First Insurance Co (AMM:FINS) Cyclically Adjusted PS Ratio: 0.84 (As of Jul. 13, 2026) — 50% Above Median


AMM:FINS First Insurance Co AMM:FINS
69 GF Score
Price JOD1.21
GF Value JOD1.03
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Insurance Co Cyclically Adjusted PS Ratio?

First Insurance Co AMM:FINS +0.83% 69 Cyclically Adjusted PS Ratio is 0.84 as of Jul. 13, 2026, which is 50% above its 10-year median of 0.56. GuruFocus rates AMM:FINS with a GF Score™ of 69/100 and a GF Value™ of JOD1.03 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 412 Insurance companies, First Insurance Co ranks better than 66.26% on this metric.

As of today (2026-07-13), First Insurance Co's current share price is JOD1.21. First Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was JOD1.44. First Insurance Co's Cyclically Adjusted PS Ratio for today is 0.84.

The historical rank and industry rank for First Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

AMM:FINS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.5   Med: 0.56   Max: 0.9
Current: 0.83

During the past years, First Insurance Co's highest Cyclically Adjusted PS Ratio was 0.90. The lowest was 0.50. And the median was 0.56.

AMM:FINS's Cyclically Adjusted PS Ratio is ranked better than
66.26% of 412 companies
in the Insurance industry
Industry Median: 1.23 vs AMM:FINS: 0.83

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

First Insurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was JOD0.535. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is JOD1.44 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


First Insurance Co  (AMM:FINS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


First Insurance Co Cyclically Adjusted PS Ratio Related Terms


First Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for First Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Insurance Co Cyclically Adjusted PS Ratio Chart

First Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.57 0.00 0.59 0.54 0.81

First Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.55 0.61 0.55 0.81 0.76

AMM:FINS vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, First Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, First Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where First Insurance Co's Cyclically Adjusted PS Ratio falls into.


AMM:FINS
69GF Score
First Insurance Co AMM:FINS
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

First Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.21/1.44
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, First Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.535/330.2130*330.2130
=0.535

Current CPI (Mar. 2026) = 330.2130.

First Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.200 241.018 0.274
201609 0.247 241.428 0.338
201612 0.249 241.432 0.341
201703 0.277 243.801 0.375
201706 0.227 244.955 0.306
201709 0.270 246.819 0.361
201712 0.247 246.524 0.331
201803 0.000 249.554 0.000
201806 0.000 251.989 0.000
201809 0.262 252.439 0.343
201812 0.267 251.233 0.351
201903 0.281 254.202 0.365
201906 0.000 256.143 0.000
201909 0.000 256.759 0.000
201912 0.000 256.974 0.000
202003 0.344 258.115 0.440
202006 0.000 257.797 0.000
202009 0.000 260.280 0.000
202012 0.000 260.474 0.000
202103 0.340 264.877 0.424
202106 0.000 271.696 0.000
202109 0.295 274.310 0.355
202112 0.283 278.802 0.335
202203 0.365 287.504 0.419
202206 0.316 296.311 0.352
202209 0.000 296.808 0.000
202212 0.000 296.797 0.000
202303 0.325 301.836 0.356
202306 0.276 305.109 0.299
202309 0.321 307.789 0.344
202312 0.306 306.746 0.329
202403 0.312 312.332 0.330
202406 0.298 314.175 0.313
202409 0.331 315.301 0.347
202412 0.343 315.605 0.359
202503 0.389 319.799 0.402
202506 0.359 322.561 0.368
202509 0.351 324.800 0.357
202512 0.395 324.054 0.403
202603 0.535 330.213 0.535

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.84 mean?
First Insurance Co (AMM:FINS) has a Cyclically Adjusted PS Ratio of 0.84 as of Jul. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on First Insurance Co and its competitors. This is 50% above median its historical median of 0.56. Over the past decade, First Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.50 to 0.90. According to the industry distribution chart, First Insurance Co ranks #139 out of 412 companies in the Insurance industry, placing it in the top 33.7%.
Is First Insurance Co's Cyclically Adjusted PS Ratio too high?
First Insurance Co's current Cyclically Adjusted PS Ratio of 0.84 is 50% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 0.90. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. First Insurance Co's value of 0.84 is 31.7% below this industry median. Based on the distribution chart, First Insurance Co ranks #139 out of 412 companies in the Insurance industry, which is above the industry midpoint. Overall, First Insurance Co has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, First Insurance Co ranks #139 out of 412 companies for Cyclically Adjusted PS Ratio. This puts First Insurance Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. First Insurance Co's value of 0.84 is 31.7% below this benchmark. Historically, First Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.50 to 0.90 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.23, First Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current Cyclically Adjusted PS Ratio of 0.84 is 31.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current Cyclically Adjusted PS Ratio is 0.84, which is 50% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (AMM:FINS) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.03, compared to a current price of JOD1.21 — trading 17.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.84, which is 50% above median its 10-year median of 0.56 and 31.7% below the Insurance industry median of 1.23. First Insurance Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For First Insurance Co (AMM:FINS), the current Cyclically Adjusted PS Ratio is 0.84 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Insurance Co (AMM:FINS) Overvalued in 2026?

Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued. The current stock price of JOD1.21 is trading 17.5% above its estimated GF Value™ of JOD1.03. GuruFocus considers First Insurance Co to be Modestly Overvalued.

Key valuation signals for AMM:FINS:

  • Cyclically Adjusted PS Ratio: 0.84 (50% above median its 10-year median of 0.56)
  • GF Value™: JOD1.03 vs. price of JOD1.21 (17.5% above fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 31.7% below the Insurance median (#139 of 412)

No single metric tells the full story. See the AMM:FINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Insurance Co Business Description

Address King Abdullah bin Al Hussein II Street, Building No. 95, P.O. Box 189, Khalda - Dabouq Circle, Near the Medical City, Amman, JOR, 11822
First Insurance Co is a Jordan-based insurance company. It provides insurance on fire, natural hazards, accidents, medical and marine vehicles, cargo during transportation and other damage to properties, a liability of land-based vehicles, general liability, assistance insurance, and others. Its Individual products include motor insurance, medical insurance, life insurance, and travel insurance among others; while corporate products include marine insurance, property insurance, and cash insurance among others.
69GF Score

Get the complete analysis for AMM:FINS

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.21
Price
JOD1.03
GF Value