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First Insurance CoAMM:FINS -0.83%68 5-Year Yield-on-Cost % is 4.17 as of Jul. 14, 2026, which is 31% below its 10-year median of 6.06. GuruFocus rates AMM:FINS with a GF Score™ of 68/100 and a GF Value™ of JOD1.03 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 420 Insurance companies, First Insurance Co ranks better than 52.38% on this metric.
First Insurance Co's yield on cost for the quarter that ended in Mar. 2026 was 4.17.
The historical rank and industry rank for First Insurance Co's 5-Year Yield-on-Cost % or its related term are showing as below:
AMM:FINS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.85 Med: 6.06 Max: 9.8
Current: 4.17
During the past 13 years, First Insurance Co's highest Yield on Cost was 9.80. The lowest was 3.85. And the median was 6.06.
AMM:FINS's 5-Year Yield-on-Cost % is ranked better than 52.38% of 420
companies
in the Insurance industry
Industry Median: 3.94
vs AMM:FINS: 4.17
First Insurance Co (AMM:FINS) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
First Insurance Co 5-Year Yield-on-Cost % Related Terms
AMM:FINS vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, First Insurance Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Insurance Co 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, First Insurance Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where First Insurance Co's 5-Year Yield-on-Cost % falls into.
First Insurance Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
First Insurance Co (AMM:FINS) has a 5-Year Yield-on-Cost % of 4.17 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Insurance Co and its competitors. This is 31% below median its historical median of 6.06. Over the past decade, First Insurance Co's 5-Year Yield-on-Cost % has ranged from 3.85 to 9.80. According to the industry distribution chart, First Insurance Co ranks #200 out of 420 companies in the Insurance industry, placing it in the top 47.6%.
Is First Insurance Co's 5-Year Yield-on-Cost % too high?
First Insurance Co's current 5-Year Yield-on-Cost % of 4.17 is 31% below median its 10-year median of 6.06. Over the past 10 years, this metric has ranged from a low of 3.85 to a high of 9.80. The Insurance industry median 5-Year Yield-on-Cost % is 3.94. First Insurance Co's value of 4.17 is 5.8% above this industry median. Based on the distribution chart, First Insurance Co ranks #200 out of 420 companies in the Insurance industry, which is above the industry midpoint. Overall, First Insurance Co has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, First Insurance Co ranks #200 out of 420 companies for 5-Year Yield-on-Cost %. This puts First Insurance Co in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.94. First Insurance Co's value of 4.17 is 5.8% above this benchmark. Historically, First Insurance Co's own 5-Year Yield-on-Cost % has ranged from 3.85 to 9.80 over the past decade. While the company's 10-year median is 6.06 vs. the industry median of 3.94, First Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.94, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current 5-Year Yield-on-Cost % of 4.17 is 5.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current 5-Year Yield-on-Cost % is 4.17, which is 31% below median its own 10-year median of 6.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (AMM:FINS) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.03, compared to a current price of JOD1.20 — trading 16.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.17, which is 31% below median its 10-year median of 6.06 and 5.8% above the Insurance industry median of 3.94. First Insurance Co's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Insurance Co (AMM:FINS), the current 5-Year Yield-on-Cost % is 4.17 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Insurance Co (AMM:FINS) Overvalued in 2026?
Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued.
The current stock price of JOD1.20 is trading 16.5% above its estimated GF Value™ of JOD1.03.
GuruFocus considers First Insurance Co to be Modestly Overvalued.
Key valuation signals for AMM:FINS:
5-Year Yield-on-Cost %: 4.17 (31% below median its 10-year median of 6.06)
GF Value™: JOD1.03 vs. price of JOD1.20 (16.5% above fair value)
Industry Position: 5.8% above the Insurance median (#200 of 420)
No single metric tells the full story. See the AMM:FINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Insurance Co is a Jordan-based insurance company. It provides insurance on fire, natural hazards, accidents, medical and marine vehicles, cargo during transportation and other damage to properties, a liability of land-based vehicles, general liability, assistance insurance, and others. Its Individual products include motor insurance, medical insurance, life insurance, and travel insurance among others; while corporate products include marine insurance, property insurance, and cash insurance among others.
68GF Score
Get the complete analysis for AMM:FINS
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