Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Return-on-Tangible-Asset: 26.23% (As of Jun. 2026) — 36% Above Median

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XSGO:CUPRUM Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
76 GF Score
Price CLP102.83
GF Value CLP76.07
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Asset?

Administradora de Fondos de Pensiones Cuprum XSGO:CUPRUM 76 Return-on-Tangible-Asset is 26.23% as of Jun. 2026, which is 36% above its 10-year median of 19.29. GuruFocus rates XSGO:CUPRUM with a GF Score™ of 76/100 and a GF Value™ of CLP76.07 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,635 Asset Management companies, Administradora de Fondos de Pensiones Cuprum ranks better than 85.57% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Administradora de Fondos de Pensiones Cuprum's annualized Net Income for the quarter that ended in Jun. 2026 was CLP144,827 Mil. Administradora de Fondos de Pensiones Cuprum's average total tangible assets for the quarter that ended in Jun. 2026 was CLP552,164 Mil. Therefore, Administradora de Fondos de Pensiones Cuprum's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 26.23%.

The historical rank and industry rank for Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Asset or its related term are showing as below:

XSGO:CUPRUM' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 12.16   Med: 19.29   Max: 22.17
Current: 20.6

During the past 13 years, Administradora de Fondos de Pensiones Cuprum's highest Return-on-Tangible-Asset was 22.17%. The lowest was 12.16%. And the median was 19.29%.

XSGO:CUPRUM's Return-on-Tangible-Asset is ranked better than
85.57% of 1635 companies
in the Asset Management industry
Industry Median: 4.52 vs XSGO:CUPRUM: 20.60

Administradora de Fondos de Pensiones Cuprum  (XSGO:CUPRUM) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Asset Related Terms


Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Asset Chart

Administradora de Fondos de Pensiones Cuprum Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.45 18.98 19.59 18.31 20.84

Administradora de Fondos de Pensiones Cuprum Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.46 25.44 15.36 14.62 26.23

XSGO:CUPRUM vs BLK, BX, KKR: Return-on-Tangible-Asset Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Asset vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Asset falls into.


XSGO:CUPRUM
76GF Score
Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones Cuprum Return-on-Tangible-Asset Calculation

Administradora de Fondos de Pensiones Cuprum's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=104713.769/( (462469.814+542462.475)/ 2 )
=104713.769/502466.1445
=20.84 %

Administradora de Fondos de Pensiones Cuprum's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=144826.896/( (559705.936+544621.33)/ 2 )
=144826.896/552163.633
=26.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of 26.23% mean?
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) has a Return-on-Tangible-Asset of 26.23% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. This is 36% above median its historical median of 19.29. Over the past decade, Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Asset has ranged from 12.16 to 22.17. According to the industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #236 out of 1635 companies in the Asset Management industry, placing it in the top 14.4%.
Is Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Asset too high?
Administradora de Fondos de Pensiones Cuprum's current Return-on-Tangible-Asset of 26.23% is 36% above median its 10-year median of 19.29. Over the past 10 years, this metric has ranged from a low of 12.16 to a high of 22.17. The Asset Management industry median Return-on-Tangible-Asset is 4.52. Administradora de Fondos de Pensiones Cuprum's value of 26.23% is 480.3% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #236 out of 1635 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Administradora de Fondos de Pensiones Cuprum has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Cuprum's Return-on-Tangible-Asset compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #236 out of 1635 companies for Return-on-Tangible-Asset. This places Administradora de Fondos de Pensiones Cuprum in the top 14% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 4.52. Administradora de Fondos de Pensiones Cuprum's value of 26.23% is 480.3% above this benchmark. Historically, Administradora de Fondos de Pensiones Cuprum's own Return-on-Tangible-Asset has ranged from 12.16 to 22.17 over the past decade. While the company's 10-year median is 19.29 vs. the industry median of 4.52, Administradora de Fondos de Pensiones Cuprum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Asset Management company?
The median Return-on-Tangible-Asset among Asset Management companies is 4.52, based on 1,635 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Cuprum's current Return-on-Tangible-Asset of 26.23% is 480.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. For the Asset Management industry, the median Return-on-Tangible-Asset is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Cuprum's current Return-on-Tangible-Asset is 26.23%, which is 36% above median its own 10-year median of 19.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Cuprum stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP76.07, compared to a current price of CLP102.83 — trading 35.2% above its estimated fair value. The current Return-on-Tangible-Asset is 26.23%, which is 36% above median its 10-year median of 19.29 and 480.3% above the Asset Management industry median of 4.52. Administradora de Fondos de Pensiones Cuprum's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM), the current Return-on-Tangible-Asset is 26.23% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum stock appears to be overvalued. The current stock price of CLP102.83 is trading 35.2% above its estimated GF Value™ of CLP76.07. GuruFocus considers Administradora de Fondos de Pensiones Cuprum to be Significantly Overvalued.

Key valuation signals for XSGO:CUPRUM:

  • Return-on-Tangible-Asset: 26.23% (36% above median its 10-year median of 19.29)
  • GF Value™: CLP76.07 vs. price of CLP102.83 (35.2% above fair value)
  • GF Score™: 76/100 with 1 warning sign
  • Industry Position: 480.3% above the Asset Management median (#236 of 1635)

No single metric tells the full story. See the XSGO:CUPRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Cuprum Business Description

Address Bandera 236, 6th Floor, Santiagp, CHL
Administradora de Fondos de Pensiones Cuprum SA is a Chile-based investment management company. It provides retirement advisory services and administers mandatory and voluntary pension savings accounts and severance payment savings funds for its clients. The company has five type of investment funds that have a different level of risk and expected a return.
76GF Score

Get the complete analysis for XSGO:CUPRUM

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP102.83
Price
CLP76.07
GF Value