ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Anjani Finance's annualized return on capital (ROC %) for the quarter that ended in Mar. 2026 was 1.47%.
As of today (2026-07-04), Anjani Finance's WACC % is 12.30%. Anjani Finance's ROC % is 1.11% (calculated using TTM income statement data).
Anjani Finance earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Anjani Finance (BOM:531878) ROC % Explanation
ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.
There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.
Why is ROC % important?
Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, Anjani Finance's WACC % is 12.30%. Anjani Finance's ROC % is 1.11% (calculated using TTM income statement data).
Anjani Finance earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Be Aware
Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Anjani Finance ROC % Related Terms
Anjani Finance ROC % Historical Data
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The historical data trend for Anjani Finance's ROC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note:
The Operating Income data used here is four times the quarterly (Mar. 2026) data.
The tax rate is limited to between 0% and 100%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anjani Finance (BOM:531878) has a ROC % of 1.47% as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Anjani Finance and its competitors.
Is Anjani Finance's ROC % too high?
Anjani Finance's current ROC % is 1.47%. The Credit Services industry median ROC % is 1.98. Anjani Finance's value of 1.47% is 25.8% below this industry median. Overall, Anjani Finance has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anjani Finance's ROC % compare to V and MA?
Anjani Finance's ROC % of 1.47% can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. Anjani Finance's value of 1.47% is 25.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anjani Finance's current ROC % of 1.47% is 25.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Anjani Finance and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anjani Finance's current ROC % is 1.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anjani Finance stock overvalued right now?
Based on GuruFocus' analysis, Anjani Finance (BOM:531878) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.90, compared to a current price of ₹9.11 — trading 54.4% above its estimated fair value. The current ROC % is 1.47% and 25.8% below the Credit Services industry median of 1.98. Anjani Finance's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Anjani Finance (BOM:531878), the current ROC % is 1.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anjani Finance (BOM:531878) Overvalued in 2026?
Based on GuruFocus' analysis, Anjani Finance stock appears to be overvalued.
The current stock price of ₹9.11 is trading 54.4% above its estimated GF Value™ of ₹5.90.
GuruFocus considers Anjani Finance to be Significantly Overvalued.
Key valuation signals for BOM:531878:
ROC %: 1.47%
GF Value™: ₹5.90 vs. price of ₹9.11 (54.4% above fair value)
Industry Position: 25.8% below the Credit Services median
No single metric tells the full story. See the BOM:531878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anjani Finance Ltd is a non-banking financial company. The company generates revenue from interest income and wind power sales. The Company was incorporated with the objective to provide money with or without security to such persons or bodies corporate and to acquire, hold, sell, buy or otherwise deal in any shares, stocks, debentures, bonds, mortgages, obligations, and other securities. It generates maximum revenue from interest income.
57GF Score
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