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Arrow Financial (FRA:BQE) Cyclically Adjusted PS Ratio : 2.85 (As of May. 22, 2025)


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What is Arrow Financial Cyclically Adjusted PS Ratio?

As of today (2025-05-22), Arrow Financial's current share price is €23.20. Arrow Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was €8.14. Arrow Financial's Cyclically Adjusted PS Ratio for today is 2.85.

The historical rank and industry rank for Arrow Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:BQE' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.07   Med: 4.45   Max: 6.53
Current: 3.05

During the past years, Arrow Financial's highest Cyclically Adjusted PS Ratio was 6.53. The lowest was 2.07. And the median was 4.45.

FRA:BQE's Cyclically Adjusted PS Ratio is ranked worse than
56.84% of 1242 companies
in the Banks industry
Industry Median: 2.74 vs FRA:BQE: 3.05

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Arrow Financial's adjusted revenue per share data for the three months ended in Mar. 2025 was €2.175. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €8.14 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Arrow Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Arrow Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Arrow Financial Cyclically Adjusted PS Ratio Chart

Arrow Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.22 4.64 4.21 3.41 3.36

Arrow Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.99 3.08 3.37 3.36 3.02

Competitive Comparison of Arrow Financial's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Arrow Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arrow Financial's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Arrow Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Arrow Financial's Cyclically Adjusted PS Ratio falls into.


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Arrow Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Arrow Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=23.20/8.14
=2.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arrow Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Arrow Financial's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=2.175/134.9266*134.9266
=2.175

Current CPI (Mar. 2025) = 134.9266.

Arrow Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 1.285 100.684 1.722
201509 1.290 100.392 1.734
201512 1.337 99.792 1.808
201603 1.323 100.470 1.777
201606 1.355 101.688 1.798
201609 1.341 101.861 1.776
201612 1.419 101.863 1.880
201703 1.407 102.862 1.846
201706 1.402 103.349 1.830
201709 1.348 104.136 1.747
201712 1.368 104.011 1.775
201803 1.323 105.290 1.695
201806 1.472 106.317 1.868
201809 1.443 106.507 1.828
201812 1.487 105.998 1.893
201903 1.473 107.251 1.853
201906 1.503 108.070 1.877
201909 1.614 108.329 2.010
201912 1.596 108.420 1.986
202003 1.643 108.902 2.036
202006 1.684 108.767 2.089
202009 1.686 109.815 2.072
202012 1.540 109.897 1.891
202103 1.717 111.754 2.073
202106 1.792 114.631 2.109
202109 1.810 115.734 2.110
202112 1.805 117.630 2.070
202203 1.915 121.301 2.130
202206 2.043 125.017 2.205
202209 2.294 125.227 2.472
202212 2.085 125.222 2.247
202303 1.904 127.348 2.017
202306 1.769 128.729 1.854
202309 1.836 129.860 1.908
202312 1.785 129.419 1.861
202403 1.872 131.776 1.917
202406 1.946 132.554 1.981
202409 1.968 133.029 1.996
202412 1.937 133.157 1.963
202503 2.175 134.927 2.175

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Arrow Financial  (FRA:BQE) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Arrow Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Arrow Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Arrow Financial Business Description

Traded in Other Exchanges
Address
250 Glen Street, Glens Falls, NY, USA, 12801
Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of company's revenue is interest income, fees, commission earned through its subsidiaries.

Arrow Financial Headlines

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