First Insurance Co (AMM:FINS) OCF Margin %: 11.04% (As of Jun. 2026) — 62% Above Median

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AMM:FINS First Insurance Co AMM:FINS
66 GF Score
Price JOD1.41
GF Value JOD1.15
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Insurance Co OCF Margin %?

First Insurance Co AMM:FINS +0.71% 66 OCF Margin % is 11.04% as of Jun. 2026, which is 62% above its 10-year median of 6.81. GuruFocus rates AMM:FINS with a GF Score™ of 66/100 and a GF Value™ of JOD1.15 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 502 Insurance companies, First Insurance Co ranks better than 60.36% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. First Insurance Co's Cash Flow from Operations for the three months ended in Jun. 2026 was JOD1.80 Mil. First Insurance Co's Revenue for the three months ended in Jun. 2026 was JOD16.30 Mil. Therefore, First Insurance Co's OCF Margin % for the quarter that ended in Jun. 2026 was 11.04%.

As of today, First Insurance Co's current OCF Yield % is 20.74%.

The historical rank and industry rank for First Insurance Co's OCF Margin % or its related term are showing as below:

AMM:FINS' s OCF Margin % Range Over the Past 10 Years
Min: -1.11   Med: 6.81   Max: 21.02
Current: 14.79


During the past 13 years, the highest OCF Margin % of First Insurance Co was 21.02%. The lowest was -1.11%. And the median was 6.81%.

AMM:FINS's OCF Margin % is ranked better than
60.36% of 502 companies
in the Insurance industry
Industry Median: 10.905 vs AMM:FINS: 14.79


First Insurance Co OCF Margin % Related Terms


First Insurance Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for First Insurance Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Insurance Co OCF Margin % Chart

First Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.85 21.02 10.16 3.88 12.44

First Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.44 6.84 41.59 5.14 11.04

AMM:FINS vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, First Insurance Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Insurance Co OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, First Insurance Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where First Insurance Co's OCF Margin % falls into.


AMM:FINS
66GF Score
First Insurance Co AMM:FINS
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Insurance Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

First Insurance Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=5.371/43.17
=12.44 %

First Insurance Co's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=1.8/16.299
=11.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 11.04% mean?
First Insurance Co (AMM:FINS) has a OCF Margin % of 11.04% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Insurance Co and its competitors. This is 62% above median its historical median of 6.81. According to the industry distribution chart, First Insurance Co ranks #199 out of 502 companies in the Insurance industry, placing it in the top 39.6%.
Is First Insurance Co's OCF Margin % too high?
First Insurance Co's current OCF Margin % of 11.04% is 62% above median its 10-year median of 6.81. The Insurance industry median OCF Margin % is 10.91. First Insurance Co's value of 11.04% is 1.2% above this industry median. Based on the distribution chart, First Insurance Co ranks #199 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, First Insurance Co has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, First Insurance Co ranks #199 out of 502 companies for OCF Margin %. This puts First Insurance Co in the upper half of its industry. The industry median OCF Margin % is 10.91. First Insurance Co's value of 11.04% is 1.2% above this benchmark. While the company's 10-year median is 6.81 vs. the industry median of 10.91, First Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.91, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current OCF Margin % of 11.04% is 1.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current OCF Margin % is 11.04%, which is 62% above median its own 10-year median of 6.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (AMM:FINS) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.15, compared to a current price of JOD1.41 — trading 22.6% above its estimated fair value. The current OCF Margin % is 11.04%, which is 62% above median its 10-year median of 6.81 and 1.2% above the Insurance industry median of 10.91. First Insurance Co's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For First Insurance Co (AMM:FINS), the current OCF Margin % is 11.04% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Insurance Co (AMM:FINS) Overvalued in 2026?

Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued. The current stock price of JOD1.41 is trading 22.6% above its estimated GF Value™ of JOD1.15. GuruFocus considers First Insurance Co to be Modestly Overvalued.

Key valuation signals for AMM:FINS:

  • OCF Margin %: 11.04% (62% above median its 10-year median of 6.81)
  • GF Value™: JOD1.15 vs. price of JOD1.41 (22.6% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 1.2% above the Insurance median (#199 of 502)

No single metric tells the full story. See the AMM:FINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Insurance Co Business Description

Address King Abdullah bin Al Hussein II Street, Building No. 95, P.O. Box 189, Khalda - Dabouq Circle, Near the Medical City, Amman, JOR, 11822
First Insurance Co is a Jordan-based insurance company. It provides insurance on fire, natural hazards, accidents, medical and marine vehicles, cargo during transportation and other damage to properties, a liability of land-based vehicles, general liability, assistance insurance, and others. Its Individual products include motor insurance, medical insurance, life insurance, and travel insurance among others; while corporate products include marine insurance, property insurance, and cash insurance among others.
66GF Score

Get the complete analysis for AMM:FINS

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.41
Price
JOD1.15
GF Value