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First Insurance CoAMM:FINS +6.62%66 Debt-to-Equity is 0.01 as of Jun. 2026, which is at its 10-year median of 0.01. GuruFocus rates AMM:FINS with a GF Score™ of 66/100 and a GF Value™ of JOD1.04 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 406 Insurance companies, First Insurance Co ranks better than 99.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for First Insurance Co's Debt-to-Equity or its related term are showing as below:
AMM:FINS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.01 Max: 0.02
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of First Insurance Co was 0.02. The lowest was 0.01. And the median was 0.01.
AMM:FINS's Debt-to-Equity is ranked better than 99.75% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs AMM:FINS: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
First Insurance Co Debt-to-Equity Related Terms
First Insurance Co Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for First Insurance Co's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:FINS vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, First Insurance Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Insurance Co Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, First Insurance Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where First Insurance Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Insurance Co (AMM:FINS) has a Debt-to-Equity of 0.01 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on First Insurance Co and its competitors. This is near median its historical median of 0.01. Over the past decade, First Insurance Co's Debt-to-Equity has ranged from 0.01 to 0.02. According to the industry distribution chart, First Insurance Co ranks #1 out of 406 companies in the Insurance industry, placing it in the top 0.2%.
Is First Insurance Co's Debt-to-Equity too high?
First Insurance Co's current Debt-to-Equity of 0.01 is near median its 10-year median of 0.01. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.02. The Insurance industry median Debt-to-Equity is 0.20. First Insurance Co's value of 0.01 is 95% below this industry median. Based on the distribution chart, First Insurance Co ranks #1 out of 406 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, First Insurance Co has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, First Insurance Co ranks #1 out of 406 companies for Debt-to-Equity. This places First Insurance Co in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. First Insurance Co's value of 0.01 is 95% below this benchmark. Historically, First Insurance Co's own Debt-to-Equity has ranged from 0.01 to 0.02 over the past decade. While the company's 10-year median is 0.01 vs. the industry median of 0.20, First Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current Debt-to-Equity of 0.01 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current Debt-to-Equity is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (AMM:FINS) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD1.04, compared to a current price of JOD1.45 — trading 39.4% above its estimated fair value. The current Debt-to-Equity is 0.01, which is near median its 10-year median of 0.01 and 95% below the Insurance industry median of 0.20. First Insurance Co's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For First Insurance Co (AMM:FINS), the current Debt-to-Equity is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Insurance Co (AMM:FINS) Overvalued in 2026?
Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued.
The current stock price of JOD1.45 is trading 39.4% above its estimated GF Value™ of JOD1.04.
GuruFocus considers First Insurance Co to be Significantly Overvalued.
Key valuation signals for AMM:FINS:
Debt-to-Equity: 0.01 (near median its 10-year median of 0.01)
GF Value™: JOD1.04 vs. price of JOD1.45 (39.4% above fair value)
Industry Position: 95% below the Insurance median (#1 of 406)
No single metric tells the full story. See the AMM:FINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Insurance Co is a Jordan-based insurance company. It provides insurance on fire, natural hazards, accidents, medical and marine vehicles, cargo during transportation and other damage to properties, a liability of land-based vehicles, general liability, assistance insurance, and others. Its Individual products include motor insurance, medical insurance, life insurance, and travel insurance among others; while corporate products include marine insurance, property insurance, and cash insurance among others.
66GF Score
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