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10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year.
Anjani Finance's 10-Year ROIIC % for the quarter that ended in Mar. 2026 was 8.51%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Anjani Finance's 10-Year ROIIC % or its related term are showing as below:
BOM:531878's 10-Year ROIIC % is ranked better than 73.01% of 352
companies
in the Credit Services industry
Industry Median: 3.175
vs BOM:531878: 8.51
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Anjani Finance 10-Year ROIIC % Related Terms
Anjani Finance 10-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Anjani Finance's 10-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531878 vs V, MA, AXP: 10-Year ROIIC % Comparison
For the Credit Services subindustry, Anjani Finance's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anjani Finance 10-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anjani Finance's 10-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Anjani Finance's 10-Year ROIIC % falls into.
Anjani Finance's 10-Year ROIIC % for the quarter that ended in Mar. 2026 is calculated as:
10-Year ROIIC %
=
10-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
10-Year Incremental Invested Capital**
=
( 1.189 (Mar. 2026) - 5.3479506 (Mar. 2016) )
/
( 105.49 (Mar. 2026) - 154.361 (Mar. 2016) )
=
-4.1589506
/
-48.871
=
8.51%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Anjani Finance (BOM:531878) has a 10-Year ROIIC % of 8.51 as of Mar. 2026. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Anjani Finance and its competitors. According to the industry distribution chart, Anjani Finance ranks #95 out of 352 companies in the Credit Services industry, placing it in the top 27%.
Is Anjani Finance's 10-Year ROIIC % too high?
Anjani Finance's current 10-Year ROIIC % is 8.51. The Credit Services industry median 10-Year ROIIC % is 3.18. Anjani Finance's value of 8.51 is 168% above this industry median. Based on the distribution chart, Anjani Finance ranks #95 out of 352 companies in the Credit Services industry, which is above the industry midpoint. Overall, Anjani Finance has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anjani Finance's 10-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Anjani Finance ranks #95 out of 352 companies for 10-Year ROIIC %. This puts Anjani Finance in the upper half of its industry. The industry median 10-Year ROIIC % is 3.18. Anjani Finance's value of 8.51 is 168% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for a Credit Services company?
The median 10-Year ROIIC % among Credit Services companies is 3.18, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anjani Finance's current 10-Year ROIIC % of 8.51 is 168% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Anjani Finance and its competitors. For the Credit Services industry, the median 10-Year ROIIC % is 3.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anjani Finance's current 10-Year ROIIC % is 8.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anjani Finance stock overvalued right now?
Based on GuruFocus' analysis, Anjani Finance (BOM:531878) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹6.17, compared to a current price of ₹8.40 — trading 36.1% above its estimated fair value. The current 10-Year ROIIC % is 8.51 and 168% above the Credit Services industry median of 3.18. Anjani Finance's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For Anjani Finance (BOM:531878), the current 10-Year ROIIC % is 8.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anjani Finance (BOM:531878) Overvalued in 2026?
Based on GuruFocus' analysis, Anjani Finance stock appears to be overvalued.
The current stock price of ₹8.40 is trading 36.1% above its estimated GF Value™ of ₹6.17.
GuruFocus considers Anjani Finance to be Significantly Overvalued.
Key valuation signals for BOM:531878:
10-Year ROIIC %: 8.51
GF Value™: ₹6.17 vs. price of ₹8.40 (36.1% above fair value)
Industry Position: 168% above the Credit Services median (#95 of 352)
No single metric tells the full story. See the BOM:531878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anjani Finance Ltd is a non-banking financial company. The company generates revenue from interest income and wind power sales. The Company was incorporated with the objective to provide money with or without security to such persons or bodies corporate and to acquire, hold, sell, buy or otherwise deal in any shares, stocks, debentures, bonds, mortgages, obligations, and other securities. It generates maximum revenue from interest income.
55GF Score
Get the complete analysis for BOM:531878
10-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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