Anjani Finance (BOM:531878) Cyclically Adjusted PS Ratio: 6.69 (As of Aug. 31, 2026) — Near Median

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BOM:531878 Anjani Finance Ltd BOM:531878
57 GF Score
Price ₹8.30
GF Value ₹6.39
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Anjani Finance Cyclically Adjusted PS Ratio?

Anjani Finance BOM:531878 -1.07% 57 Cyclically Adjusted PS Ratio is 6.69 as of Aug. 31, 2026, which is 1% below its 10-year median of 6.74. GuruFocus rates BOM:531878 with a GF Score™ of 57/100 and a GF Value™ of ₹6.39 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 415 Credit Services companies, Anjani Finance ranks worse than 74.94% on this metric.

As of today (2026-08-31), Anjani Finance's current share price is ₹8.30. Anjani Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹1.24. Anjani Finance's Cyclically Adjusted PS Ratio for today is 6.69.

The historical rank and industry rank for Anjani Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:531878' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.87   Med: 6.74   Max: 13.07
Current: 6.71

During the past years, Anjani Finance's highest Cyclically Adjusted PS Ratio was 13.07. The lowest was 1.87. And the median was 6.74.

BOM:531878's Cyclically Adjusted PS Ratio is ranked worse than
74.94% of 415 companies
in the Credit Services industry
Industry Median: 3.15 vs BOM:531878: 6.71

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Anjani Finance's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.112. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹1.24 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Anjani Finance  (BOM:531878) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Anjani Finance Cyclically Adjusted PS Ratio Related Terms


Anjani Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Anjani Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anjani Finance Cyclically Adjusted PS Ratio Chart

Anjani Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.58 5.59 9.18 9.78 7.14

Anjani Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.55 9.32 9.69 7.14 7.82

BOM:531878 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Anjani Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anjani Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anjani Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Anjani Finance's Cyclically Adjusted PS Ratio falls into.


BOM:531878
57GF Score
Anjani Finance Ltd BOM:531878
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anjani Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Anjani Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=8.30/1.24
=6.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anjani Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Anjani Finance's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.112/167.3573*167.3573
=0.112

Current CPI (Jun. 2026) = 167.3573.

Anjani Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.270 105.961 0.426
201612 0.299 105.196 0.476
201703 0.134 105.196 0.213
201706 0.204 107.109 0.319
201709 0.223 109.021 0.342
201712 0.163 109.404 0.249
201803 0.194 109.786 0.296
201806 0.228 111.317 0.343
201809 0.311 115.142 0.452
201812 0.212 115.142 0.308
201903 0.208 118.202 0.294
201906 0.263 120.880 0.364
201909 0.317 123.175 0.431
201912 0.071 126.235 0.094
202003 0.250 124.705 0.336
202006 0.188 127.000 0.248
202009 0.163 130.118 0.210
202012 0.172 130.889 0.220
202103 0.684 131.771 0.869
202106 0.327 134.084 0.408
202109 0.127 135.847 0.156
202112 0.246 138.161 0.298
202203 0.651 138.822 0.785
202206 0.238 142.347 0.280
202209 0.197 144.661 0.228
202212 0.653 145.763 0.750
202303 0.279 146.865 0.318
202306 0.296 150.280 0.330
202309 0.241 151.492 0.266
202312 0.190 152.924 0.208
202403 0.494 153.035 0.540
202406 0.201 155.789 0.216
202409 0.093 157.882 0.099
202412 0.288 158.323 0.304
202503 0.047 157.552 0.050
202506 0.128 159.755 0.134
202509 0.160 162.289 0.165
202512 0.107 163.281 0.110
202603 0.114 164.272 0.116
202606 0.112 167.357 0.112

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 6.69 mean?
Anjani Finance (BOM:531878) has a Cyclically Adjusted PS Ratio of 6.69 as of Aug. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Anjani Finance and its competitors. This is near median its historical median of 6.74. Over the past decade, Anjani Finance's Cyclically Adjusted PS Ratio has ranged from 1.87 to 13.07. According to the industry distribution chart, Anjani Finance ranks #311 out of 415 companies in the Credit Services industry, placing it in the top 74.9%.
Is Anjani Finance's Cyclically Adjusted PS Ratio too high?
Anjani Finance's current Cyclically Adjusted PS Ratio of 6.69 is near median its 10-year median of 6.74. Over the past 10 years, this metric has ranged from a low of 1.87 to a high of 13.07. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.15. Anjani Finance's value of 6.69 is 112.4% above this industry median. Based on the distribution chart, Anjani Finance ranks #311 out of 415 companies in the Credit Services industry, which is below the industry midpoint. Overall, Anjani Finance has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anjani Finance's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Anjani Finance ranks #311 out of 415 companies for Cyclically Adjusted PS Ratio. This places Anjani Finance in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.15. Anjani Finance's value of 6.69 is 112.4% above this benchmark. Historically, Anjani Finance's own Cyclically Adjusted PS Ratio has ranged from 1.87 to 13.07 over the past decade. While the company's 10-year median is 6.74 vs. the industry median of 3.15, Anjani Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.15, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anjani Finance's current Cyclically Adjusted PS Ratio of 6.69 is 112.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Anjani Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anjani Finance's current Cyclically Adjusted PS Ratio is 6.69, which is near median its own 10-year median of 6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anjani Finance stock overvalued right now?
Based on GuruFocus' analysis, Anjani Finance (BOM:531878) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹6.39, compared to a current price of ₹8.30 — trading 29.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.69, which is near median its 10-year median of 6.74 and 112.4% above the Credit Services industry median of 3.15. Anjani Finance's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Anjani Finance (BOM:531878), the current Cyclically Adjusted PS Ratio is 6.69 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anjani Finance (BOM:531878) Overvalued in 2026?

Based on GuruFocus' analysis, Anjani Finance stock appears to be overvalued. The current stock price of ₹8.30 is trading 29.9% above its estimated GF Value™ of ₹6.39. GuruFocus considers Anjani Finance to be Modestly Overvalued.

Key valuation signals for BOM:531878:

  • Cyclically Adjusted PS Ratio: 6.69 (near median its 10-year median of 6.74)
  • GF Value™: ₹6.39 vs. price of ₹8.30 (29.9% above fair value)
  • GF Score™: 57/100 with 2 warning signs
  • Industry Position: 112.4% above the Credit Services median (#311 of 415)

No single metric tells the full story. See the BOM:531878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anjani Finance Business Description

Address The Agarawal Corporate House, Bicholi Mardana Road, 5th Floor, 1, Sanjana park, Adjoining Agarawal public School, Indore, MP, IND, 452 016
Anjani Finance Ltd is a non-banking financial company. The company generates revenue from interest income and wind power sales. The Company was incorporated with the objective to provide money with or without security to such persons or bodies corporate and to acquire, hold, sell, buy or otherwise deal in any shares, stocks, debentures, bonds, mortgages, obligations, and other securities. It generates maximum revenue from interest income.
57GF Score

Get the complete analysis for BOM:531878

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.30
Price
₹6.39
GF Value