EFG International AG (XSWX:EFGN) Peter Lynch Fair Value: CHF5.37 (As of Jul. 26, 2026) — 159% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:EFGN EFG International AG XSWX:EFGN
66 GF Score
Price CHF15.98
GF Value CHF15.14
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is EFG International AG Peter Lynch Fair Value?

EFG International AG XSWX:EFGN -0.62% 66 Peter Lynch Fair Value is CHF5.37 as of Jul. 26, 2026, which is 100% below its 10-year median of 2.07. GuruFocus rates XSWX:EFGN with a GF Score™ of 66/100 and a GF Value™ of CHF15.14 (Fairly Valued). The stock has 3 warning signs investors should review. Among 874 Banks companies, EFG International AG ranks worse than 93.71% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, EFG International AG's PEG is 1. EFG International AG's 5-Year TTM Book Value Growth Rate is 5.82. EFG International AG's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was CHF0.92. Therefore, the Peter Lynch Fair Value for today is CHF5.37.

As of today (2026-07-26), EFG International AG's share price is CHF15.98. EFG International AG's Peter Lynch fair value is CHF5.37. Therefore, EFG International AG's Price to Peter Lynch Fair Value Ratio for today is 2.97.


The historical rank and industry rank for EFG International AG's Peter Lynch Fair Value or its related term are showing as below:

XSWX:EFGN' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.85   Med: 2.07   Max: 3.55
Current: 2.98


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of EFG International AG was 3.55. The lowest was 1.85. And the median was 2.07.


XSWX:EFGN's Price-to-Peter-Lynch-Fair-Value is ranked worse than
93.71% of 874 companies
in the Banks industry
Industry Median: 1.12 vs XSWX:EFGN: 2.98

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


EFG International AG  (XSWX:EFGN) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 5.82 instead of 15 in this case.

EFG International AG's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=15.98/5.37
=2.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EFG International AG Peter Lynch Fair Value Related Terms


EFG International AG Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for EFG International AG's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFG International AG Peter Lynch Fair Value Chart

EFG International AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 5.85 6.35 5.37

EFG International AG Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 6.35 0.00 5.37 0.00

XSWX:EFGN vs JPM, BAC, WFC: Peter Lynch Fair Value Comparison

For the Banks - Diversified subindustry, EFG International AG's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFG International AG Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, EFG International AG's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where EFG International AG's Price-to-Peter-Lynch-Fair-Value falls into.


XSWX:EFGN
66GF Score
EFG International AG XSWX:EFGN
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EFG International AG Peter Lynch Fair Value Calculation

EFG International AG's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 5.82 *0.923
=5.37

For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. EFG International AG's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was CHF0.92.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of CHF5.37 mean?
EFG International AG (XSWX:EFGN) has a Peter Lynch Fair Value of CHF5.37 as of Jul. 26, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on EFG International AG and its competitors. This is 159% above median its historical median of 2.07. Over the past decade, EFG International AG's Peter Lynch Fair Value has ranged from 1.85 to 3.55. According to the industry distribution chart, EFG International AG ranks #819 out of 874 companies in the Banks industry, placing it in the top 93.7%.
Is EFG International AG's Peter Lynch Fair Value too high?
EFG International AG's current Peter Lynch Fair Value of CHF5.37 is 159% above median its 10-year median of 2.07. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 3.55. Based on the distribution chart, EFG International AG ranks #819 out of 874 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, EFG International AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFG International AG's Peter Lynch Fair Value compare to JPM and BAC?
According to the Banks industry distribution chart, EFG International AG ranks #819 out of 874 companies for Peter Lynch Fair Value. This places EFG International AG in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, EFG International AG's own Peter Lynch Fair Value has ranged from 1.85 to 3.55 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on EFG International AG and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFG International AG's current Peter Lynch Fair Value is CHF5.37, which is 159% above median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG International AG stock overvalued right now?
Based on GuruFocus' analysis, EFG International AG (XSWX:EFGN) is currently considered Fairly Valued. The stock's GF Value™ is CHF15.14, compared to a current price of CHF15.98 — trading 5.5% above its estimated fair value. The current Peter Lynch Fair Value is CHF5.37, which is 159% above median its 10-year median of 2.07. EFG International AG's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For EFG International AG (XSWX:EFGN), the current Peter Lynch Fair Value is CHF5.37 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFG International AG (XSWX:EFGN) Overvalued in 2026?

Based on GuruFocus' analysis, EFG International AG stock appears to be overvalued. The current stock price of CHF15.98 is trading 5.5% above its estimated GF Value™ of CHF15.14. GuruFocus considers EFG International AG to be Fairly Valued.

Key valuation signals for XSWX:EFGN:

  • Peter Lynch Fair Value: CHF5.37 (159% above median its 10-year median of 2.07)
  • GF Value™: CHF15.14 vs. price of CHF15.98 (5.5% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the XSWX:EFGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFG International AG Business Description

Address Bleicherweg 8, PO Box 6012, Zurich, CHE, 8022
EFG International AG is a private banking group offering private banking and asset management services, with operations spanning Europe, Asia Pacific, the Americas, and the Middle East. The company's business segments are split into: i) Private Banking and Wealth Management, which includes Switzerland & Italy, Continental Europe & Middle East, Asia Pacific, United Kingdom, and Americas, ii) Investment & Wealth Solutions, and iii) Global Markets & Treasury. The majority of its revenue is derived from the Switzerland & Italy division of the Private Banking and Wealth Management segment.
66GF Score

Get the complete analysis for XSWX:EFGN

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF15.98
Price
CHF15.14
GF Value