Third Coast Bancshares (FRA:GL0) Cyclically Adjusted PS Ratio: (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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FRA:GL0 Third Coast Bancshares Inc FRA:GL0
56 GF Score
Price €35.40
GF Value €32.64
! 4 Warning Signs
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What is Third Coast Bancshares Cyclically Adjusted PS Ratio?

Third Coast Bancshares does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Third Coast Bancshares  (FRA:GL0) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Third Coast Bancshares Cyclically Adjusted PS Ratio Related Terms


Third Coast Bancshares Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Third Coast Bancshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Coast Bancshares Cyclically Adjusted PS Ratio Chart

Third Coast Bancshares Annual Data
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Cyclically Adjusted PS Ratio
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Third Coast Bancshares Quarterly Data
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FRA:GL0 vs AROW, HIFS, PFIS: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Third Coast Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Third Coast Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Third Coast Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Third Coast Bancshares's Cyclically Adjusted PS Ratio falls into.


FRA:GL0
56GF Score
Third Coast Bancshares Inc FRA:GL0
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Third Coast Bancshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Third Coast Bancshares does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Is Third Coast Bancshares (FRA:GL0) Overvalued in 2026?

Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued. The current stock price of €35.40 is trading 8.5% above its estimated GF Value™ of €32.64.

Key valuation signals for FRA:GL0:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €32.64 vs. price of €35.40 (8.5% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the FRA:GL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Third Coast Bancshares Business Description

Other Exchanges TCBX:USA
Address 20202 Highway 59 North, Suite 190, Humble, TX, USA, 77338
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
56GF Score

Get the complete analysis for FRA:GL0

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.40
Price
€32.64
GF Value