Third Coast Bancshares (FRA:GL0) EPS (Basic): €3.93 (TTM As of Mar. 2026)


FRA:GL0 Third Coast Bancshares Inc FRA:GL0
36 GF Score
Price €34.80
GF Value €31.32
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Third Coast Bancshares EPS (Basic)?

Third Coast Bancshares FRA:GL0 -0.57% 36 EPS (Basic) is €3.93 as of Mar. 2026. GuruFocus rates FRA:GL0 with a GF Score™ of 36/100 and a GF Value™ of €31.32 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Third Coast Bancshares's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €0.89. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €3.93.

Third Coast Bancshares's EPS (Diluted) for the three months ended in Mar. 2026 was €0.76. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €3.34.

Third Coast Bancshares's EPS without NRI for the three months ended in Mar. 2026 was €0.76. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 3.34.

During the past 12 months, Third Coast Bancshares's average EPS without NRIGrowth Rate was 32.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 44.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 18.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 7 years, Third Coast Bancshares's highest 3-Year average EPS without NRI Growth Rate was 54.60% per year. The lowest was 1.20% per year. And the median was 34.70% per year.

Third Coast Bancshares  (FRA:GL0) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Third Coast Bancshares EPS (Basic) Related Terms

Third Coast Bancshares EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Third Coast Bancshares's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Coast Bancshares EPS (Basic) Chart

Third Coast Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial 1.28 1.21 1.94 3.00 3.80

Third Coast Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.97 1.04 1.03 0.89
FRA:GL0
36GF Score
Third Coast Bancshares Inc FRA:GL0
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Third Coast Bancshares EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Third Coast Bancshares's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(56.613-4.056)/13.841
=3.80

Third Coast Bancshares's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(14.158-1.013)/14.815
=0.89

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €3.93 mean?
Third Coast Bancshares (FRA:GL0) has a EPS (Basic) of €3.93 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Third Coast Bancshares and its competitors.
Is Third Coast Bancshares' EPS (Basic) too high?
Third Coast Bancshares' current EPS (Basic) is €3.93. Overall, Third Coast Bancshares has a GF Score™ of 36/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' EPS (Basic) compare to AROW and HIFS?
Third Coast Bancshares' EPS (Basic) of €3.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Third Coast Bancshares and its competitors. Third Coast Bancshares's current EPS (Basic) is €3.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (FRA:GL0) is currently considered Modestly Overvalued. The stock's GF Value™ is €31.32, compared to a current price of €34.80 — trading 11.1% above its estimated fair value. The current EPS (Basic) is €3.93. Third Coast Bancshares' overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Third Coast Bancshares (FRA:GL0), the current EPS (Basic) is €3.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Coast Bancshares (FRA:GL0) Overvalued in 2026?

Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued. The current stock price of €34.80 is trading 11.1% above its estimated GF Value™ of €31.32. GuruFocus considers Third Coast Bancshares to be Modestly Overvalued.

Key valuation signals for FRA:GL0:

  • EPS (Basic): €3.93
  • GF Value™: €31.32 vs. price of €34.80 (11.1% above fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the FRA:GL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Third Coast Bancshares Business Description

Other Exchanges TCBX:USA
Address 20202 Highway 59 North, Suite 190, Humble, TX, USA, 77338
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
36GF Score

Get the complete analysis for FRA:GL0

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.80
Price
€31.32
GF Value