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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. EFG International AG's retained earnings for the quarter that ended in Jun. 2026 was CHF-16 Mil.
EFG International AG's quarterly retained earnings
increased
from Jun. 2025 (CHF-37 Mil) to Dec. 2025 (CHF76 Mil) but then
declined
from Dec. 2025 (CHF76 Mil) to Jun. 2026 (CHF-16 Mil).
EFG International AG's annual retained earnings
increased
from Dec. 2023 (CHF-165 Mil) to Dec. 2024 (CHF-35 Mil) and
increased
from Dec. 2024 (CHF-35 Mil) to Dec. 2025 (CHF76 Mil).
EFG International AG (XSWX:EFGN) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
EFG International AG Retained Earnings Historical Data
* Premium members only.
The historical data trend for EFG International AG's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFG International AG Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
EFG International AG (XSWX:EFGN) has a Retained Earnings of CHF-16 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on EFG International AG and its competitors.
Is EFG International AG's Retained Earnings too high?
EFG International AG's current Retained Earnings is CHF-16 Mil. Overall, EFG International AG has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFG International AG's Retained Earnings compare to JPM and BAC?
EFG International AG's Retained Earnings of CHF-16 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on EFG International AG and its competitors. EFG International AG's current Retained Earnings is CHF-16 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG International AG stock overvalued right now?
Based on GuruFocus' analysis, EFG International AG (XSWX:EFGN) is currently considered Fairly Valued. The stock's GF Value™ is CHF15.22, compared to a current price of CHF15.96 — trading 4.9% above its estimated fair value. The current Retained Earnings is CHF-16 Mil. EFG International AG's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For EFG International AG (XSWX:EFGN), the current Retained Earnings is CHF-16 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFG International AG (XSWX:EFGN) Overvalued in 2026?
Based on GuruFocus' analysis, EFG International AG stock appears to be overvalued.
The current stock price of CHF15.96 is trading 4.9% above its estimated GF Value™ of CHF15.22.
GuruFocus considers EFG International AG to be Fairly Valued.
Key valuation signals for XSWX:EFGN:
Retained Earnings: CHF-16 Mil
GF Value™: CHF15.22 vs. price of CHF15.96 (4.9% above fair value)
No single metric tells the full story. See the XSWX:EFGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFG International AG is a private banking group offering private banking and asset management services, with operations spanning Europe, Asia Pacific, the Americas, and the Middle East. The company's business segments are split into: i) Private Banking and Wealth Management, which includes Switzerland & Italy, Continental Europe & Middle East, Asia Pacific, United Kingdom, and Americas, ii) Investment & Wealth Solutions, and iii) Global Markets & Treasury. The majority of its revenue is derived from the Switzerland & Italy division of the Private Banking and Wealth Management segment.
67GF Score
Get the complete analysis for XSWX:EFGN
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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