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Administradora de Fondos de Pensiones CuprumXSGO:CUPRUM 72 Return-on-Tangible-Equity is 29.44% as of Mar. 2026, which is 1% above its 10-year median of 29.20. GuruFocus rates XSGO:CUPRUM with a GF Score™ of 72/100 and a GF Value™ of CLP66.94 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,592 Asset Management companies, Administradora de Fondos de Pensiones Cuprum ranks better than 90.64% on this metric.
XSGO:CUPRUM's Return-on-Tangible-Equity is ranked better than 90.64% of 1592
companies
in the Asset Management industry
Industry Median: 7.21
vs XSGO:CUPRUM: 38.78
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Equity Related Terms
Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Equity Chart
Administradora de Fondos de Pensiones Cuprum Annual Data
XSGO:CUPRUM vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison
For the Asset Management subindustry, Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 29.44% mean?
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) has a Return-on-Tangible-Equity of 29.44% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. This is near median its historical median of 29.20. Over the past decade, Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Equity has ranged from 20.07 to 43.15. According to the industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #149 out of 1592 companies in the Asset Management industry, placing it in the top 9.4%.
Is Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Equity too high?
Administradora de Fondos de Pensiones Cuprum's current Return-on-Tangible-Equity of 29.44% is near median its 10-year median of 29.20. Over the past 10 years, this metric has ranged from a low of 20.07 to a high of 43.15. The Asset Management industry median Return-on-Tangible-Equity is 7.21. Administradora de Fondos de Pensiones Cuprum's value of 29.44% is 308.3% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #149 out of 1592 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Administradora de Fondos de Pensiones Cuprum has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #149 out of 1592 companies for Return-on-Tangible-Equity. This places Administradora de Fondos de Pensiones Cuprum in the top 9% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.21. Administradora de Fondos de Pensiones Cuprum's value of 29.44% is 308.3% above this benchmark. Historically, Administradora de Fondos de Pensiones Cuprum's own Return-on-Tangible-Equity has ranged from 20.07 to 43.15 over the past decade. While the company's 10-year median is 29.20 vs. the industry median of 7.21, Administradora de Fondos de Pensiones Cuprum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.21, based on 1,592 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Cuprum's current Return-on-Tangible-Equity of 29.44% is 308.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Cuprum's current Return-on-Tangible-Equity is 29.44%, which is near median its own 10-year median of 29.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Cuprum stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP66.94, compared to a current price of CLP102.83 — trading 53.6% above its estimated fair value. The current Return-on-Tangible-Equity is 29.44%, which is near median its 10-year median of 29.20 and 308.3% above the Asset Management industry median of 7.21. Administradora de Fondos de Pensiones Cuprum's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM), the current Return-on-Tangible-Equity is 29.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum stock appears to be overvalued.
The current stock price of CLP102.83 is trading 53.6% above its estimated GF Value™ of CLP66.94.
GuruFocus considers Administradora de Fondos de Pensiones Cuprum to be Significantly Overvalued.
Key valuation signals for XSGO:CUPRUM:
Return-on-Tangible-Equity: 29.44% (near median its 10-year median of 29.20)
GF Value™: CLP66.94 vs. price of CLP102.83 (53.6% above fair value)
Industry Position: 308.3% above the Asset Management median (#149 of 1592)
No single metric tells the full story. See the XSGO:CUPRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones Cuprum Business Description
Administradora de Fondos de Pensiones Cuprum SA is a Chile-based investment management company. It provides retirement advisory services and administers mandatory and voluntary pension savings accounts and severance payment savings funds for its clients. The company has five type of investment funds that have a different level of risk and expected a return.
72GF Score
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