Takaful International Co BSC (BAH:TAKAFUL) Cyclically Adjusted PS Ratio: 0.43 (As of Aug. 02, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BAH:TAKAFUL Takaful International Co BSC BAH:TAKAFUL
64 GF Score
Price BHD0.13
GF Value BHD0.16
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Takaful International Co BSC Cyclically Adjusted PS Ratio?

Takaful International Co BSC BAH:TAKAFUL 64 Cyclically Adjusted PS Ratio is 0.43 as of Aug. 02, 2026, which is 9% below its 10-year median of 0.47. GuruFocus rates BAH:TAKAFUL with a GF Score™ of 64/100 and a GF Value™ of BHD0.16 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 411 Insurance companies, Takaful International Co BSC ranks better than 85.89% on this metric.

As of today (2026-08-02), Takaful International Co BSC's current share price is BHD0.134. Takaful International Co BSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was BHD0.31. Takaful International Co BSC's Cyclically Adjusted PS Ratio for today is 0.43.

The historical rank and industry rank for Takaful International Co BSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

BAH:TAKAFUL' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.38   Med: 0.47   Max: 0.58
Current: 0.43

During the past years, Takaful International Co BSC's highest Cyclically Adjusted PS Ratio was 0.58. The lowest was 0.38. And the median was 0.47.

BAH:TAKAFUL's Cyclically Adjusted PS Ratio is ranked better than
85.89% of 411 companies
in the Insurance industry
Industry Median: 1.2 vs BAH:TAKAFUL: 0.43

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Takaful International Co BSC's adjusted revenue per share data for the three months ended in Mar. 2026 was BHD0.103. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is BHD0.31 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Takaful International Co BSC  (BAH:TAKAFUL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Takaful International Co BSC Cyclically Adjusted PS Ratio Related Terms


Takaful International Co BSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Takaful International Co BSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Takaful International Co BSC Cyclically Adjusted PS Ratio Chart

Takaful International Co BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 0.51 0.48 0.42 0.45

Takaful International Co BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.46 0.45 0.45 0.43

BAH:TAKAFUL vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Takaful International Co BSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Takaful International Co BSC Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Takaful International Co BSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Takaful International Co BSC's Cyclically Adjusted PS Ratio falls into.


BAH:TAKAFUL
64GF Score
Takaful International Co BSC BAH:TAKAFUL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Takaful International Co BSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Takaful International Co BSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.134/0.31
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Takaful International Co BSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Takaful International Co BSC's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.103/330.2130*330.2130
=0.103

Current CPI (Mar. 2026) = 330.2130.

Takaful International Co BSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.000 241.018 0.000
201609 0.064 241.428 0.088
201612 0.058 241.432 0.079
201703 0.061 243.801 0.083
201706 0.058 244.955 0.078
201709 0.054 246.819 0.072
201712 0.065 246.524 0.087
201803 0.064 249.554 0.085
201806 0.057 251.989 0.075
201809 0.053 252.439 0.069
201812 0.051 251.233 0.067
201903 0.053 254.202 0.069
201906 0.049 256.143 0.063
201909 0.045 256.759 0.058
201912 0.056 256.974 0.072
202003 0.051 258.115 0.065
202006 0.052 257.797 0.067
202009 0.053 260.280 0.067
202012 0.053 260.474 0.067
202103 0.056 264.877 0.070
202106 0.054 271.696 0.066
202109 0.056 274.310 0.067
202112 0.061 278.802 0.072
202203 0.020 287.504 0.023
202206 0.074 296.311 0.082
202209 0.067 296.808 0.075
202212 0.064 296.797 0.071
202303 0.066 301.836 0.072
202306 0.070 305.109 0.076
202309 0.069 307.789 0.074
202312 0.089 306.746 0.096
202403 0.077 312.332 0.081
202406 0.078 314.175 0.082
202409 0.111 315.301 0.116
202412 0.076 315.605 0.080
202503 0.090 319.799 0.093
202506 0.094 322.561 0.096
202509 0.094 324.800 0.096
202512 0.100 324.054 0.102
202603 0.103 330.213 0.103

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.43 mean?
Takaful International Co BSC (BAH:TAKAFUL) has a Cyclically Adjusted PS Ratio of 0.43 as of Aug. 02, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Takaful International Co BSC and its competitors. This is near median its historical median of 0.47. Over the past decade, Takaful International Co BSC's Cyclically Adjusted PS Ratio has ranged from 0.38 to 0.58. According to the industry distribution chart, Takaful International Co BSC ranks #58 out of 411 companies in the Insurance industry, placing it in the top 14.1%.
Is Takaful International Co BSC's Cyclically Adjusted PS Ratio too high?
Takaful International Co BSC's current Cyclically Adjusted PS Ratio of 0.43 is near median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 0.58. The Insurance industry median Cyclically Adjusted PS Ratio is 1.20. Takaful International Co BSC's value of 0.43 is 64.2% below this industry median. Based on the distribution chart, Takaful International Co BSC ranks #58 out of 411 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Takaful International Co BSC has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful International Co BSC's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Takaful International Co BSC ranks #58 out of 411 companies for Cyclically Adjusted PS Ratio. This places Takaful International Co BSC in the top 14% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.20. Takaful International Co BSC's value of 0.43 is 64.2% below this benchmark. Historically, Takaful International Co BSC's own Cyclically Adjusted PS Ratio has ranged from 0.38 to 0.58 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 1.20, Takaful International Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.20, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Takaful International Co BSC's current Cyclically Adjusted PS Ratio of 0.43 is 64.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Takaful International Co BSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Takaful International Co BSC's current Cyclically Adjusted PS Ratio is 0.43, which is near median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful International Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Takaful International Co BSC (BAH:TAKAFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.16, compared to a current price of BHD0.13 — trading 16.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.43, which is near median its 10-year median of 0.47 and 64.2% below the Insurance industry median of 1.20. Takaful International Co BSC's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Takaful International Co BSC (BAH:TAKAFUL), the current Cyclically Adjusted PS Ratio is 0.43 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Takaful International Co BSC (BAH:TAKAFUL) Overvalued in 2026?

Based on GuruFocus' analysis, Takaful International Co BSC stock appears to be undervalued. The current stock price of BHD0.13 is trading 16.3% below its estimated GF Value™ of BHD0.16. GuruFocus considers Takaful International Co BSC to be Modestly Undervalued.

Key valuation signals for BAH:TAKAFUL:

  • Cyclically Adjusted PS Ratio: 0.43 (near median its 10-year median of 0.47)
  • GF Value™: BHD0.16 vs. price of BHD0.13 (16.3% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 64.2% below the Insurance median (#58 of 411)

No single metric tells the full story. See the BAH:TAKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Takaful International Co BSC Business Description

Address Building 680, Road 2811, P.O Box 3230, Seef District 428, Manama, BHR
Takaful International Co BSC is an Islamic insurance company. The business activity of the group is operated through four segments Marine and General, Family, Motor and Medical. The activities of the company include developing and providing protection covers for property, engineering, general accident, liability, marine cargo, marine hull, aviation, medical, group life, motor, level term assurance and decreasing term assurance. Geographically it operates through the region of the Kingdom of Bahrain and the State of Qatar.
64GF Score

Get the complete analysis for BAH:TAKAFUL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.13
Price
BHD0.16
GF Value