EFG International AG (XSWX:EFGN) LT-Debt-to-Total-Asset: 0.03 (As of Dec. 2025)

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XSWX:EFGN EFG International AG XSWX:EFGN
68 GF Score
Price CHF17.04
GF Value CHF13.55
Valuation Modestly Overvalued
! 2 Warning Signs
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What is EFG International AG LT-Debt-to-Total-Asset?

EFG International AG XSWX:EFGN +1.67% 68 LT-Debt-to-Total-Asset is 0.03 as of Dec. 2025. GuruFocus rates XSWX:EFGN with a GF Score™ of 68/100 and a GF Value™ of CHF13.55 (Modestly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. EFG International AG's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.03.

EFG International AG's long-term debt to total assets ratio increased from Dec. 2024 (0.02) to Dec. 2025 (0.03). It may suggest that EFG International AG is progressively becoming more dependent on debt to grow their business.

EFG International AG  (XSWX:EFGN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

EFG International AG LT-Debt-to-Total-Asset Related Terms

EFG International AG LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for EFG International AG's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFG International AG LT-Debt-to-Total-Asset Chart

EFG International AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.02 0.03

EFG International AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.02 0.02 0.03
XSWX:EFGN
68GF Score
EFG International AG XSWX:EFGN
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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EFG International AG LT-Debt-to-Total-Asset Calculation

EFG International AG's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1087.4/39394.4
=0.03

EFG International AG's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=1087.4/39394.4
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
EFG International AG (XSWX:EFGN) has a LT-Debt-to-Total-Asset of 0.03 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on EFG International AG and its competitors.
Is EFG International AG's LT-Debt-to-Total-Asset too high?
EFG International AG's current LT-Debt-to-Total-Asset is 0.03. Overall, EFG International AG has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFG International AG's LT-Debt-to-Total-Asset compare to JPM and BAC?
EFG International AG's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on EFG International AG and its competitors. EFG International AG's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG International AG stock overvalued right now?
Based on GuruFocus' analysis, EFG International AG (XSWX:EFGN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF13.55, compared to a current price of CHF17.04 — trading 25.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. EFG International AG's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For EFG International AG (XSWX:EFGN), the current LT-Debt-to-Total-Asset is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFG International AG (XSWX:EFGN) Overvalued in 2026?

Based on GuruFocus' analysis, EFG International AG stock appears to be overvalued. The current stock price of CHF17.04 is trading 25.8% above its estimated GF Value™ of CHF13.55. GuruFocus considers EFG International AG to be Modestly Overvalued.

Key valuation signals for XSWX:EFGN:

  • LT-Debt-to-Total-Asset: 0.03
  • GF Value™: CHF13.55 vs. price of CHF17.04 (25.8% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the XSWX:EFGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFG International AG Business Description

Address Bleicherweg 8, PO Box 6012, Zurich, CHE, 8022
EFG International AG is a private banking group offering private banking and asset management services, with operations spanning Europe, Asia Pacific, the Americas, and the Middle East. The company's business segments are split into: i) Private Banking and Wealth Management, which includes Switzerland & Italy, Continental Europe & Middle East, Asia Pacific, United Kingdom, and Americas, ii) Investment & Wealth Solutions, and iii) Global Markets & Treasury. The majority of its revenue is derived from the Switzerland & Italy division of the Private Banking and Wealth Management segment.
68GF Score

Get the complete analysis for XSWX:EFGN

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF17.04
Price
CHF13.55
GF Value