First Insurance Co (AMM:FINS) E10: JOD0.08 (As of Mar. 2026)


AMM:FINS First Insurance Co AMM:FINS
69 GF Score
Price JOD1.17
GF Value JOD1.03
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is First Insurance Co E10?

First Insurance Co AMM:FINS -0.85% 69 E10 is JOD0.08 as of Mar. 2026. GuruFocus rates AMM:FINS with a GF Score™ of 69/100 and a GF Value™ of JOD1.03 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

First Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was JOD0.026. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is JOD0.08 for the trailing ten years ended in Mar. 2026.

During the past 12 months, First Insurance Co's average E10 Growth Rate was -11.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of First Insurance Co was 4.00% per year. The lowest was 0.00% per year. And the median was 2.00% per year.

As of today (2026-06-30), First Insurance Co's current stock price is JOD1.17. First Insurance Co's E10 for the quarter that ended in Mar. 2026 was JOD0.08. First Insurance Co's Shiller PE Ratio of today is 14.63.

During the past 13 years, the highest Shiller PE Ratio of First Insurance Co was 16.13. The lowest was 7.63. And the median was 8.38.


First Insurance Co  (AMM:FINS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

First Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.17/0.08
=14.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of First Insurance Co was 16.13. The lowest was 7.63. And the median was 8.38.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


First Insurance Co E10 Related Terms


First Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for First Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Insurance Co E10 Chart

First Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.08 0.08 0.09 0.08

First Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.09 0.10 0.08 0.08

AMM:FINS vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, First Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, First Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where First Insurance Co's Shiller PE Ratio falls into.


AMM:FINS
69GF Score
First Insurance Co AMM:FINS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, First Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.026/330.2130*330.2130
=0.026

Current CPI (Mar. 2026) = 330.2130.

First Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 0.016 241.018 0.022
201609 0.009 241.428 0.012
201612 0.015 241.432 0.021
201703 0.018 243.801 0.024
201706 0.018 244.955 0.024
201709 0.026 246.819 0.035
201712 0.027 246.524 0.036
201803 0.022 249.554 0.029
201806 0.015 251.989 0.020
201809 0.028 252.439 0.037
201812 0.032 251.233 0.042
201903 0.021 254.202 0.027
201906 0.010 256.143 0.013
201909 0.032 256.759 0.041
201912 0.019 256.974 0.024
202003 0.014 258.115 0.018
202006 0.013 257.797 0.017
202009 0.009 260.280 0.011
202012 0.022 260.474 0.028
202103 0.015 264.877 0.019
202106 0.011 271.696 0.013
202109 0.012 274.310 0.014
202112 0.037 278.802 0.044
202203 0.010 287.504 0.011
202206 0.020 296.311 0.022
202209 0.018 296.808 0.020
202212 -0.037 296.797 -0.041
202303 0.018 301.836 0.020
202306 0.022 305.109 0.024
202309 0.034 307.789 0.036
202312 0.030 306.746 0.032
202403 0.020 312.332 0.021
202406 0.032 314.175 0.034
202409 0.023 315.301 0.024
202412 0.035 315.605 0.037
202503 0.023 319.799 0.024
202506 0.030 322.561 0.031
202509 0.030 324.800 0.030
202512 -0.086 324.054 -0.088
202603 0.026 330.213 0.026

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of JOD0.08 mean?
First Insurance Co (AMM:FINS) has a E10 of JOD0.08 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on First Insurance Co and its competitors.
Is First Insurance Co's E10 too high?
First Insurance Co's current E10 is JOD0.08. Overall, First Insurance Co has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's E10 compare to BRK.A and AIG?
First Insurance Co's E10 of JOD0.08 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on First Insurance Co and its competitors. First Insurance Co's current E10 is JOD0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (AMM:FINS) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.03, compared to a current price of JOD1.17 — trading 13.6% above its estimated fair value. The current E10 is JOD0.08. First Insurance Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For First Insurance Co (AMM:FINS), the current E10 is JOD0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Insurance Co (AMM:FINS) Overvalued in 2026?

Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued. The current stock price of JOD1.17 is trading 13.6% above its estimated GF Value™ of JOD1.03. GuruFocus considers First Insurance Co to be Modestly Overvalued.

Key valuation signals for AMM:FINS:

  • E10: JOD0.08
  • GF Value™: JOD1.03 vs. price of JOD1.17 (13.6% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the AMM:FINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Insurance Co Business Description

Address King Abdullah bin Al Hussein II Street, Building No. 95, P.O. Box 189, Khalda - Dabouq Circle, Near the Medical City, Amman, JOR, 11822
First Insurance Co is a Jordan-based insurance company. It provides insurance on fire, natural hazards, accidents, medical and marine vehicles, cargo during transportation and other damage to properties, a liability of land-based vehicles, general liability, assistance insurance, and others. Its Individual products include motor insurance, medical insurance, life insurance, and travel insurance among others; while corporate products include marine insurance, property insurance, and cash insurance among others.
69GF Score

Get the complete analysis for AMM:FINS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.17
Price
JOD1.03
GF Value