Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Takaful International Co BSCBAH:TAKAFUL 62 PB Ratio is 0.88 as of Jul. 23, 2026, which is 1% above its 10-year median of 0.87. GuruFocus rates BAH:TAKAFUL with a GF Score™ of 62/100 and a GF Value™ of BHD0.16 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, Takaful International Co BSC ranks better than 75.65% on this metric.
Takaful International Co BSC stock PB Ratio (=0.88) is close to 3-year high of 0.93.
The historical rank and industry rank for Takaful International Co BSC's PB Ratio or its related term are showing as below:
BAH:TAKAFUL'
s PB Ratio Range Over the Past 10 Years
Min: 0.68 Med: 0.87 Max: 1.15
Current: 0.88
During the past 13 years, Takaful International Co BSC's highest PB Ratio was 1.15. The lowest was 0.68. And the median was 0.87.
BAH:TAKAFUL's PB Ratio is ranked better than 75.65% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs BAH:TAKAFUL: 0.88
During the past 12 months, Takaful International Co BSC's average Book Value Per Share Growth Rate was -2.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Takaful International Co BSC was 15.20% per year. The lowest was -14.80% per year. And the median was 6.30% per year.
Back to Basics: PB Ratio
Takaful International Co BSC (BAH:TAKAFUL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Takaful International Co BSC PB Ratio Related Terms
Takaful International Co BSC PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BAH:TAKAFUL vs BRK.A, AIG, HIG: PB Ratio Comparison
For the Insurance - Diversified subindustry, Takaful International Co BSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Takaful International Co BSC PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Takaful International Co BSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Takaful International Co BSC's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Takaful International Co BSC (BAH:TAKAFUL) has a PB Ratio of 0.88 as of Jul. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Takaful International Co BSC and its competitors. This is near median its historical median of 0.87. Over the past decade, Takaful International Co BSC's PB Ratio has ranged from 0.68 to 1.15. According to the industry distribution chart, Takaful International Co BSC ranks #121 out of 497 companies in the Insurance industry, placing it in the top 24.3%.
Is Takaful International Co BSC's PB Ratio too high?
Takaful International Co BSC's current PB Ratio of 0.88 is near median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 1.15. The Insurance industry median PB Ratio is 1.38. Takaful International Co BSC's value of 0.88 is 36.2% below this industry median. Based on the distribution chart, Takaful International Co BSC ranks #121 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Takaful International Co BSC has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful International Co BSC's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Takaful International Co BSC ranks #121 out of 497 companies for PB Ratio. This places Takaful International Co BSC in the top 24% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.38. Takaful International Co BSC's value of 0.88 is 36.2% below this benchmark. Historically, Takaful International Co BSC's own PB Ratio has ranged from 0.68 to 1.15 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.38, Takaful International Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Takaful International Co BSC's current PB Ratio of 0.88 is 36.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Takaful International Co BSC and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Takaful International Co BSC's current PB Ratio is 0.88, which is near median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful International Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Takaful International Co BSC (BAH:TAKAFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.16, compared to a current price of BHD0.13 — trading 16.3% below its estimated fair value. The current PB Ratio is 0.88, which is near median its 10-year median of 0.87 and 36.2% below the Insurance industry median of 1.38. Takaful International Co BSC's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Takaful International Co BSC (BAH:TAKAFUL), the current PB Ratio is 0.88 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Takaful International Co BSC (BAH:TAKAFUL) Overvalued in 2026?
Based on GuruFocus' analysis, Takaful International Co BSC stock appears to be undervalued.
The current stock price of BHD0.13 is trading 16.3% below its estimated GF Value™ of BHD0.16.
GuruFocus considers Takaful International Co BSC to be Modestly Undervalued.
Key valuation signals for BAH:TAKAFUL:
PB Ratio: 0.88 (near median its 10-year median of 0.87)
GF Value™: BHD0.16 vs. price of BHD0.13 (16.3% below fair value)
Industry Position: 36.2% below the Insurance median (#121 of 497)
No single metric tells the full story. See the BAH:TAKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Takaful International Co BSC is an Islamic insurance company. The business activity of the group is operated through four segments Marine and General, Family, Motor and Medical. The activities of the company include developing and providing protection covers for property, engineering, general accident, liability, marine cargo, marine hull, aviation, medical, group life, motor, level term assurance and decreasing term assurance. Geographically it operates through the region of the Kingdom of Bahrain and the State of Qatar.
62GF Score
Get the complete analysis for BAH:TAKAFUL
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAH:TAKAFUL has been successfully added to your 
