EFG International AG (XSWX:EFGN) Scaled Net Operating Assets: -0.09 (As of Dec. 2025)


XSWX:EFGN EFG International AG XSWX:EFGN
68 GF Score
Price CHF16.60
GF Value CHF13.53
Valuation Modestly Overvalued
! 2 Warning Signs
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What is EFG International AG Scaled Net Operating Assets?

EFG International AG XSWX:EFGN +0.48% 68 Scaled Net Operating Assets is -0.09 as of Dec. 2025. GuruFocus rates XSWX:EFGN with a GF Score™ of 68/100 and a GF Value™ of CHF13.53 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

EFG International AG's operating assets for the quarter that ended in Dec. 2025 was CHF32,463 Mil. EFG International AG's operating liabilities for the quarter that ended in Dec. 2025 was CHF35,918 Mil. EFG International AG's Total Assets for the quarter that ended in Jun. 2025 was CHF37,596 Mil. Therefore, EFG International AG's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was -0.09.

XSWX:EFGN
68GF Score
EFG International AG XSWX:EFGN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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EFG International AG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

EFG International AG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(32462.7-35917.6)/40599.5
=-0.09

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39394.4 - 6931.7
=32462.7

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=37005 - 1087.4 - 0
=35917.6

EFG International AG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(32462.7-35917.6)/37595.5
=-0.09

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39394.4 - 6931.7
=32462.7

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=37005 - 1087.4 - 0
=35917.6

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.09 mean?
EFG International AG (XSWX:EFGN) has a Scaled Net Operating Assets of -0.09 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on EFG International AG and its competitors.
Is EFG International AG's Scaled Net Operating Assets too high?
EFG International AG's current Scaled Net Operating Assets is -0.09. Overall, EFG International AG has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFG International AG's Scaled Net Operating Assets compare to JPM and BAC?
EFG International AG's Scaled Net Operating Assets of -0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on EFG International AG and its competitors. EFG International AG's current Scaled Net Operating Assets is -0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG International AG stock overvalued right now?
Based on GuruFocus' analysis, EFG International AG (XSWX:EFGN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF13.53, compared to a current price of CHF16.60 — trading 22.7% above its estimated fair value. The current Scaled Net Operating Assets is -0.09. EFG International AG's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For EFG International AG (XSWX:EFGN), the current Scaled Net Operating Assets is -0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFG International AG (XSWX:EFGN) Overvalued in 2026?

Based on GuruFocus' analysis, EFG International AG stock appears to be overvalued. The current stock price of CHF16.60 is trading 22.7% above its estimated GF Value™ of CHF13.53. GuruFocus considers EFG International AG to be Modestly Overvalued.

Key valuation signals for XSWX:EFGN:

  • Scaled Net Operating Assets: -0.09
  • GF Value™: CHF13.53 vs. price of CHF16.60 (22.7% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the XSWX:EFGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFG International AG Business Description

Address Bleicherweg 8, PO Box 6012, Zurich, CHE, 8022
EFG International AG is a private banking group offering private banking and asset management services, with operations spanning Europe, Asia Pacific, the Americas, and the Middle East. The company's business segments are split into: i) Private Banking and Wealth Management, which includes Switzerland & Italy, Continental Europe & Middle East, Asia Pacific, United Kingdom, and Americas, ii) Investment & Wealth Solutions, and iii) Global Markets & Treasury. The majority of its revenue is derived from the Switzerland & Italy division of the Private Banking and Wealth Management segment.
68GF Score

Get the complete analysis for XSWX:EFGN

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF16.60
Price
CHF13.53
GF Value