First Insurance CoAMM:FINS -0.85%69 FCF Margin % is 4.90% as of Mar. 2026, which is 27% above its 10-year median of 3.85. GuruFocus rates AMM:FINS with a GF Score™ of 69/100 and a GF Value™ of JOD1.03 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 505 Insurance companies, First Insurance Co ranks better than 57.82% on this metric.
The historical rank and industry rank for First Insurance Co's FCF Margin % or its related term are showing as below:
AMM:FINS'
s FCF Margin % Range Over the Past 10 Years
Min: -9.77 Med: 3.85 Max: 20.78
Current: 11.94
During the past 13 years, the highest FCF Margin % of First Insurance Co was 20.78%. The lowest was -9.77%. And the median was 3.85%.
AMM:FINS's FCF Margin % is ranked better than 57.82% of 505
companies
in the Insurance industry
Industry Median: 9.6
vs AMM:FINS: 11.94
First Insurance Co FCF Margin % Related Terms
First Insurance Co FCF Margin % Historical Data
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The historical data trend for First Insurance Co's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:FINS vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, First Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Insurance Co FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, First Insurance Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where First Insurance Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Insurance Co (AMM:FINS) has a FCF Margin % of 4.90% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Insurance Co and its competitors. This is 27% above median its historical median of 3.85. According to the industry distribution chart, First Insurance Co ranks #213 out of 505 companies in the Insurance industry, placing it in the top 42.2%.
Is First Insurance Co's FCF Margin % too high?
First Insurance Co's current FCF Margin % of 4.90% is 27% above median its 10-year median of 3.85. The Insurance industry median FCF Margin % is 9.60. First Insurance Co's value of 4.90% is 49% below this industry median. Based on the distribution chart, First Insurance Co ranks #213 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, First Insurance Co has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, First Insurance Co ranks #213 out of 505 companies for FCF Margin %. This puts First Insurance Co in the upper half of its industry. The industry median FCF Margin % is 9.60. First Insurance Co's value of 4.90% is 49% below this benchmark. While the company's 10-year median is 3.85 vs. the industry median of 9.60, First Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current FCF Margin % of 4.90% is 49% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current FCF Margin % is 4.90%, which is 27% above median its own 10-year median of 3.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (AMM:FINS) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.03, compared to a current price of JOD1.17 — trading 13.6% above its estimated fair value. The current FCF Margin % is 4.90%, which is 27% above median its 10-year median of 3.85 and 49% below the Insurance industry median of 9.60. First Insurance Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Insurance Co (AMM:FINS), the current FCF Margin % is 4.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Insurance Co (AMM:FINS) Overvalued in 2026?
Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued.
The current stock price of JOD1.17 is trading 13.6% above its estimated GF Value™ of JOD1.03.
GuruFocus considers First Insurance Co to be Modestly Overvalued.
Key valuation signals for AMM:FINS:
FCF Margin %: 4.90% (27% above median its 10-year median of 3.85)
GF Value™: JOD1.03 vs. price of JOD1.17 (13.6% above fair value)
Industry Position: 49% below the Insurance median (#213 of 505)
No single metric tells the full story. See the AMM:FINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Insurance Co is a Jordan-based insurance company. It provides insurance on fire, natural hazards, accidents, medical and marine vehicles, cargo during transportation and other damage to properties, a liability of land-based vehicles, general liability, assistance insurance, and others. Its Individual products include motor insurance, medical insurance, life insurance, and travel insurance among others; while corporate products include marine insurance, property insurance, and cash insurance among others.
69GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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