Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Interest Coverage: 538.93 (As of Mar. 2026) — 21% Above Median

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XSGO:CUPRUM Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
71 GF Score
Price CLP102.83
GF Value CLP66.83
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Administradora de Fondos de Pensiones Cuprum Interest Coverage?

Administradora de Fondos de Pensiones Cuprum XSGO:CUPRUM 71 Interest Coverage is 538.93 as of Mar. 2026, which is 21% above its 10-year median of 443.97. GuruFocus rates XSGO:CUPRUM with a GF Score™ of 71/100 and a GF Value™ of CLP66.83 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 484 Asset Management companies, Administradora de Fondos de Pensiones Cuprum ranks better than 67.56% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Administradora de Fondos de Pensiones Cuprum's Operating Income for the three months ended in Mar. 2026 was CLP24,964 Mil. Administradora de Fondos de Pensiones Cuprum's Interest Expense for the three months ended in Mar. 2026 was CLP-46 Mil. Administradora de Fondos de Pensiones Cuprum's interest coverage for the quarter that ended in Mar. 2026 was 538.93. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Administradora de Fondos de Pensiones Cuprum SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Administradora de Fondos de Pensiones Cuprum's Interest Coverage or its related term are showing as below:

XSGO:CUPRUM' s Interest Coverage Range Over the Past 10 Years
Min: 135.36   Med: 443.97   Max: 2742.46
Current: 910.86


XSGO:CUPRUM's Interest Coverage is ranked better than
67.56% of 484 companies
in the Asset Management industry
Industry Median: 45.62 vs XSGO:CUPRUM: 910.86

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Administradora de Fondos de Pensiones Cuprum  (XSGO:CUPRUM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Administradora de Fondos de Pensiones Cuprum Interest Coverage Related Terms


Administradora de Fondos de Pensiones Cuprum Interest Coverage Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Cuprum's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Administradora de Fondos de Pensiones Cuprum Interest Coverage Chart

Administradora de Fondos de Pensiones Cuprum Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 236.56 135.36 443.97 N/A 1,018.58

Administradora de Fondos de Pensiones Cuprum Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 812.09 1,103.34 1,383.61 792.90 538.93

XSGO:CUPRUM vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Cuprum's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Cuprum Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Cuprum's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Cuprum's Interest Coverage falls into.


XSGO:CUPRUM
71GF Score
Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones Cuprum Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Administradora de Fondos de Pensiones Cuprum's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Administradora de Fondos de Pensiones Cuprum's Interest Expense was CLP-130 Mil. Its Operating Income was CLP132,514 Mil. And its Long-Term Debt & Capital Lease Obligation was CLP945 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*132514.101/-130.097
=1,018.58

Administradora de Fondos de Pensiones Cuprum's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Administradora de Fondos de Pensiones Cuprum's Interest Expense was CLP-46 Mil. Its Operating Income was CLP24,964 Mil. And its Long-Term Debt & Capital Lease Obligation was CLP533 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*24963.832/-46.321
=538.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 538.93 mean?
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) has a Interest Coverage of 538.93 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. This is 21% above median its historical median of 443.97. Over the past decade, Administradora de Fondos de Pensiones Cuprum's Interest Coverage has ranged from 135.36 to 2,742.46. According to the industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #157 out of 484 companies in the Asset Management industry, placing it in the top 32.4%.
Is Administradora de Fondos de Pensiones Cuprum's Interest Coverage too high?
Administradora de Fondos de Pensiones Cuprum's current Interest Coverage of 538.93 is 21% above median its 10-year median of 443.97. Over the past 10 years, this metric has ranged from a low of 135.36 to a high of 2,742.46. The Asset Management industry median Interest Coverage is 45.62. Administradora de Fondos de Pensiones Cuprum's value of 538.93 is 1081.3% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #157 out of 484 companies in the Asset Management industry, which is above the industry midpoint. Overall, Administradora de Fondos de Pensiones Cuprum has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Cuprum's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #157 out of 484 companies for Interest Coverage. This puts Administradora de Fondos de Pensiones Cuprum in the upper half of its industry. The industry median Interest Coverage is 45.62. Administradora de Fondos de Pensiones Cuprum's value of 538.93 is 1081.3% above this benchmark. Historically, Administradora de Fondos de Pensiones Cuprum's own Interest Coverage has ranged from 135.36 to 2,742.46 over the past decade. While the company's 10-year median is 443.97 vs. the industry median of 45.62, Administradora de Fondos de Pensiones Cuprum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.62, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Cuprum's current Interest Coverage of 538.93 is 1081.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. For the Asset Management industry, the median Interest Coverage is 45.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Cuprum's current Interest Coverage is 538.93, which is 21% above median its own 10-year median of 443.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Cuprum stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP66.83, compared to a current price of CLP102.83 — trading 53.9% above its estimated fair value. The current Interest Coverage is 538.93, which is 21% above median its 10-year median of 443.97 and 1081.3% above the Asset Management industry median of 45.62. Administradora de Fondos de Pensiones Cuprum's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM), the current Interest Coverage is 538.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum stock appears to be overvalued. The current stock price of CLP102.83 is trading 53.9% above its estimated GF Value™ of CLP66.83. GuruFocus considers Administradora de Fondos de Pensiones Cuprum to be Significantly Overvalued.

Key valuation signals for XSGO:CUPRUM:

  • Interest Coverage: 538.93 (21% above median its 10-year median of 443.97)
  • GF Value™: CLP66.83 vs. price of CLP102.83 (53.9% above fair value)
  • GF Score™: 71/100 with 1 warning sign
  • Industry Position: 1081.3% above the Asset Management median (#157 of 484)

No single metric tells the full story. See the XSGO:CUPRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Cuprum Business Description

Address Bandera 236, 6th Floor, Santiagp, CHL
Administradora de Fondos de Pensiones Cuprum SA is a Chile-based investment management company. It provides retirement advisory services and administers mandatory and voluntary pension savings accounts and severance payment savings funds for its clients. The company has five type of investment funds that have a different level of risk and expected a return.
71GF Score

Get the complete analysis for XSGO:CUPRUM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP102.83
Price
CLP66.83
GF Value