Third Coast BancsharesFRA:GL0 -0.57%36 PEG Ratio is 0.40 as of Jul. 01, 2026, which is 18% above its 10-year median of 0.34. GuruFocus rates FRA:GL0 with a GF Score™ of 36/100 and a GF Value™ of €32.15 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,229 Banks companies, Third Coast Bancshares ranks better than 91.62% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Third Coast Bancshares's PEG Ratio or its related term are showing as below:
FRA:GL0'
s PEG Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.34 Max: 0.44
Current: 0.4
During the past 7 years, Third Coast Bancshares's highest PEG Ratio was 0.44. The lowest was 0.24. And the median was 0.34.
FRA:GL0's PEG Ratio is ranked better than 91.62% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs FRA:GL0: 0.40
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Third Coast Bancshares (FRA:GL0) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Third Coast Bancshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Third Coast Bancshares PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Third Coast Bancshares's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Third Coast Bancshares's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Third Coast Bancshares (FRA:GL0) has a PEG Ratio of 0.40 as of Jul. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Third Coast Bancshares and its competitors. This is 18% above median its historical median of 0.34. Over the past decade, Third Coast Bancshares' PEG Ratio has ranged from 0.24 to 0.44. According to the industry distribution chart, Third Coast Bancshares ranks #103 out of 1229 companies in the Banks industry, placing it in the top 8.4%.
Is Third Coast Bancshares' PEG Ratio too high?
Third Coast Bancshares' current PEG Ratio of 0.40 is 18% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.44. The Banks industry median PEG Ratio is 1.52. Third Coast Bancshares' value of 0.40 is 73.7% below this industry median. Based on the distribution chart, Third Coast Bancshares ranks #103 out of 1229 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Third Coast Bancshares has a GF Score™ of 36/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' PEG Ratio compare to AROW and HIFS?
According to the Banks industry distribution chart, Third Coast Bancshares ranks #103 out of 1229 companies for PEG Ratio. This places Third Coast Bancshares in the top 8% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Third Coast Bancshares' value of 0.40 is 73.7% below this benchmark. Historically, Third Coast Bancshares' own PEG Ratio has ranged from 0.24 to 0.44 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 1.52, Third Coast Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Third Coast Bancshares's current PEG Ratio of 0.40 is 73.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Third Coast Bancshares and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Coast Bancshares's current PEG Ratio is 0.40, which is 18% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (FRA:GL0) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.15, compared to a current price of €34.80 — trading 8.2% above its estimated fair value. The current PEG Ratio is 0.40, which is 18% above median its 10-year median of 0.34 and 73.7% below the Banks industry median of 1.52. Third Coast Bancshares' overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Third Coast Bancshares (FRA:GL0), the current PEG Ratio is 0.40 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Third Coast Bancshares (FRA:GL0) Overvalued in 2026?
Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued.
The current stock price of €34.80 is trading 8.2% above its estimated GF Value™ of €32.15.
GuruFocus considers Third Coast Bancshares to be Modestly Overvalued.
Key valuation signals for FRA:GL0:
PEG Ratio: 0.40 (18% above median its 10-year median of 0.34)
GF Value™: €32.15 vs. price of €34.80 (8.2% above fair value)
Industry Position: 73.7% below the Banks median (#103 of 1229)
No single metric tells the full story. See the FRA:GL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
36GF Score
Get the complete analysis for FRA:GL0
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