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EFG International AGXSWX:EFGN -0.25%66 Cyclically Adjusted PB Ratio is 2.26 as of Jul. 29, 2026, which is 117% above its 10-year median of 1.04. GuruFocus rates XSWX:EFGN with a GF Score™ of 66/100 and a GF Value™ of CHF15.22 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,290 Banks companies, EFG International AG ranks worse than 84.57% on this metric.
The historical rank and industry rank for EFG International AG's Cyclically Adjusted PB Ratio or its related term are showing as below:
XSWX:EFGN'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.42 Med: 1.04 Max: 2.9
Current: 2.26
During the past 13 years, EFG International AG's highest Cyclically Adjusted PB Ratio was 2.90. The lowest was 0.42. And the median was 1.04.
XSWX:EFGN's Cyclically Adjusted PB Ratio is ranked worse than 84.57% of 1290
companies
in the Banks industry
Industry Median: 1.27
vs XSWX:EFGN: 2.26
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
EFG International AG's adjusted book value per share data of for the fiscal year that ended in Dec25 was CHF8.001. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CHF7.06 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
EFG International AG (XSWX:EFGN) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
EFG International AG Cyclically Adjusted PB Ratio Related Terms
EFG International AG Cyclically Adjusted PB Ratio Historical Data
* Premium members only.
The historical data trend for EFG International AG's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFG International AG Cyclically Adjusted PB Ratio Chart
XSWX:EFGN vs JPM, BAC, WFC: Cyclically Adjusted PB Ratio Comparison
For the Banks - Diversified subindustry, EFG International AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFG International AG Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, EFG International AG's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where EFG International AG's Cyclically Adjusted PB Ratio falls into.
EFG International AG Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 2.26 mean?
EFG International AG (XSWX:EFGN) has a Cyclically Adjusted PB Ratio of 2.26 as of Jul. 29, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on EFG International AG and its competitors. This is 117% above median its historical median of 1.04. Over the past decade, EFG International AG's Cyclically Adjusted PB Ratio has ranged from 0.42 to 2.90. According to the industry distribution chart, EFG International AG ranks #1091 out of 1290 companies in the Banks industry, placing it in the top 84.6%.
Is EFG International AG's Cyclically Adjusted PB Ratio too high?
EFG International AG's current Cyclically Adjusted PB Ratio of 2.26 is 117% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 2.90. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. EFG International AG's value of 2.26 is 78% above this industry median. Based on the distribution chart, EFG International AG ranks #1091 out of 1290 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, EFG International AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFG International AG's Cyclically Adjusted PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, EFG International AG ranks #1091 out of 1290 companies for Cyclically Adjusted PB Ratio. This places EFG International AG in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.27. EFG International AG's value of 2.26 is 78% above this benchmark. Historically, EFG International AG's own Cyclically Adjusted PB Ratio has ranged from 0.42 to 2.90 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 1.27, EFG International AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,290 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFG International AG's current Cyclically Adjusted PB Ratio of 2.26 is 78% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on EFG International AG and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFG International AG's current Cyclically Adjusted PB Ratio is 2.26, which is 117% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG International AG stock overvalued right now?
Based on GuruFocus' analysis, EFG International AG (XSWX:EFGN) is currently considered Fairly Valued. The stock's GF Value™ is CHF15.22, compared to a current price of CHF15.96 — trading 4.9% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.26, which is 117% above median its 10-year median of 1.04 and 78% above the Banks industry median of 1.27. EFG International AG's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For EFG International AG (XSWX:EFGN), the current Cyclically Adjusted PB Ratio is 2.26 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFG International AG (XSWX:EFGN) Overvalued in 2026?
Based on GuruFocus' analysis, EFG International AG stock appears to be overvalued.
The current stock price of CHF15.96 is trading 4.9% above its estimated GF Value™ of CHF15.22.
GuruFocus considers EFG International AG to be Fairly Valued.
Key valuation signals for XSWX:EFGN:
Cyclically Adjusted PB Ratio: 2.26 (117% above median its 10-year median of 1.04)
GF Value™: CHF15.22 vs. price of CHF15.96 (4.9% above fair value)
Industry Position: 78% above the Banks median (#1091 of 1290)
No single metric tells the full story. See the XSWX:EFGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFG International AG is a private banking group offering private banking and asset management services, with operations spanning Europe, Asia Pacific, the Americas, and the Middle East. The company's business segments are split into: i) Private Banking and Wealth Management, which includes Switzerland & Italy, Continental Europe & Middle East, Asia Pacific, United Kingdom, and Americas, ii) Investment & Wealth Solutions, and iii) Global Markets & Treasury. The majority of its revenue is derived from the Switzerland & Italy division of the Private Banking and Wealth Management segment.
66GF Score
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