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Anjani FinanceBOM:531878 -0.11%59 Gross Margin % is 51.21% as of Mar. 2026, which is 5% above its 10-year median of 48.69. GuruFocus rates BOM:531878 with a GF Score™ of 59/100 and a GF Value™ of ₹5.86 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 387 Credit Services companies, Anjani Finance ranks worse than 55.81% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Anjani Finance had a gross margin of 51.21% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Anjani Finance Gross Margin % Related Terms
Anjani Finance Gross Margin % Historical Data
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The historical data trend for Anjani Finance's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531878 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Anjani Finance's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anjani Finance Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anjani Finance's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Anjani Finance's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Anjani Finance (BOM:531878) has a Gross Margin % of 51.21% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Anjani Finance and its competitors. This is near median its historical median of 48.69. Over the past decade, Anjani Finance's Gross Margin % has ranged from 37.84 to 59.69. According to the industry distribution chart, Anjani Finance ranks #216 out of 387 companies in the Credit Services industry, placing it in the top 55.8%.
Is Anjani Finance's Gross Margin % too high?
Anjani Finance's current Gross Margin % of 51.21% is near median its 10-year median of 48.69. Over the past 10 years, this metric has ranged from a low of 37.84 to a high of 59.69. The Credit Services industry median Gross Margin % is 51.81. Anjani Finance's value of 51.21% is 1.2% below this industry median. Based on the distribution chart, Anjani Finance ranks #216 out of 387 companies in the Credit Services industry, which is below the industry midpoint. Overall, Anjani Finance has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anjani Finance's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Anjani Finance ranks #216 out of 387 companies for Gross Margin %. This places Anjani Finance in the lower half of its industry. The industry median Gross Margin % is 51.81. Anjani Finance's value of 51.21% is 1.2% below this benchmark. Historically, Anjani Finance's own Gross Margin % has ranged from 37.84 to 59.69 over the past decade. While the company's 10-year median is 48.69 vs. the industry median of 51.81, Anjani Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anjani Finance's current Gross Margin % of 51.21% is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Anjani Finance and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anjani Finance's current Gross Margin % is 51.21%, which is near median its own 10-year median of 48.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anjani Finance stock overvalued right now?
Based on GuruFocus' analysis, Anjani Finance (BOM:531878) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.86, compared to a current price of ₹9.07 — trading 54.8% above its estimated fair value. The current Gross Margin % is 51.21%, which is near median its 10-year median of 48.69 and 1.2% below the Credit Services industry median of 51.81. Anjani Finance's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Anjani Finance (BOM:531878), the current Gross Margin % is 51.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anjani Finance (BOM:531878) Overvalued in 2026?
Based on GuruFocus' analysis, Anjani Finance stock appears to be overvalued.
The current stock price of ₹9.07 is trading 54.8% above its estimated GF Value™ of ₹5.86.
GuruFocus considers Anjani Finance to be Significantly Overvalued.
Key valuation signals for BOM:531878:
Gross Margin %: 51.21% (near median its 10-year median of 48.69)
GF Value™: ₹5.86 vs. price of ₹9.07 (54.8% above fair value)
Industry Position: 1.2% below the Credit Services median (#216 of 387)
No single metric tells the full story. See the BOM:531878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anjani Finance Ltd is a non-banking financial company. The company generates revenue from interest income and wind power sales. The Company was incorporated with the objective to provide money with or without security to such persons or bodies corporate and to acquire, hold, sell, buy or otherwise deal in any shares, stocks, debentures, bonds, mortgages, obligations, and other securities. It generates maximum revenue from interest income.
59GF Score
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