Anjani FinanceBOM:531878 +1.14%57 Net Margin % is 35.22% as of Mar. 2026, which is 8% above its 10-year median of 32.75. GuruFocus rates BOM:531878 with a GF Score™ of 57/100 and a GF Value™ of ₹5.91 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 533 Credit Services companies, Anjani Finance ranks better than 73.55% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Anjani Finance's Net Income for the
three
months ended in Mar. 2026 was ₹0.39 Mil. Anjani Finance's Revenue for the
three
months ended in Mar. 2026 was ₹1.11 Mil. Therefore, Anjani Finance's net margin for the quarter that ended in Mar. 2026 was 35.22%.
The historical rank and industry rank for Anjani Finance's Net Margin % or its related term are showing as below:
BOM:531878'
s Net Margin % Range Over the Past 10 Years
Min: -63.96 Med: 32.75 Max: 505.47
Current: 30.56
BOM:531878's Net Margin % is ranked better than 73.55% of 533
companies
in the Credit Services industry
Industry Median: 14.54
vs BOM:531878: 30.56
Anjani Finance (BOM:531878) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Anjani Finance Net Margin % Related Terms
Anjani Finance Net Margin % Historical Data
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The historical data trend for Anjani Finance's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Anjani Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anjani Finance Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anjani Finance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Anjani Finance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anjani Finance (BOM:531878) has a Net Margin % of 35.22% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Anjani Finance and its competitors. This is near median its historical median of 32.75. According to the industry distribution chart, Anjani Finance ranks #141 out of 533 companies in the Credit Services industry, placing it in the top 26.5%.
Is Anjani Finance's Net Margin % too high?
Anjani Finance's current Net Margin % of 35.22% is near median its 10-year median of 32.75. The Credit Services industry median Net Margin % is 14.54. Anjani Finance's value of 35.22% is 142.2% above this industry median. Based on the distribution chart, Anjani Finance ranks #141 out of 533 companies in the Credit Services industry, which is above the industry midpoint. Overall, Anjani Finance has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anjani Finance's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Anjani Finance ranks #141 out of 533 companies for Net Margin %. This puts Anjani Finance in the upper half of its industry. The industry median Net Margin % is 14.54. Anjani Finance's value of 35.22% is 142.2% above this benchmark. While the company's 10-year median is 32.75 vs. the industry median of 14.54, Anjani Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anjani Finance's current Net Margin % of 35.22% is 142.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Anjani Finance and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anjani Finance's current Net Margin % is 35.22%, which is near median its own 10-year median of 32.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anjani Finance stock overvalued right now?
Based on GuruFocus' analysis, Anjani Finance (BOM:531878) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.91, compared to a current price of ₹9.78 — trading 65.5% above its estimated fair value. The current Net Margin % is 35.22%, which is near median its 10-year median of 32.75 and 142.2% above the Credit Services industry median of 14.54. Anjani Finance's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Anjani Finance (BOM:531878), the current Net Margin % is 35.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anjani Finance (BOM:531878) Overvalued in 2026?
Based on GuruFocus' analysis, Anjani Finance stock appears to be overvalued.
The current stock price of ₹9.78 is trading 65.5% above its estimated GF Value™ of ₹5.91.
GuruFocus considers Anjani Finance to be Significantly Overvalued.
Key valuation signals for BOM:531878:
Net Margin %: 35.22% (near median its 10-year median of 32.75)
GF Value™: ₹5.91 vs. price of ₹9.78 (65.5% above fair value)
Industry Position: 142.2% above the Credit Services median (#141 of 533)
No single metric tells the full story. See the BOM:531878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anjani Finance Ltd is a non-banking financial company. The company generates revenue from interest income and wind power sales. The Company was incorporated with the objective to provide money with or without security to such persons or bodies corporate and to acquire, hold, sell, buy or otherwise deal in any shares, stocks, debentures, bonds, mortgages, obligations, and other securities. It generates maximum revenue from interest income.
57GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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