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Takaful International Co BSCBAH:TAKAFUL 64 Return-on-Tangible-Asset is 5.10% as of Mar. 2026, which is 46% above its 10-year median of 3.50. GuruFocus rates BAH:TAKAFUL with a GF Score™ of 64/100 and a GF Value™ of BHD0.16 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, Takaful International Co BSC ranks better than 60.2% on this metric.
The historical rank and industry rank for Takaful International Co BSC's Return-on-Tangible-Asset or its related term are showing as below:
BAH:TAKAFUL'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -2.16 Med: 3.5 Max: 4.16
Current: 3.55
During the past 13 years, Takaful International Co BSC's highest Return-on-Tangible-Asset was 4.16%. The lowest was -2.16%. And the median was 3.50%.
BAH:TAKAFUL's Return-on-Tangible-Asset is ranked better than 60.2% of 505
companies
in the Insurance industry
Industry Median: 2.88
vs BAH:TAKAFUL: 3.55
Takaful International Co BSC (BAH:TAKAFUL) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Takaful International Co BSC Return-on-Tangible-Asset Related Terms
Takaful International Co BSC Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Takaful International Co BSC Return-on-Tangible-Asset Chart
BAH:TAKAFUL vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, Takaful International Co BSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Takaful International Co BSC Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Takaful International Co BSC's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Takaful International Co BSC's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 5.10% mean?
Takaful International Co BSC (BAH:TAKAFUL) has a Return-on-Tangible-Asset of 5.10% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Takaful International Co BSC and its competitors. This is 46% above median its historical median of 3.50. According to the industry distribution chart, Takaful International Co BSC ranks #201 out of 505 companies in the Insurance industry, placing it in the top 39.8%.
Is Takaful International Co BSC's Return-on-Tangible-Asset too high?
Takaful International Co BSC's current Return-on-Tangible-Asset of 5.10% is 46% above median its 10-year median of 3.50. The Insurance industry median Return-on-Tangible-Asset is 2.88. Takaful International Co BSC's value of 5.10% is 77.1% above this industry median. Based on the distribution chart, Takaful International Co BSC ranks #201 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Takaful International Co BSC has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful International Co BSC's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Takaful International Co BSC ranks #201 out of 505 companies for Return-on-Tangible-Asset. This puts Takaful International Co BSC in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.88. Takaful International Co BSC's value of 5.10% is 77.1% above this benchmark. While the company's 10-year median is 3.50 vs. the industry median of 2.88, Takaful International Co BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.88, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Takaful International Co BSC's current Return-on-Tangible-Asset of 5.10% is 77.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Takaful International Co BSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Takaful International Co BSC's current Return-on-Tangible-Asset is 5.10%, which is 46% above median its own 10-year median of 3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful International Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Takaful International Co BSC (BAH:TAKAFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.16, compared to a current price of BHD0.13 — trading 16.3% below its estimated fair value. The current Return-on-Tangible-Asset is 5.10%, which is 46% above median its 10-year median of 3.50 and 77.1% above the Insurance industry median of 2.88. Takaful International Co BSC's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Takaful International Co BSC (BAH:TAKAFUL), the current Return-on-Tangible-Asset is 5.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Takaful International Co BSC (BAH:TAKAFUL) Overvalued in 2026?
Based on GuruFocus' analysis, Takaful International Co BSC stock appears to be undervalued.
The current stock price of BHD0.13 is trading 16.3% below its estimated GF Value™ of BHD0.16.
GuruFocus considers Takaful International Co BSC to be Modestly Undervalued.
Key valuation signals for BAH:TAKAFUL:
Return-on-Tangible-Asset: 5.10% (46% above median its 10-year median of 3.50)
GF Value™: BHD0.16 vs. price of BHD0.13 (16.3% below fair value)
Industry Position: 77.1% above the Insurance median (#201 of 505)
No single metric tells the full story. See the BAH:TAKAFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Takaful International Co BSC is an Islamic insurance company. The business activity of the group is operated through four segments Marine and General, Family, Motor and Medical. The activities of the company include developing and providing protection covers for property, engineering, general accident, liability, marine cargo, marine hull, aviation, medical, group life, motor, level term assurance and decreasing term assurance. Geographically it operates through the region of the Kingdom of Bahrain and the State of Qatar.
64GF Score
Get the complete analysis for BAH:TAKAFUL
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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