar. 2026 was 8.94%.
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Administradora de Fondos de Pensiones Cuprum 3-Year RORE % Related Terms
Administradora de Fondos de Pensiones Cuprum 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Cuprum 3-Year RORE % Chart
Administradora de Fondos de Pensiones Cuprum Annual Data
XSGO:CUPRUM vs BLK, BX, KKR: 3-Year RORE % Comparison
For the Asset Management subindustry, Administradora de Fondos de Pensiones Cuprum's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones Cuprum 3-Year RORE % vs Asset Management Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) has a 3-Year RORE % of 8.94 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. According to the industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #795 out of 1534 companies in the Asset Management industry, placing it in the top 51.8%.
Is Administradora de Fondos de Pensiones Cuprum's 3-Year RORE % too high?
Administradora de Fondos de Pensiones Cuprum's current 3-Year RORE % is 8.94. The Asset Management industry median 3-Year RORE % is 11.41. Administradora de Fondos de Pensiones Cuprum's value of 8.94 is 21.6% below this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #795 out of 1534 companies in the Asset Management industry, which is below the industry midpoint. Overall, Administradora de Fondos de Pensiones Cuprum has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Cuprum's 3-Year RORE % compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #795 out of 1534 companies for 3-Year RORE %. This places Administradora de Fondos de Pensiones Cuprum in the lower half of its industry. The industry median 3-Year RORE % is 11.41. Administradora de Fondos de Pensiones Cuprum's value of 8.94 is 21.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Asset Management company?
The median 3-Year RORE % among Asset Management companies is 11.41, based on 1,534 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Cuprum's current 3-Year RORE % of 8.94 is 21.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. For the Asset Management industry, the median 3-Year RORE % is 11.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Cuprum's current 3-Year RORE % is 8.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Cuprum stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP67.19, compared to a current price of CLP102.83 — trading 53% above its estimated fair value. The current 3-Year RORE % is 8.94 and 21.6% below the Asset Management industry median of 11.41. Administradora de Fondos de Pensiones Cuprum's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM), the current 3-Year RORE % is 8.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum stock appears to be overvalued.
The current stock price of CLP102.83 is trading 53% above its estimated GF Value™ of CLP67.19.
GuruFocus considers Administradora de Fondos de Pensiones Cuprum to be Significantly Overvalued.
Key valuation signals for XSGO:CUPRUM:
3-Year RORE %: 8.94
GF Value™: CLP67.19 vs. price of CLP102.83 (53% above fair value)
Industry Position: 21.6% below the Asset Management median (#795 of 1534)
No single metric tells the full story. See the XSGO:CUPRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones Cuprum SA is a Chile-based investment management company. It provides retirement advisory services and administers mandatory and voluntary pension savings accounts and severance payment savings funds for its clients. The company has five type of investment funds that have a different level of risk and expected a return.
70GF Score
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