Third Coast Bancshares (FRA:GL0) Change In Receivables: €-27.4 Mil (TTM As of Mar. 2026)

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FRA:GL0 Third Coast Bancshares Inc FRA:GL0
39 GF Score
Price €37.60
GF Value €32.67
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Third Coast Bancshares Change In Receivables?

Third Coast Bancshares FRA:GL0 +0.53% 39 Change In Receivables is €-27.4 Mil as of Mar. 2026. GuruFocus rates FRA:GL0 with a GF Score™ of 39/100 and a GF Value™ of €32.67 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Third Coast Bancshares's change in receivables for the quarter that ended in Mar. 2026 was €-14.1 Mil. It means Third Coast Bancshares's Accounts Receivable increased by €14.1 Mil from Dec. 2025 to Mar. 2026 .

Third Coast Bancshares's change in receivables for the fiscal year that ended in Dec. 2025 was €-17.6 Mil. It means Third Coast Bancshares's Accounts Receivable increased by €17.6 Mil from Dec. 2024 to Dec. 2025 .

Third Coast Bancshares's Accounts Receivable for the quarter that ended in Mar. 2026 was €27.1 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Third Coast Bancshares's Days Sales Outstanding for the three months ended in Mar. 2026 was 50.12.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Third Coast Bancshares's liquidation value for the three months ended in Mar. 2026 was €-4,365.4 Mil.


Third Coast Bancshares  (FRA:GL0) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Third Coast Bancshares's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=27.148/49.427*91
=50.12

2. In Ben Graham's calculation of liquidation value, Third Coast Bancshares's accounts receivable are only considered to be worth 75% of book value:

Third Coast Bancshares's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=745.016-5130.785+0.75 * 27.148+0.5 * 0
=-4,365.4

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Third Coast Bancshares Change In Receivables Related Terms


Third Coast Bancshares Change In Receivables Historical Data

* Premium members only.

The historical data trend for Third Coast Bancshares's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Coast Bancshares Change In Receivables Chart

Third Coast Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial 0.66 -12.00 -4.02 -7.30 -17.64

Third Coast Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 -4.73 -8.93 -14.12 0.00
FRA:GL0
39GF Score
Third Coast Bancshares Inc FRA:GL0
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Third Coast Bancshares Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-27.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €-27.4 Mil mean?
Third Coast Bancshares (FRA:GL0) has a Change In Receivables of €-27.4 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Third Coast Bancshares and its competitors.
Is Third Coast Bancshares' Change In Receivables too high?
Third Coast Bancshares' current Change In Receivables is €-27.4 Mil. Overall, Third Coast Bancshares has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' Change In Receivables compare to PFIS and WASH?
Third Coast Bancshares' Change In Receivables of €-27.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Third Coast Bancshares and its competitors. Third Coast Bancshares's current Change In Receivables is €-27.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (FRA:GL0) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.67, compared to a current price of €37.60 — trading 15.1% above its estimated fair value. The current Change In Receivables is €-27.4 Mil. Third Coast Bancshares' overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Third Coast Bancshares (FRA:GL0), the current Change In Receivables is €-27.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Coast Bancshares (FRA:GL0) Overvalued in 2026?

Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued. The current stock price of €37.60 is trading 15.1% above its estimated GF Value™ of €32.67. GuruFocus considers Third Coast Bancshares to be Modestly Overvalued.

Key valuation signals for FRA:GL0:

  • Change In Receivables: €-27.4 Mil
  • GF Value™: €32.67 vs. price of €37.60 (15.1% above fair value)
  • GF Score™: 39/100 with 5 warning signs

No single metric tells the full story. See the FRA:GL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Third Coast Bancshares Business Description

Other Exchanges TCBX:USA
Address 20202 Highway 59 North, Suite 190, Humble, TX, USA, 77338
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
39GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.60
Price
€32.67
GF Value