Anjani Finance (BOM:531878) E10: ₹0.95 (As of Mar. 2026)


BOM:531878 Anjani Finance Ltd BOM:531878
66 GF Score
Price ₹8.25
GF Value ₹5.87
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Anjani Finance E10?

Anjani Finance BOM:531878 +4.56% 66 E10 is ₹0.95 as of Mar. 2026. GuruFocus rates BOM:531878 with a GF Score™ of 66/100 and a GF Value™ of ₹5.87 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Anjani Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹0.040. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.95 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Anjani Finance's average E10 Growth Rate was 2.20% per year. During the past 3 years, the average E10 Growth Rate was 3.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Anjani Finance was 69.80% per year. The lowest was 3.00% per year. And the median was 36.40% per year.

As of today (2026-07-13), Anjani Finance's current stock price is ₹8.25. Anjani Finance's E10 for the quarter that ended in Mar. 2026 was ₹0.95. Anjani Finance's Shiller PE Ratio of today is 8.68.

During the past 13 years, the highest Shiller PE Ratio of Anjani Finance was 36.26. The lowest was 6.90. And the median was 13.45.


Anjani Finance  (BOM:531878) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Anjani Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8.25/0.95
=8.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Anjani Finance was 36.26. The lowest was 6.90. And the median was 13.45.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Anjani Finance E10 Related Terms


Anjani Finance E10 Historical Data

* Premium members only.

The historical data trend for Anjani Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anjani Finance E10 Chart

Anjani Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.87 0.91 0.93 0.95

Anjani Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.93 0.94 0.95 0.95

BOM:531878 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Anjani Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anjani Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anjani Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Anjani Finance's Shiller PE Ratio falls into.


BOM:531878
66GF Score
Anjani Finance Ltd BOM:531878
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anjani Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Anjani Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.04/164.2724*164.2724
=0.040

Current CPI (Mar. 2026) = 164.2724.

Anjani Finance Quarterly Data

per share eps CPI Adj_EPS
201606 0.080 105.961 0.124
201609 0.050 105.961 0.078
201612 0.130 105.196 0.203
201703 0.150 105.196 0.234
201706 0.010 107.109 0.015
201709 0.040 109.021 0.060
201712 0.020 109.404 0.030
201803 0.020 109.786 0.030
201806 0.050 111.317 0.074
201809 0.010 115.142 0.014
201812 0.082 115.142 0.117
201903 0.148 118.202 0.206
201906 0.100 120.880 0.136
201909 0.150 123.175 0.200
201912 0.030 126.235 0.039
202003 -0.200 124.705 -0.263
202006 0.270 127.000 0.349
202009 0.020 130.118 0.025
202012 0.120 130.889 0.151
202103 0.000 131.771 0.000
202106 0.340 134.084 0.417
202109 -0.250 135.847 -0.302
202112 0.150 138.161 0.178
202203 -1.290 138.822 -1.526
202206 0.140 142.347 0.162
202209 0.350 144.661 0.397
202212 2.960 145.763 3.336
202303 3.260 146.865 3.646
202306 0.070 150.280 0.077
202309 0.290 151.492 0.314
202312 0.090 152.924 0.097
202403 0.020 153.035 0.021
202406 0.057 155.789 0.060
202409 0.113 157.882 0.118
202412 0.190 158.323 0.197
202503 0.100 157.552 0.104
202506 -0.014 159.755 -0.014
202509 0.069 162.289 0.070
202512 0.060 163.281 0.060
202603 0.040 164.272 0.040

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹0.95 mean?
Anjani Finance (BOM:531878) has a E10 of ₹0.95 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Anjani Finance and its competitors.
Is Anjani Finance's E10 too high?
Anjani Finance's current E10 is ₹0.95. Overall, Anjani Finance has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anjani Finance's E10 compare to V and MA?
Anjani Finance's E10 of ₹0.95 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Anjani Finance and its competitors. Anjani Finance's current E10 is ₹0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anjani Finance stock overvalued right now?
Based on GuruFocus' analysis, Anjani Finance (BOM:531878) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.87, compared to a current price of ₹8.25 — trading 40.5% above its estimated fair value. The current E10 is ₹0.95. Anjani Finance's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Anjani Finance (BOM:531878), the current E10 is ₹0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anjani Finance (BOM:531878) Overvalued in 2026?

Based on GuruFocus' analysis, Anjani Finance stock appears to be overvalued. The current stock price of ₹8.25 is trading 40.5% above its estimated GF Value™ of ₹5.87. GuruFocus considers Anjani Finance to be Significantly Overvalued.

Key valuation signals for BOM:531878:

  • E10: ₹0.95
  • GF Value™: ₹5.87 vs. price of ₹8.25 (40.5% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the BOM:531878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anjani Finance Business Description

Address The Agarawal Corporate House, Bicholi Mardana Road, 5th Floor, 1, Sanjana park, Adjoining Agarawal public School, Indore, MP, IND, 452 016
Anjani Finance Ltd is a non-banking financial company. The company generates revenue from interest income and wind power sales. The Company was incorporated with the objective to provide money with or without security to such persons or bodies corporate and to acquire, hold, sell, buy or otherwise deal in any shares, stocks, debentures, bonds, mortgages, obligations, and other securities. It generates maximum revenue from interest income.
66GF Score

Get the complete analysis for BOM:531878

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.25
Price
₹5.87
GF Value