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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
As of Jun. 2026, Takaful International Co BSC has a Sloan Ratio of -0.69%, indicating the company is in the safe zone and there is no funny business with accruals.
Takaful International Co BSC (BAH:TAKAFUL) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, Takaful International Co BSC has a Sloan Ratio of -0.69%, indicating the company is in the safe zone and there is no funny business with accruals.
Takaful International Co BSC Sloan Ratio % Related Terms
Takaful International Co BSC Sloan Ratio % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BAH:TAKAFUL vs BRK.A, AIG, HIG: Sloan Ratio % Comparison
For the Insurance - Diversified subindustry, Takaful International Co BSC's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Takaful International Co BSC Sloan Ratio % vs Insurance Industry
For the Insurance industry and Financial Services sector, Takaful International Co BSC's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Takaful International Co BSC's Sloan Ratio % falls into.
Takaful International Co BSC Sloan Ratio % Calculation
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Takaful International Co BSC's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was 0.331 (Sep. 2025 ) + 0.528 (Dec. 2025 ) + 0.593 (Mar. 2026 ) + 0.246 (Jun. 2026 ) = BHD1.70 Mil.
Takaful International Co BSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was -0.61 (Sep. 2025 ) + -0.646 (Dec. 2025 ) + -0.067 (Mar. 2026 ) + 1.376 (Jun. 2026 ) = BHD0.05 Mil.
Takaful International Co BSC's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was -0.97 (Sep. 2025 ) + 1.037 (Dec. 2025 ) + 1.352 (Mar. 2026 ) + 0.55 (Jun. 2026 ) = BHD1.97 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Takaful International Co BSC (BAH:TAKAFUL) has a Sloan Ratio % of -0.69% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Takaful International Co BSC and its competitors.
Is Takaful International Co BSC's Sloan Ratio % too high?
Takaful International Co BSC's current Sloan Ratio % is -0.69%. Overall, Takaful International Co BSC has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Takaful International Co BSC's Sloan Ratio % compare to BRK.A and AIG?
Takaful International Co BSC's Sloan Ratio % of -0.69% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for an Insurance company?
A good Sloan Ratio % depends on the Insurance industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Takaful International Co BSC and its competitors. Takaful International Co BSC's current Sloan Ratio % is -0.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful International Co BSC stock overvalued right now?
Takaful International Co BSC (BAH:TAKAFUL) has a current Sloan Ratio % of -0.69%. The stock's GF Value™ is BHD0.15, compared to a current price of BHD0.13 — trading 10.7% below its estimated fair value. The current Sloan Ratio % is -0.69%. Takaful International Co BSC's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Takaful International Co BSC (BAH:TAKAFUL), the current Sloan Ratio % is -0.69% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Takaful International Co BSC (BAH:TAKAFUL) Overvalued in 2026?
Based on GuruFocus' analysis, Takaful International Co BSC stock appears to be undervalued.
The current stock price of BHD0.13 is trading 10.7% below its estimated GF Value™ of BHD0.15.
Key valuation signals for BAH:TAKAFUL:
Sloan Ratio %: -0.69%
GF Value™: BHD0.15 vs. price of BHD0.13 (10.7% below fair value)
No single metric tells the full story. See the BAH:TAKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Takaful International Co BSC is an Islamic insurance company. The business activity of the group is operated through four segments Marine and General, Family, Motor and Medical. The activities of the company include developing and providing protection covers for property, engineering, general accident, liability, marine cargo, marine hull, aviation, medical, group life, motor, level term assurance and decreasing term assurance. Geographically it operates through the region of the Kingdom of Bahrain and the State of Qatar.
55GF Score
Get the complete analysis for BAH:TAKAFUL
Sloan Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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