Takaful International Co BSCBAH:TAKAFUL 53 ROE % is 17.34% as of Mar. 2026, which is 46% above its 10-year median of 11.90. GuruFocus rates BAH:TAKAFUL with a GF Score™ of 53/100 and a GF Value™ of BHD0.16 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 507 Insurance companies, Takaful International Co BSC ranks better than 51.87% on this metric.
The historical rank and industry rank for Takaful International Co BSC's ROE % or its related term are showing as below:
BAH:TAKAFUL'
s ROE % Range Over the Past 10 Years
Min: -13.94 Med: 11.9 Max: 14.66
Current: 12.14
During the past 13 years, Takaful International Co BSC's highest ROE % was 14.66%. The lowest was -13.94%. And the median was 11.90%.
BAH:TAKAFUL's ROE % is ranked better than 51.87% of 507
companies
in the Insurance industry
Industry Median: 11.69
vs BAH:TAKAFUL: 12.14
Takaful International Co BSC (BAH:TAKAFUL) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Takaful International Co BSC ROE % Related Terms
Takaful International Co BSC ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Takaful International Co BSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Takaful International Co BSC ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Takaful International Co BSC's ROE % distribution charts can be found below:
* The bar in red indicates where Takaful International Co BSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Takaful International Co BSC (BAH:TAKAFUL) has a ROE % of 17.34% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Takaful International Co BSC and its competitors. This is 46% above median its historical median of 11.90. According to the industry distribution chart, Takaful International Co BSC ranks #244 out of 507 companies in the Insurance industry, placing it in the top 48.1%.
Is Takaful International Co BSC's ROE % too high?
Takaful International Co BSC's current ROE % of 17.34% is 46% above median its 10-year median of 11.90. The Insurance industry median ROE % is 11.69. Takaful International Co BSC's value of 17.34% is 48.3% above this industry median. Based on the distribution chart, Takaful International Co BSC ranks #244 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Takaful International Co BSC has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful International Co BSC's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Takaful International Co BSC ranks #244 out of 507 companies for ROE %. This puts Takaful International Co BSC in the upper half of its industry. The industry median ROE % is 11.69. Takaful International Co BSC's value of 17.34% is 48.3% above this benchmark. While the company's 10-year median is 11.90 vs. the industry median of 11.69, Takaful International Co BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.69, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Takaful International Co BSC's current ROE % of 17.34% is 48.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Takaful International Co BSC and its competitors. For the Insurance industry, the median ROE % is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Takaful International Co BSC's current ROE % is 17.34%, which is 46% above median its own 10-year median of 11.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful International Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Takaful International Co BSC (BAH:TAKAFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.16, compared to a current price of BHD0.13 — trading 16.3% below its estimated fair value. The current ROE % is 17.34%, which is 46% above median its 10-year median of 11.90 and 48.3% above the Insurance industry median of 11.69. Takaful International Co BSC's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Takaful International Co BSC (BAH:TAKAFUL), the current ROE % is 17.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Takaful International Co BSC (BAH:TAKAFUL) Overvalued in 2026?
Based on GuruFocus' analysis, Takaful International Co BSC stock appears to be undervalued.
The current stock price of BHD0.13 is trading 16.3% below its estimated GF Value™ of BHD0.16.
GuruFocus considers Takaful International Co BSC to be Modestly Undervalued.
Key valuation signals for BAH:TAKAFUL:
ROE %: 17.34% (46% above median its 10-year median of 11.90)
GF Value™: BHD0.16 vs. price of BHD0.13 (16.3% below fair value)
Industry Position: 48.3% above the Insurance median (#244 of 507)
No single metric tells the full story. See the BAH:TAKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Takaful International Co BSC is an Islamic insurance company. The business activity of the group is operated through four segments Marine and General, Family, Motor and Medical. The activities of the company include developing and providing protection covers for property, engineering, general accident, liability, marine cargo, marine hull, aviation, medical, group life, motor, level term assurance and decreasing term assurance. Geographically it operates through the region of the Kingdom of Bahrain and the State of Qatar.
53GF Score
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