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First Insurance CoAMM:FINS +0.71%66 EV-to-OCF is 2.44 as of Aug. 14, 2026, which is 2% above its 10-year median of 2.39. GuruFocus rates AMM:FINS with a GF Score™ of 66/100 and a GF Value™ of JOD1.15 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 505 Insurance companies, First Insurance Co ranks better than 68.91% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, First Insurance Co's Enterprise Value is JOD19.45 Mil.
First Insurance Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was JOD7.96 Mil. Therefore, First Insurance Co's EV-to-OCF for today is 2.44.
The historical rank and industry rank for First Insurance Co's EV-to-OCF or its related term are showing as below:
AMM:FINS'
s EV-to-OCF Range Over the Past 10 Years
Min: -36.02 Med: 2.39 Max: 31.9
Current: 2.3
During the past 13 years, the highest EV-to-OCF of First Insurance Co was 31.90. The lowest was -36.02. And the median was 2.39.
AMM:FINS's EV-to-OCF is ranked better than 68.91% of 505
companies
in the Insurance industry
Industry Median: 6.56
vs AMM:FINS: 2.30
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
First Insurance Co (AMM:FINS) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
First Insurance Co's PE Ratio (TTM) for today is calculated as:
First Insurance Co's share price for today is JOD1.41.
First Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD0.029.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
First Insurance Co EV-to-OCF Related Terms
First Insurance Co EV-to-OCF Historical Data
* Premium members only.
The historical data trend for First Insurance Co's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, First Insurance Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Insurance Co EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, First Insurance Co's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where First Insurance Co's EV-to-OCF falls into.
First Insurance Co's current Enterprise Value is JOD19.45 Mil.
First Insurance Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD7.96 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Insurance Co (AMM:FINS) has a EV-to-OCF of 2.44 as of Aug. 14, 2026. This is near median its historical median of 2.39. According to the industry distribution chart, First Insurance Co ranks #157 out of 505 companies in the Insurance industry, placing it in the top 31.1%.
Is First Insurance Co's EV-to-OCF too high?
First Insurance Co's current EV-to-OCF of 2.44 is near median its 10-year median of 2.39. The Insurance industry median EV-to-OCF is 6.56. First Insurance Co's value of 2.44 is 62.8% below this industry median. Based on the distribution chart, First Insurance Co ranks #157 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, First Insurance Co has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, First Insurance Co ranks #157 out of 505 companies for EV-to-OCF. This puts First Insurance Co in the upper half of its industry. The industry median EV-to-OCF is 6.56. First Insurance Co's value of 2.44 is 62.8% below this benchmark. While the company's 10-year median is 2.39 vs. the industry median of 6.56, First Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.56, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current EV-to-OCF of 2.44 is 62.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current EV-to-OCF is 2.44, which is near median its own 10-year median of 2.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (AMM:FINS) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.15, compared to a current price of JOD1.41 — trading 22.6% above its estimated fair value. The current EV-to-OCF is 2.44, which is near median its 10-year median of 2.39 and 62.8% below the Insurance industry median of 6.56. First Insurance Co's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For First Insurance Co (AMM:FINS), the current EV-to-OCF is 2.44 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Insurance Co (AMM:FINS) Overvalued in 2026?
Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued.
The current stock price of JOD1.41 is trading 22.6% above its estimated GF Value™ of JOD1.15.
GuruFocus considers First Insurance Co to be Modestly Overvalued.
Key valuation signals for AMM:FINS:
EV-to-OCF: 2.44 (near median its 10-year median of 2.39)
GF Value™: JOD1.15 vs. price of JOD1.41 (22.6% above fair value)
Industry Position: 62.8% below the Insurance median (#157 of 505)
No single metric tells the full story. See the AMM:FINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Insurance Co is a Jordan-based insurance company. It provides insurance on fire, natural hazards, accidents, medical and marine vehicles, cargo during transportation and other damage to properties, a liability of land-based vehicles, general liability, assistance insurance, and others. Its Individual products include motor insurance, medical insurance, life insurance, and travel insurance among others; while corporate products include marine insurance, property insurance, and cash insurance among others.
66GF Score
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