Takaful International Co BSC (BAH:TAKAFUL) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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BAH:TAKAFUL Takaful International Co BSC BAH:TAKAFUL
64 GF Score
Price BHD0.13
GF Value BHD0.16
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Takaful International Co BSC Effective Interest Rate on Debt %?

Takaful International Co BSC BAH:TAKAFUL 64 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates BAH:TAKAFUL with a GF Score™ of 64/100 and a GF Value™ of BHD0.16 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Takaful International Co BSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was BHD0.00 Mil. Takaful International Co BSC's average total debt for the quarter that ended in Mar. 2026 was BHD0.37 Mil. Therefore, Takaful International Co BSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Takaful International Co BSC  (BAH:TAKAFUL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Takaful International Co BSC Effective Interest Rate on Debt % Related Terms


Takaful International Co BSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Takaful International Co BSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Takaful International Co BSC Effective Interest Rate on Debt % Chart

Takaful International Co BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 101.13 127.98 349.24 385.38 468.26

Takaful International Co BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BAH:TAKAFUL vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, Takaful International Co BSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Takaful International Co BSC Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Takaful International Co BSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Takaful International Co BSC's Effective Interest Rate on Debt % falls into.


BAH:TAKAFUL
64GF Score
Takaful International Co BSC BAH:TAKAFUL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Takaful International Co BSC Effective Interest Rate on Debt % Calculation

Takaful International Co BSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.859/( (0.427+0.367)/ 2 )
=-1  *  -1.859/0.397
=468.26 %

where

Takaful International Co BSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (0.367+0.381)/ 2 )
=-1  *  0/0.374
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Takaful International Co BSC (BAH:TAKAFUL) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Takaful International Co BSC and its competitors.
Is Takaful International Co BSC's Effective Interest Rate on Debt % too high?
Takaful International Co BSC's current Effective Interest Rate on Debt % is 0.00%. Overall, Takaful International Co BSC has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful International Co BSC's Effective Interest Rate on Debt % compare to BRK.A and AIG?
Takaful International Co BSC's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Takaful International Co BSC and its competitors. Takaful International Co BSC's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful International Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Takaful International Co BSC (BAH:TAKAFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.16, compared to a current price of BHD0.13 — trading 16.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Takaful International Co BSC's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Takaful International Co BSC (BAH:TAKAFUL), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Takaful International Co BSC (BAH:TAKAFUL) Overvalued in 2026?

Based on GuruFocus' analysis, Takaful International Co BSC stock appears to be undervalued. The current stock price of BHD0.13 is trading 16.3% below its estimated GF Value™ of BHD0.16. GuruFocus considers Takaful International Co BSC to be Modestly Undervalued.

Key valuation signals for BAH:TAKAFUL:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: BHD0.16 vs. price of BHD0.13 (16.3% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the BAH:TAKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Takaful International Co BSC Business Description

Address Building 680, Road 2811, P.O Box 3230, Seef District 428, Manama, BHR
Takaful International Co BSC is an Islamic insurance company. The business activity of the group is operated through four segments Marine and General, Family, Motor and Medical. The activities of the company include developing and providing protection covers for property, engineering, general accident, liability, marine cargo, marine hull, aviation, medical, group life, motor, level term assurance and decreasing term assurance. Geographically it operates through the region of the Kingdom of Bahrain and the State of Qatar.
64GF Score

Get the complete analysis for BAH:TAKAFUL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.13
Price
BHD0.16
GF Value