EFG International AG (XSWX:EFGN) Moat Score: 5/10 (As of Jul. 06, 2026)


XSWX:EFGN EFG International AG XSWX:EFGN
68 GF Score
Price CHF16.72
GF Value CHF13.54
Valuation Modestly Overvalued
! 2 Warning Signs
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What is EFG International AG Moat Score?

EFG International AG XSWX:EFGN +0.72% 68 Moat Score is 5 as of Jul. 06, 2026. GuruFocus rates XSWX:EFGN with a GF Score™ of 68/100 and a GF Value™ of CHF13.54 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,612 Banks companies, EFG International AG ranks better than 94.04% on this metric.

EFG International AG has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

EFG International AG has Narrow Moat: EFG International AG has a solid narrow moat due to its strong brand in private banking and wealth management, which fosters customer loyalty. However, it lacks significant network effects and switching costs, limiting its moat to a narrow category.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes EFG International AG might have Narrow Moat - Solid narrow moat.

EFG International AG  (XSWX:EFGN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

EFG International AG Moat Score Related Terms

XSWX:EFGN vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, EFG International AG's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

EFG International AG Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, EFG International AG's Moat Score distribution charts can be found below:

* The bar in red indicates where EFG International AG's Moat Score falls into.


XSWX:EFGN
68GF Score
EFG International AG XSWX:EFGN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
EFG International AG (XSWX:EFGN) has a Moat Score of 5 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, EFG International AG ranks #96 out of 1612 companies in the Banks industry, placing it in the top 6%.
Is EFG International AG's Moat Score too high?
EFG International AG's current Moat Score is 5. Based on the distribution chart, EFG International AG ranks #96 out of 1612 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, EFG International AG has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFG International AG's Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, EFG International AG ranks #96 out of 1612 companies for Moat Score. This places EFG International AG in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. EFG International AG's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG International AG stock overvalued right now?
Based on GuruFocus' analysis, EFG International AG (XSWX:EFGN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF13.54, compared to a current price of CHF16.72 — trading 23.5% above its estimated fair value. The current Moat Score is 5. EFG International AG's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For EFG International AG (XSWX:EFGN), the current Moat Score is 5 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFG International AG (XSWX:EFGN) Overvalued in 2026?

Based on GuruFocus' analysis, EFG International AG stock appears to be overvalued. The current stock price of CHF16.72 is trading 23.5% above its estimated GF Value™ of CHF13.54. GuruFocus considers EFG International AG to be Modestly Overvalued.

Key valuation signals for XSWX:EFGN:

  • Moat Score: 5
  • GF Value™: CHF13.54 vs. price of CHF16.72 (23.5% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the XSWX:EFGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFG International AG Business Description

Address Bleicherweg 8, PO Box 6012, Zurich, CHE, 8022
EFG International AG is a private banking group offering private banking and asset management services, with operations spanning Europe, Asia Pacific, the Americas, and the Middle East. The company's business segments are split into: i) Private Banking and Wealth Management, which includes Switzerland & Italy, Continental Europe & Middle East, Asia Pacific, United Kingdom, and Americas, ii) Investment & Wealth Solutions, and iii) Global Markets & Treasury. The majority of its revenue is derived from the Switzerland & Italy division of the Private Banking and Wealth Management segment.
68GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF16.72
Price
CHF13.54
GF Value